煉金術薪水，法定到荷威語和簽證：將差距彌合到令牌化資產

Alchemy Pay使用Visa將菲亞特 - 列表解決方案與令牌化資產集成在一起，擴大對全球用戶的RWA和加密貨幣的訪問。

The intersection of traditional finance and the burgeoning world of crypto is heating up! Alchemy Pay is making waves by connecting fiat payment rails with Real World Assets (RWAs) through crypto, and Visa is along for the ride. Let's dive into what this all means.

傳統金融和加密貨幣蓬勃發展的世界正在加熱！ Alchemy Pay通過將菲亞特支付軌與現實世界資產（RWA）（RWAS）連接到Crypto來引起海浪，Visa正在乘車。讓我們深入了解這一切的含義。

Alchemy Pay's Expansion: South African Rand (ZAR) and Beyond

煉金術Pay的擴張：南非蘭特（ZAR）及以後

In a recent announcement (September 5, 2025), Alchemy Pay demonstrated its commitment to global accessibility by adding support for the South African Rand (ZAR). This allows South African users to purchase crypto directly using their local currency via trusted bank transfers, including major institutions like FNB and Absa. This move eliminates the need for complicated payment systems and foreign currency conversions, making crypto more accessible to a broader audience.

在最近的公告（2025年9月5日）中，Alchemy Pay通過增加對南非蘭特（ZAR）的支持，證明了其對全球可訪問性的承諾。這使南非用戶可以通過可信賴的銀行轉讓直接使用其當地貨幣（包括FNB和ABSA等主要機構）購買加密貨幣。這一舉動消除了對複雜的支付系統和外幣轉換的需求，使得加密貨幣更容易被更廣泛的受眾訪問。

But this is just one piece of the puzzle. Alchemy Pay already supports over 50 fiat currencies across 173 countries, utilizing over 300 local payment channels. From QRIS in Indonesia to PIX in Brazil, they're building a truly global fiat-to-crypto payment network.

但這只是難題的一部分。煉金術薪水已經支持173個國家 /地區的50多種法定貨幣，利用了300多個本地支付渠道。從印度尼西亞的QRI到巴西的Pix，他們正在建立一個真正的全球菲亞特 - 菲亞特派支付網絡。

Fiat-to-RWA: xStocks and the Tokenized Future

fiat-to-rwa：Xstocks and diskenized Future

Alchemy Pay isn't just about buying crypto with fiat; they're also facilitating access to tokenized real-world assets. Their collaboration with Backed and xStocks allows users to purchase tokenized U.S. equities and ETFs with local fiat currencies. This is a game-changer because it:

煉金術不僅僅是用菲亞特購買加密貨幣；他們還促進獲得令牌化現實世界資產的訪問。他們與後備和Xstocks的合作使用戶可以使用本地法定貨幣購買令牌化的美國股票和ETF。這是一個改變遊戲規則的人，因為它：

• Enables a minimum investment of just $1.
• Provides 24/5 access to trading.
• Supports fractional shares, opening up opportunities for those who might not be able to afford whole shares of expensive assets.
• Streamlines the KYC process.

The xStocks tokens are backed 1:1 by real equities held with regulated custodians, ensuring economic equivalence between the on-chain representation and the underlying security. Institutional market-data streams from providers like Backed and Kraken ensure pricing accuracy and availability.

Xstocks代幣得到了與受監管的託管人所持的真實股票的支持，確保了鍊鍊代表與基本安全之間的經濟等價。來自支持和Kraken等提供商的機構市場數據流可確保定價準確性和可用性。

Visa and the Payment Gateway

簽證和付款網關

Accessibility is further enhanced through a broad set of payment gateways, including Visa, Mastercard, Apple Pay, Google Pay, SEPA, and over 50 local methods. This removes extra conversion layers and aligns KYC with payment provider standards, creating a smoother user experience.

通過廣泛的付款網關，包括Visa，MasterCard，Apple Pay，Google Pay，SEPA和50多種本地方法，進一步增強了可訪問性。這可以刪除額外的轉換層，並使KYC與付款提供商標准保持一致，從而創造了更平滑的用戶體驗。

The Big Picture: Why This Matters

大局：為什麼這很重要

Alchemy Pay's work is part of a larger trend: bridging the gap between traditional finance and the decentralized world of crypto. By making it easier to buy crypto with fiat and access tokenized assets, they're lowering the barrier to entry for everyday users. The integration of Visa and other familiar payment methods adds a layer of trust and convenience that can accelerate adoption.

Alchemy Pay的工作是更大趨勢的一部分：彌合傳統金融與分散的加密世界之間的差距。通過使使用菲亞特和訪問令牌資產購買加密貨幣變得更加容易，他們正在降低日常用戶的入境障礙。簽證和其他熟悉的付款方式的集成增加了一層信任和便利，可以加速採用。

My take? This is a huge step forward. For years, crypto has been plagued by complexity and accessibility issues. Alchemy Pay is directly addressing these challenges, creating a more user-friendly and inclusive ecosystem. Imagine a world where anyone, anywhere, can easily invest in tokenized assets using their local currency. That's the future Alchemy Pay is building, one ZAR and one xStock at a time.

我的看法？這是向前邁出的一大步。多年來，加密貨幣一直困擾著複雜性和可及性問題。 Alchemy Pay直接解決了這些挑戰，創造了一個更具用戶友好和包容的生態系統。想像一個世界，任何地方的任何人都可以輕鬆地使用其當地貨幣投資令牌資產。那是未來的煉金術薪水，一次是建造，一個Zar和一個Xstock。

Conclusion

結論

So, what's the takeaway? Alchemy Pay is out there building bridges, connecting the old world of fiat with the exciting new world of crypto and tokenized assets. With Visa and other key players on board, the future of finance is looking a whole lot more accessible. Keep an eye on these guys – they're just getting started!

那麼，收穫是什麼？ Alchemy Pay在那裡建造橋樑，將菲亞特的舊世界與令人興奮的新世界的加密貨幣和標記資產聯繫起來。隨著簽證和其他主要參與者的競爭，金融的未來看起來更容易獲得。密切關注這些傢伙 - 他們才剛剛開始！