比特幣可以成為世界的儲備貨幣嗎？貝萊德首席執行官拉里·芬克（Larry Fink）認為

自第二次世界大戰結束以來，美元一直是國際儲備貨幣。那會改變嗎？

The U.S. dollar has been the international reserve currency since the end of World War II, but could that be changing? BlackRock (NYSE:BLK) CEO Larry Fink, along with several crypto experts, believe there’s a chance. Not immediately, but someday. Maybe.

自第二次世界大戰結束以來，美元一直是國際儲備貨幣，但這會發生變化嗎？ BlackRock（NYSE：BLK）首席執行官Larry Fink以及幾位加密專家都相信有機會。不是立即，而是有一天。或許。

“It is very unlikely in the short term,” said CK Zheng, co-founder and CIO of ZX Squared Capital. “But in the long run, the possibility is increasing.”

ZX Squared Capital的聯合創始人兼CIO CK Zheng說：“在短期內，這不太可能。” “但是從長遠來看，可能性正在增加。”

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The dollar’s relative stability has made it the currency of choice for international exchange and a generally recognized “safe” place to store wealth for nearly a century. In his annual letter to investors, Fink wrote, “If the U.S. doesn’t get its debt under control, if deficits keep ballooning, America risks losing that position to digital assets like bitcoin.”

美元的相對穩定性使其成為國際交流的首選貨幣，也是一個公認的“安全”儲存財富的地方，可以存儲近一個世紀的財富。芬克在給投資者的年度信中寫道：“如果美國沒有控制債務，如果赤字不斷膨脹，美國就有可能將該立場失去該職位，將其失去給比特幣等數字資產。”

“The natural evolution of money could end up being decentralized finance,” said Jonathan Rose, CEO of Genesis Gold Group. Pointing to some of the advantages, he shared that cryptocurrencies like bitcoin offer “faster, cheaper, more transparent” transactions.

Genesis Gold Group首席執行官喬納森·羅斯（Jonathan Rose）說：“金錢的自然發展可能最終是分散的財務。”他指出了一些優點，他分享說，像比特幣這樣的加密貨幣提供了“更快，更便宜，更透明的”交易。

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Challenges of DeFi

Defi的挑戰

However, challenges arise in terms of the safety, security and accessibility of bitcoin as a primary means of currency. “It would take a while for full integration,” Rose said.

但是，就比特幣作為貨幣的主要手段的安全性，安全性和可及性而引起的挑戰。羅斯說：“完全集成需要一段時間。”

Likewise, there will be a learning curve for people to understand what investing, storing and using crypto entails. “If you’re going to invest in these digital assets, you’ve got to have military-grade encryption… 24/7 safety and security, with insurance,” he said.

同樣，人們將有一條學習曲線，以了解投資，存儲和使用加密貨幣所需的內容。他說：“如果您打算投資這些數字資產，就必須擁有軍事級加密……24/7安全和保險。”

“Crypto custodian services with strict regulatory compliance provide a great solution for most of the investors,” Zheng added.

Zheng補充說：“具有嚴格監管合規性的加密託管服務為大多數投資者提供了一個很好的解決方案。”

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Could Bitcoin Become the World’s Currency?

比特幣可以成為世界貨幣嗎？

“In a future world of no dominant fiat currency, bitcoin could become the world reserve currency given the nature of decentralization,” Zheng said. “For that to happen, it requires most of the world powers to embrace it.”

鄭說：“在沒有占主導地位的菲亞特貨幣的未來世界中，鑑於權力下放的性質，比特幣可能成為世界儲備貨幣。” “為了實現這一目標，它要求世界上大多數的力量擁抱它。”

An overnight shift to a new world reserve would create market turmoil. Even a gradual shift could wreak havoc on the U.S. economy. “If the U.S. loses the reserve currency, its political and economic influences around the world would greatly be diminished,” Zheng said.

隔夜轉向新世界儲備將造成市場動盪。即使是逐步的轉變也可能對美國經濟造成破壞。鄭說：“如果美國損失了儲備貨幣，那麼世界各地的政治和經濟影響將大大減少。”

Rose agreed, emphasizing that the U.S. would need to position itself as a leader in any new world reserve.

羅斯同意，強調美國將需要將自己定位為任何新世界儲備中的領導者。

On April 10, 2025, President Donald Trump signed the Carey Bill, which eliminates the Internal Revenue Service (IRS) Digital Assets Sale and Exchanges Rule. This is an important step since the rule required decentralized finance brokers to submit information reports to the IRS the same way other investment brokers do.

2025年4月10日，唐納德·特朗普總統簽署了凱里法案，該法案消除了國稅局（IRS）數字資產銷售和交流規則。這是一個重要的步驟，因為該規則要求分散的財務經紀人將信息報告與其他投資經紀人相同的方式提交信息報告。

“With an administration that’s very crypto-friendly, they’re planting little seeds, prepping the public, that [crypto and decentralized finance] is here to stay,” Rose said.

羅斯說：“有了一個非常適合加密貨幣的政府，他們正在種植很少的種子，為公眾做準備，即加密和分散的財務將留在這裡。”

For investors today, these changes could bode well for the stability of bitcoin, as well as other large-cap cryptocurrencies like ETH and SOL. “If bitcoin becomes a reserve currency, it will truly become the ‘digital gold,'” Zheng concluded.

對於當今的投資者而言，這些變化對於比特幣的穩定性以及其他大型加密貨幣（如ETH和SOL）的穩定性可能很好。 Zheng總結說：“如果比特幣成為儲備貨幣，它將真正成為'數字黃金'。”

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