什麼是比特幣以及如何投資它？

比特幣是一種數位貨幣，您可以直接購買、出售和兌換，無需銀行等中介機構。它是由一個不知名的人或一群人於 2009 年使用中本聰（Satoshi Nakamoto）的名字創建的。

Bitcoin began as a technology for payments, but today most people consider it to be an investment asset. People are adding Bitcoin to their IRAs, for example, as a way to save for retirement.

比特幣最初是一種支付技術，但如今大多數人認為它是一種投資資產。例如，人們將比特幣添加到他們的 IRA 中，作為退休儲蓄的一種方式。

As a decentralized, digital asset, Bitcoin is a popular choice for people who want to add alternative assets to their portfolios. Many find cryptocurrency appealing as a hedge against inflation or as a way to get diversification. Bitcoin has experienced astronomical growth and has outpaced recent gains on major stock market indices, making it an attractive alternative.

作為一種去中心化的數位資產，比特幣是那些想要將另類資產添加到投資組合中的人們的熱門選擇。許多人發現加密貨幣作為對沖通膨或實現多元化的一種方式很有吸引力。比特幣經歷了天文數字的增長，並且超過了主要股市指數近期的漲幅，使其成為一個有吸引力的替代品。

Here's a look at Bitcoin's price over the years.

這是多年來比特幣的價格。

Bitcoin's price is impacted by several factors. Here's a closer look at some of the key drivers.

比特幣的價格受到多種因素的影響。以下是一些關鍵驅動因素的詳細介紹。

Investing in Bitcoin can take different forms. Here are some of the most popular ways to get started.

投資比特幣可以採取不同的形式。以下是一些最受歡迎的入門方法。

Bitcoin is still a relatively new asset, but it has displayed impressive past performance, and more and more companies are using it or accepting it as a payment method. As Bitcoin becomes more established, it may experience fewer fluctuations in price too.

比特幣仍然是一種相對較新的資產，但它過去的表現令人印象深刻，越來越多的公司正在使用它或接受它作為支付方式。隨著比特幣變得更加成熟，它的價格波動也可能會減少。

“Bitcoin's price volatility is steadily decreasing over the years,” said Brady Swenson, co-founder and head of product marketing at Swan Bitcoin. “As a far more liquid asset, its price volatility is lower than relatively illiquid cryptos.”

Swan Bitcoin 聯合創始人兼產品行銷主管 Brady Swenson 表示：“多年來，比特幣的價格波動性正在穩步下降。” “作為一種流動性更強的資產，其價格波動性低於流動性相對較差的加密貨幣。”

If you plan on holding onto your investment for the long haul, investing money into Bitcoin could be a good choice.

如果您打算長期持有投資，那麼將資金投資於比特幣可能是個不錯的選擇。

“It's always a good time to invest in Bitcoin with a long-time horizon, [such as] 10 or more years,” said Swenson. “Cryptos are for gambling, not investing.”

「現在是長期投資比特幣的好時機，例如 10 年或更長，」Swenson 說。 “加密貨幣是用來賭博的，而不是用來投資的。”

Although Bitcoin is the most well-known cryptocurrency, it's not the only investment option you have. When deciding where to invest your money, consider these alternatives.

儘管比特幣是最知名的加密貨幣，但它並不是您唯一的投資選擇。在決定將錢投資到哪裡時，請考慮這些替代方案。