韓國銀行將CBDC計劃放在冰上：下一步是什麼？

韓國銀行暫停了其CBDC項目，將重點轉移到了穩定的項目。這對韓國數字貨幣的未來意味著什麼？

Hold up, crypto enthusiasts! The Bank of Korea (BOK) has pumped the brakes on its Central Bank Digital Currency (CBDC) project. It seems like just yesterday they were gearing up for pilot programs, but now? All discussions are reportedly on hold. Let's dive into what's happening in Seoul.

堅持，加密愛好者！韓國銀行（BOK）已在其中央銀行數字貨幣（CBDC）項目上踩了剎車。好像昨天他們正在為試點計劃做準備，但是現在呢？據報導，所有討論都被擱置了。讓我們深入研究首爾正在發生的事情。

CBDC Project on Pause: What Happened?

CBDC暫停項目：發生了什麼？

The BOK was all set to roll out a second round of testing, even getting 7-Eleven involved to let customers pay with CBDC and snag a sweet 10% discount. But according to a recent report, the central bank has decided to suspend the project. All involved parties, including those eager banks, have been notified.

BOK都準備進行第二輪測試，甚至讓7-11參與進來，讓客戶使用CBDC付款，並獲得甜蜜的10％折扣。但是根據最近的一份報告，中央銀行決定暫停該項目。所有有關方面，包括那些渴望的銀行，都已通知。

Stablecoins Stealing the Show?

Stablecoins偷了演出？

So, what gives? It seems the South Korean government is increasingly interested in good ol' stablecoins, specifically those pegged to the Korean won. Eight major banks are even teaming up to launch their own won-backed stablecoin. They're working with blockchain and decentralized identity folks to make it happen.

那麼，什麼給呢？似乎韓國政府對良好的穩定蛋白越來越感興趣，特別是那些與朝鮮贏得的冠軍的人。八家主要銀行甚至聯手推出了自己贏得的Stablecoin。他們正在與區塊鍊和分散的身份人員一起工作，以實現這一目標。

One senior banking official mentioned that the BOK wants to see how the government's stablecoin plans pan out before deciding if a CBDC can even play nice with these tokens. Fair enough!

一位高級銀行業官員提到，Bok希望在決定CBDC是否可以對這些令牌發揮好作用，以了解政府的Stablecoin計劃如何出現。很公平！

BOK's Concerns About Stablecoins

Bok對穩定的擔憂

The BOK isn't totally against stablecoins, but they do have some concerns. Governor Rhee Chang-yong worried that stablecoins could make it easier to swap currencies into U.S. dollars, potentially messing with the central bank's ability to manage the won. Deputy Governor Ryoo Sangdai suggested a gradual rollout of stablecoins, starting with banks, given their stricter regulations.

Bok並不完全反對Stablecoins，但他們確實有一些擔憂。州長Rhee Chang-Yong擔心Stablecoins可能會使貨幣更容易將貨幣交換為美元，這可能會使中央銀行管理WON的能力弄亂。副州長Ryoo Sangdai鑑於其更嚴格的法規，從銀行開始逐步推出Stablecoins。

South Korea's Stablecoin Bill

韓國的穩定法案

South Korea is taking the stablecoin market seriously. A lawmaker introduced a bill to create a regulatory framework for stablecoins, including a new licensing system. This move aims to help South Korea thrive in the global digital economy, aligning stablecoin rules with existing crypto laws.

韓國正在認真對待Stablecoin市場。一位議員提出了一項法案，以為簽署制定制定框架創建一個監管框架，包括新的許可系統。此舉旨在幫助韓國在全球數字經濟中蓬勃發展，將Stablecoin規則與現有的加密法律保持一致。

XRP as a CBDC Bridge? A Wildcard

XRP作為CBDC橋？通配符

While South Korea figures out its CBDC and stablecoin situation, there's another player in the mix: XRP. Some believe XRP could become the bridge currency for CBDCs globally, thanks to its speed, low fees, and liquidity. Ripple is already running CBDC pilot programs with a few countries, using private versions of the XRP Ledger.

儘管韓國弄清楚其CBDC和Stablecoin情況，但其中還有另一個球員：XRP。有些人認為，由於其速度，低費用和流動性，XRP可以成為全球CBDC的橋樑貨幣。 Ripple已經使用XRP Ledger的私人版本正在使用幾個國家 /地區運行CBDC試點計劃。

Final Thoughts: What Does It All Mean?

最終想法：這意味著什麼？

South Korea's CBDC project might be on hold, but the digital currency game is far from over. The focus has shifted to stablecoins, with banks and lawmakers diving in headfirst. Whether XRP will play a role in the future remains to be seen. One thing's for sure: the world of digital finance is never boring! So, grab your popcorn and keep an eye on Seoul—it's bound to be an interesting ride.

韓國的CBDC項目可能會擱置，但數字貨幣遊戲還遠遠沒有結束。重點轉移到了穩定的人，銀行和立法者首先潛水。 XRP是否會在未來發揮作用還有待觀察。可以肯定的是：數字金融世界永遠不會無聊！因此，抓住您的爆米花並密切關注首爾，這一定會很有趣。