Brale、XRP Ledger 和穩定幣：金融新時代？

探索 Brale 與 XRP Ledger 和 Ripple 的 RLUSD 穩定幣的集成如何改變數字支付和機構金融。

Brale, XRP Ledger, and Stablecoins: A New Era of Finance?

Brale、XRP Ledger 和穩定幣：金融新時代？

The world of finance is rapidly evolving, with 'Brale, XRP Ledger, Stablecoins' at the forefront. These innovations are changing how businesses handle digital assets, making transactions faster, more secure, and compliant.

金融世界正在迅速發展，“Brale、XRP Ledger、穩定幣”處於最前沿。這些創新正在改變企業處理數字資產的方式，使交易更快、更安全、更合規。

Brale Launches on XRP Ledger: A Game Changer

Brale 在 XRP Ledger 上推出：遊戲規則改變者

Brale's recent launch on the XRP Ledger is a significant step forward. This platform enables businesses to issue and manage regulated stablecoins directly on the XRP Ledger. What's the big deal? It bridges the gap between traditional finance and digital assets, offering a simple, clear, and regulated way for companies to create stablecoins and make payments in Ripple USD (RLUSD).

Brale 最近在 XRP Ledger 上的推出是向前邁出的重要一步。該平台使企業能夠直接在 XRP Ledger 上發行和管理受監管的穩定幣。有什麼大不了的？它彌合了傳統金融和數字資產之間的差距，為公司提供一種簡單、清晰且受監管的方式來創建穩定幣並以 Ripple USD (RLUSD) 進行支付。

Why XRP Ledger is the Perfect Fit

為什麼 XRP Ledger 是完美選擇

The XRP Ledger isn't just any blockchain. It's known for its speed, low fees, and reliability. For over a decade, it's been processing secure payments and is optimized for tokenized assets and real-time settlements. Plus, its built-in compliance features, like trust line authorization and freeze controls, allow regulated institutions to operate safely at scale while keeping full control.

XRP 賬本不僅僅是任何區塊鏈。它以其速度快、費用低和可靠性而聞名。十多年來，它一直在處理安全支付，並針對代幣化資產和實時結算進行了優化。此外，其內置的合規功能（例如信任線授權和凍結控制）允許受監管機構在保持完全控制的同時大規模安全運營。

The Role of Ripple’s RLUSD

Ripple 的 RLUSD 的作用

Brale's integration also supports Ripple’s USD-backed stablecoin, RLUSD, which is fully redeemable 1:1 for the U.S. dollar. With Brale’s API, businesses can now settle in RLUSD across both the XRP Ledger and Ethereum, ensuring faster, compliant global transfers. RLUSD has experienced substantial growth since its debut, driven by strong adoption across DeFi platforms and Ripple’s payment network. As of late 2024, it is nearly $900 million in circulation.

Brale 的集成還支持 Ripple 的美元支持的穩定幣 RLUSD，該穩定幣可以 1:1 完全兌換為美元。借助 Brale 的 API，企業現在可以在 XRP Ledger 和以太坊上以 RLUSD 進行結算，從而確保更快、合規的全球轉賬。在 DeFi 平台和 Ripple 支付網絡的強勁採用的推動下，RLUSD 自首次亮相以來經歷了大幅增長。截至 2024 年底，流通量接近 9 億美元。

SBI Holdings Invests Big in XRP

SBI Holdings 大力投資 XRP

Adding fuel to the fire, Japan’s banking giant SBI Holdings is investing $200 million in XRP to boost its adoption. This investment is part of Evernorth, a fund planning to raise over $1 billion to buy XRP and build one of the largest public XRP treasuries. This treasury won’t just hold XRP; it will also use it in lending and DeFi to increase its value, highlighting strong institutional support for XRP.

火上澆油的是，日本銀行巨頭 SBI Holdings 正在向 XRP 投資 2 億美元，以促進其採用。這項投資是 Evernorth 的一部分，該基金計劃籌集超過 10 億美元購買 XRP 並建立最大的公共 XRP 金庫之一。這個金庫不僅持有 XRP，還持有 XRP。它還將在藉貸和 DeFi 中使用它來增加其價值，凸顯了機構對 XRP 的強大支持。

XRP Ledger's Resilience in the Face of Outages

XRP Ledger 在面對中斷時的彈性

While other platforms falter, XRP Ledger stands strong. During a recent AWS outage that disrupted major platforms like Coinbase and ChatGPT, the XRP Ledger continued closing blocks normally. This highlights its resilience and the importance of a decentralized validator network. Initiatives like XLS 50 ensure operational continuity, proving that careful network design and distribution can protect against large-scale outages.

當其他平台步履蹣跚時，XRP Ledger 依然堅挺。在最近的一次 AWS 中斷期間，Coinbase 和 ChatGPT 等主要平台受到干擾，XRP Ledger 繼續正常關閉區塊。這凸顯了它的彈性和去中心化驗證器網絡的重要性。 XLS 50 等舉措可確保運營連續性，證明精心的網絡設計和分佈可以防止大規模中斷。

The Future of Credit with Stablecoins

穩定幣信貸的未來

Stablecoins are also making waves in the credit market. Visa's research indicates that stablecoin lending could bring a significant portion of the $40 trillion credit universe onto programmable rails. Stablecoins have already originated roughly $670 billion in lending over the past five years, with the average loan size nearly doubling. Incumbents like Visa are taking notice, partnering with projects like Digitap to leverage stablecoins for everyday transactions.

穩定幣也在信貸市場掀起波瀾。 Visa 的研究表明，穩定幣貸款可以將 40 萬億美元信貸領域的很大一部分帶入可編程軌道。過去五年裡，穩定幣已經發放了大約 6700 億美元的貸款，平均貸款規模幾乎翻了一番。 Visa 等現有企業正在註意到這一點，並與 Digitap 等項目合作，利用穩定幣進行日常交易。

Final Thoughts: Are Stablecoins the Future?

最後的想法：穩定幣是未來嗎？

All signs point towards a financial future where stablecoins play a central role. The integration of platforms like Brale with the XRP Ledger, combined with institutional investments and increasing adoption, paints a clear picture: stablecoins are here to stay. As Visa aptly puts it, the question isn't if, but how much of the future belongs to programmable money versus legacy cash. So buckle up, folks; it's going to be an interesting ride!

所有跡像都表明，穩定幣將在金融未來發揮核心作用。 Brale 等平台與 XRP Ledger 的集成，再加上機構投資和不斷增加的採用率，描繪了一幅清晰的圖景：穩定幣將繼續存在。正如 Visa 恰當地指出的那樣，問題不在於未來是否屬於可編程貨幣，而在於與傳統現金相比，未來有多少屬於可編程貨幣。所以，各位，係好安全帶；這將是一次有趣的旅程！