AXS 獎勵改組：新的忠誠度計劃提供賬單支付回扣，開啟更明智的支出

AXS 推出新的獎勵計劃，允許用戶通過賬單支付賺取金幣。了解這如何影響回扣和支出。

AXS Rewards Shake-Up: New Loyalty Program Offers Rebates on Bill Payments, Unlocking Smarter Spending

AXS 獎勵改組：新的忠誠度計劃提供賬單支付回扣，開啟更明智的支出

AXS is stepping up its game with the introduction of AXS Rewards, a new loyalty program designed to put a little extra back in your pocket when you handle your bill payments. While traditional credit card rewards might be off the table for AXS transactions, this new initiative offers a fresh way to snag some benefits, focusing on bill payments and providing a new avenue for rebates.

AXS 正在加大力度推出 AXS Rewards，這是一項新的忠誠度計劃，旨在讓您在處理賬單付款時可以多賺點錢。雖然傳統的信用卡獎勵可能無法用於 AXS 交易，但這項新舉措提供了一種獲得一些福利的新方式，重點關注賬單支付並提供新的回扣途徑。

The AXS Rewards Experience: Earning and Redeeming

AXS 獎勵體驗：賺取和兌換

The core of AXS Rewards lies in earning 'AXS coins' for every bill paid through the AXS m-Station mobile app. This applies to a vast array of over 800 billing organizations, covering everything from income tax and utilities to school fees and season parking. The earning rate varies, with a base of 10 coins for non-recurring bills and an additional 30 coins for recurring ones. It's important to note that payments made via a desktop browser won't earn these coins.

AXS Rewards 的核心在於通過 AXS m-Station 移動應用程序支付的每筆賬單賺取“AXS 硬幣”。這適用於 800 多個計費組織，涵蓋從所得稅和公用事業費到學費和季節性停車費的所有內容。賺取率各不相同，非經常性賬單的基礎為 10 個硬幣，經常性賬單的額外 30 個硬幣。值得注意的是，通過桌面瀏覽器進行的付款不會賺取這些硬幣。

While the initial announcement mentioned an end date of April 30, 2026, there's a strong indication that this program is here to stay, especially with plans for an expanded rewards catalog by Q2 2026. AXS has also implemented measures to prevent gaming the system, typically awarding coins on only one bill payment per organization per day, although distinctions between bill sub-types are recognized.

雖然最初的公告提到了 2026 年 4 月 30 日的結束日期，但有強烈跡象表明該計劃將繼續下去，特別是計劃在 2026 年第二季度之前擴大獎勵目錄。 AXS 還採取了措施來防止利用系統，通常每個組織每天僅在支付一筆賬單時獎勵代幣，儘管賬單子類型之間存在區別。

Redemption options include AXS vouchers or, intriguingly, a 'mystery box.' Based on the smallest bill payment of S$5, the regular voucher redemption offers a maximum rebate of 1% to 1.5%. However, early exploration suggests the mystery boxes might offer a superior return, with a minimum guaranteed reward of S$0.18, translating to a potential maximum rebate of 3.6%. This makes the mystery boxes a compelling option, especially during promotional periods where they are offered at a discounted coin price.

兌換選項包括 AXS 優惠券，或者有趣的是，還有“神秘盒子”。根據最低 5 新元的賬單支付，定期兌換券可提供最高 1% 至 1.5% 的回扣。然而，早期探索表明神秘盒子可能會提供更高的回報，最低保證獎勵為 0.18 新元，相當於潛在的最高回扣為 3.6%。這使得神秘盒子成為一個引人注目的選擇，尤其是在促銷期間，它們以折扣硬幣價格提供。

Beyond Rewards: The Cashflow Advantage

超越獎勵：現金流優勢

Even without direct credit card rewards, paying bills through AXS offers a significant advantage: enhanced cashflow management. By using a credit card for AXS bill payments, users can leverage the interest-free period offered by their credit card issuer. This means you can pay your bills via AXS early in your credit card statement cycle, effectively extending the time before the cash leaves your account. For instance, a bill due in mid-January could be paid via AXS in early January, with the credit card charge not due until March, offering up to 55 days of interest-free float. This strategy allows for better financial planning and can be particularly useful for larger, less flexible payments.

即使沒有直接信用卡獎勵，通過 AXS 支付賬單也具有顯著優勢：增強現金流管理。通過使用信用卡支付 AXS 賬單，用戶可以利用信用卡發卡機構提供的免息期。這意味著您可以在信用卡對賬單週期的早期通過 AXS 支付賬單，從而有效延長現金離開您賬戶的時間。例如，1 月中旬到期的賬單可以在 1 月初通過 AXS 支付，而信用卡費用要到 3 月份才到期，從而提供長達 55 天的免息​​​​浮動期。這種策略可以實現更好的財務規劃，對於金額較大、靈活性較差的付款特別有用。

Convenience and Recurring Payments

便利和定期付款

AXS also streamlines the payment process with the option for recurring bill payments. This feature, backed by a credit card, offers a convenient alternative to traditional GIRO arrangements. It provides instant processing and the flexibility to pause or skip individual payments without canceling the entire recurring setup, adding another layer of ease to managing essential expenses.

AXS 還通過定期賬單付款選項簡化了付款流程。此功能以信用卡為後盾，為傳統的 GIRO 安排提供了便捷的替代方案。它提供即時處理以及暫停或跳過個人付款的靈活性，而無需取消整個定期設置，從而為管理基本支出增添了另一層輕鬆性。

The Takeaway: Smarter Bills, Smarter Savings

要點：更明智的賬單，更明智的儲蓄

The new AXS Rewards program adds an attractive layer of incentives to the essential task of bill payments. While the direct rebates might not be earth-shattering, the combination of earning AXS coins, the potential for better returns via mystery boxes, and the significant cashflow benefits makes AXS a smart choice for managing your finances. So next time you're settling your dues, remember to do it through the AXS app and keep an eye out for those rewarding opportunities!

新的 AXS 獎勵計劃為賬單支付的基本任務增加了一層有吸引力的激勵措施。雖然直接回扣可能不會驚天動地，但賺取 AXS 硬幣、通過神秘盒子獲得更好回報的潛力以及顯著的現金流優勢相結合，使 AXS 成為管理財務的明智選擇。因此，下次您結算會費時，請記得通過 AXS 應用程序進行操作，並留意那些獎勵機會！