貝萊德和代幣化革命：加密貨幣的未來？

貝萊德 (BlackRock) 的拉里·芬克 (Larry Fink) 倡導代幣化作為金融領域的下一個前沿領域，將傳統資產和加密貨幣連接起來，以實現更廣泛的可訪問性和效率。

BlackRock and the Tokenization Revolution: A Crypto Future?

貝萊德和代幣化革命：加密貨幣的未來？

BlackRock's CEO Larry Fink sees tokenization as the next generation of opportunity. The world's largest asset manager is betting big on digitizing assets and reshaping capital markets. Here’s the lowdown on BlackRock’s play in the tokenization game.

貝萊德首席執行官拉里·芬克（Larry Fink）將代幣化視為下一代機遇。全球最大的資產管理公司正在大力投資資產數字化和重塑資本市場。以下是貝萊德在代幣化遊戲中的內幕。

Tokenization: The Next Big Thing?

代幣化：下一件大事？

Larry Fink isn’t just dipping his toes; he’s diving headfirst into tokenization. He envisions a massive shift where traditional assets like ETFs, real estate, and bonds are digitized. According to Fink, this transformation will bring new investors, especially those already in the crypto space, into the fold.

拉里·芬克 (Larry Fink) 不僅在嘗試，而且還在嘗試。他正一頭扎進代幣化領域。他設想了一場巨大的轉變，將 ETF、房地產和債券等傳統資產數字化。芬克表示，這種轉變將吸引新的投資者，尤其是那些已經進入加密貨幣領域的投資者。

Tokenization, according to Fink, isn't just a fad; it's an expansive opportunity set to unfold over decades. Market research suggests the tokenization market could be worth over $2 trillion by 2025 and balloon to over $13 trillion by 2030.

芬克認為，代幣化不僅僅是一種時尚，而是一種時尚。這是一個需要數十年才能展現的廣闊機遇。市場研究表明，到 2025 年，代幣化市場的價值可能超過 2 萬億美元，到 2030 年將增至超過 13 萬億美元。

BlackRock's Tokenization Playbook

貝萊德的代幣化手冊

BlackRock isn’t just talking the talk; they’re walking the walk. They already oversee the $2.8 billion BUIDL fund, a tokenized cash market fund launched in March 2024. The firm is actively innovating tokenization technologies and solutions, aiming to bridge traditional finance and crypto markets.

貝萊德不僅僅是說說而已；他們正在言出必行。他們已經管理著價值 28 億美元的 BUIDL 基金，這是一個於 2024 年 3 月推出的代幣化現金市場基金。該公司正在積極創新代幣化技術和解決方案，旨在架起傳統金融和加密貨幣市場的橋樑。

From Skeptic to Believer

從懷疑論者到信徒

Once a crypto skeptic, Fink now likens crypto to gold—a portfolio diversifier. BlackRock holds a significant $104 billion investment in crypto, making up 1% of its portfolio. Fink acknowledges his past reservations, emphasizing the complementary nature of crypto in mixed portfolios.

芬克曾經是加密貨幣懷疑論者，現在將加密貨幣比作黃金——一種投資組合多元化工具。貝萊德在加密領域持有 1040 億美元的巨額投資，佔其投資組合的 1%。芬克承認他過去的保留意見，強調加密貨幣在混合投資組合中的互補性。

Building the Infrastructure

建設基礎設施

BlackRock is developing its own tokenization infrastructure, aiming to reduce fees, eliminate middlemen, and broaden access to financial products. By tokenizing ETFs and other assets, BlackRock hopes to streamline investment processes and make markets more efficient. Their tokenized money market fund, BUIDL, operates across Ethereum, Solana, and Avalanche.

貝萊德正在開發自己的代幣化基礎設施，旨在降低費用、消除中間商並擴大金融產品的使用範圍。通過對 ETF 和其他資產進行代幣化，貝萊德希望簡化投資流程並提高市場效率。他們的代幣化貨幣市場基金 BUIDL 在以太坊、Solana 和 Avalanche 上運營。

BlackRock also led a $47 million strategic funding round in Securitize, underscoring its commitment to the space. They manage the largest spot Bitcoin and Ethereum ETFs in the U.S., holding $93 billion and $17 billion in assets, respectively.

貝萊德還領投了 Securitize 一輪 4700 萬美元的戰略融資，突顯了其對該領域的承諾。他們管理著美國最大的現貨比特幣和以太坊 ETF，分別持有 930 億美元和 170 億美元的資產。

What's Next?

接下來是什麼？

While the exact timeline remains unclear, Fink hints at “exciting announcements in the coming years” that could position BlackRock as a leader in the digital transformation of traditional finance. They’re in talks with major platforms about integrating tokenized assets with digital wallets and broader financial infrastructure.

儘管確切的時間表尚不清楚，但芬克暗示“未來幾年將發布令人興奮的公告”，這可能使貝萊德成為傳統金融數字化轉型的領導者。他們正在與主要平台就將代幣化資產與數字錢包和更廣泛的金融基礎設施集成進行談判。

Personal Take

個人看法

It's hard to ignore BlackRock's strategic moves. Tokenization promises greater efficiency and accessibility, potentially democratizing investment opportunities. Consider Eric Trump's real estate tokenization project, which aims to offer fractional ownership to the public. This vision aligns with Fink’s goal of making investment more accessible to a broader audience. Whether it's Trump properties or ETFs, the future seems to point towards a tokenized world.

貝萊德的戰略舉措不容忽視。代幣化有望提高效率和可及性，從而有可能使投資機會民主化。考慮一下埃里克·特朗普的房地產代幣化項目，該項目旨在向公眾提供部分所有權。這一願景與 Fink 的目標一致，即讓更廣泛的受眾更容易獲得投資。無論是特朗普的房產還是ETF，未來似乎都指向一個代幣​​化的世界。

So, is BlackRock leading us to a crypto-infused future? Only time will tell, but one thing's for sure: the financial landscape is about to get a whole lot more interesting. Buckle up, buttercup!

那麼，貝萊德是否正在引領我們走向加密貨幣的未來？只有時間才能證明一切，但有一件事是肯定的：金融格局即將變得更加有趣。係好安全帶，毛茛！