旨在簡化加密交易並主流採用基於Stablecoin的付款，OKX正式啟動了OKX PAY

輸入：旨在簡化加密貨幣交易和基於Stablecoin的付款的主流採用，OKX正式推出了OKX Pay，這是一個嵌入在其主平台中的自我custody Crypto付款應用程序

Crypto exchange OKX announced the launch of its own crypto payment application, called OKX Pay, aiming to simplify crypto transactions and mainstream adoption of stablecoin-based payments.

Crypto Exchange OKX宣布啟動其自己的加密支付應用程序，稱為OKX Pay，旨在簡化加密交易並主流採用基於Stablecoin的付款。

Available now in select markets with a full rollout planned, the initial version of OKX Pay allows users to send and receive stablecoins $USDT and $USDC with zero fees and near-instant settlement.

現在可以在精選的市場上提供完整的推出的OKX PAY的初始版本，允許用戶發送和接收StableCoins $ USDT和$ USDC，並具有零費用和近乎固有的結算。

The application is embedded within OKX’s main platform, which is known for its spot and derivatives trading services.

該應用程序嵌入了OKX的主平台中，該平台以其現場和衍生品交易服務而聞名。

Instead of managing a full private key, users store half of it in their passkey wallet while OKX holds the other half. This setup allows users to recover their wallets easily through account abstraction and zero-knowledge (ZK) email, similar to traditional banking, and keeps funds secure without needing to save seed phrases.

用戶沒有管理完整的私鑰，而是將其中的一半存儲在他們的Passkey錢包中，而OKX則持有另一半。此設置使用戶可以通過賬戶抽象和零知識（ZK）電子郵件輕鬆恢復其錢包，類似於傳統銀行業務，並確保資金安全而無需節省種子短語。

“The main feature of OKX Pay is its ability to be a self-custody solution where customers don’t need to manage a private key — a task that has traditionally been a barrier to crypto participation for many people.”

“ OKX薪酬的主要特徵是它可以成為一種自我客戶解決方案的能力，客戶無需管理私鑰 - 傳統上這是許多人加密參與的障礙。”

Star Wu, Chief Executive Officer, OKX

OKX首席執行官Wu Star Wu

The application also features KYC, AML and multisignature protections. According to Wu, OKX cannot move any customer funds without explicit permission.

該應用程序還具有KYC，AML和多符號保護措施。根據WU的說法，未經明確許可，OKX無法移動任何客戶資金。

Transaction costs are zero as they run on OKX’s X Layer, a ZK-based layer two blockchain built with Polygon’s cloud development kit.

交易成本為零，因為它們在OKX的X層上運行，這是一個基於ZK的兩層，這是由Polygon的Cloud Development Kit構建的兩個區塊鏈。

Moreover, users can send money to individuals or groups without limits, subject to compliance rules.

此外，用戶可以在不限制的情況下向個人或團體匯款，但要遵守合規規則。

The app also offers a “silent rewards” feature, where users automatically earn rewards on their deposits through low-risk on-chain protocols. Funds stay flexible and can be withdrawn anytime.

該應用程序還提供了“無聲獎勵”功能，用戶可以通過低風險的鍊鍊協議自動在其存款上獲得獎勵。資金保持靈活性，可以隨時撤回。

About the OKX Card

關於OKX卡

Recently, Mastercard announced that it is partnering with OKX to launch the OKX Card, a new debit card that connects crypto trading and web3 spending to Mastercard’s global merchant network.

最近，萬事達卡宣布，它正在與OKX合作推出OKX卡，OKX卡是一款新的借記卡，將Crypto Trading和Web3支出連接到MasterCard的全球商家網絡。

The move is part of Mastercard’s broader initiative to expand stablecoin payment capabilities, making transactions as seamless as traditional payments.

此舉是Mastercard更廣泛的計劃，旨在擴大Stablecoin付款能力，使交易與傳統付款一樣無縫。

The card will allow users to spend crypto more easily, while merchants will be able to settle directly in stablecoins like $USDC and $USDP through collaborations with Circle, Nuvei, and Paxos.

該卡將允許用戶更輕鬆地花費加密貨幣，而商家將通過與Circle，Nuvei和Paxos的合作直接在諸如$ USDC和$ USDP之類的Stablecoins中定居。

We will work with partners like Mastercard to bring smooth stable coin payments to global customers.https://t..co/oqhZRpJCz1— OKX (@OKX) April 27, 2024

我們將與MasterCard這樣的合作夥伴合作，為全球客戶帶來平穩穩定的硬幣付款。

The integration aims to expand the adoption of cryptocurrencies and stablecoins among consumers and merchants.

該集成旨在擴大消費者和商人中加密貨幣和穩定的採用。

The partnership is expected to launch later this year in select markets, combining Mastercard's expertise in payments with OKX's experience in cryptocurrency trading.

預計該合作夥伴關係將在今年晚些時候在某些市場上啟動，將萬事達卡的付款專業知識與OKX在加密貨幣交易方面的經驗相結合。

The move follows an existing partnership between Mastercard and Paxos, where they are piloting a US dollar-linked stablecoin to enable cross-border payments.

此舉是在萬事達卡和Paxos之間的現有合作夥伴關係之後的，他們正在駕駛與美元鏈接的穩定股份以實現跨境付款。

Mastercard's initiative to expand stablecoin payment capabilities is part of its broader strategy to stay ahead in the evolving payments landscape.

萬事達卡（MasterCard）擴大Stablecoin支付能力的計劃是其在不斷發展的付款環境中保持領先地位的更廣泛戰略的一部分。

Earlier this year, Mastercard announced partnerships with seven crypto platforms, including Binance, Bitpay, and Animoca Brands, to streamline crypto integration for merchants on its network.

今年早些時候，萬事達卡宣布了與包括Binance，Bitpay和Animoca品牌在內的七個加密平台的合作夥伴關係，以簡化其網絡上商家的加密集成。

The partnerships aim to simplify the process for businesses to accept crypto payments and expand customer choice at the checkout.

該合作夥伴關係旨在簡化企業接受加密付款並在結帳時擴展客戶選擇的過程。

Moreover, Mastercard is exploring ways to enhance the shopping experience with technologies like Web3 and tokenization.

此外，萬事達卡正在探索通過Web3和令牌化技術增強購物體驗的方法。

Recently, Mastercard unveiled plans for a new tokenized loyalty program that allows customers to earn and redeem points across multiple merchants and brands.

最近，萬事達卡公佈了一項新的令牌忠誠度計劃的計劃，該計劃允許客戶在多個商人和品牌中賺取和贖回積分。

The initiative is part of its broader effort to expand into new revenue streams and offer more value-added services to its partners.

該倡議是其更廣泛努力的一部分，以擴展到新的收入來源，並為其合作夥伴提供更多增值服務。

Looking Forward

期待

In the next phase, the aim is to integrate payment service providers, such as Mastercard, Stripe, and others, to enable users to easily make purchases through merchant point-of-sale systems using the app. Related partnerships will be announced soon.

在下一個階段，其目的是集成付款服務提供商，例如萬事達卡，條紋等，以使用戶能夠使用該應用程序輕鬆地通過商戶系統進行購買。相關夥伴關係將很快宣布。

According to Wu, in the future, all financial companies will offer some level of compliant self-custody, including payments and remittances.

根據WU的說法，將來，所有金融公司都會提供一定程度的合規自我客戶，包括付款和匯款。

With OKX Pay and X Layer, they are building the infrastructure foundation for that future, which will see a billion more people adopt crypto and Web3.

有了OKX Pay和X層，他們正在為未來建立基礎架構基礎，這將使十億人採用加密和Web3。

“Crypto adoption is already going mainstream – and OKX Pay will accelerate the journey.”

“加密採用已經成為主流 - OKX薪水將加速旅程。”

Recently, OKX announced that it is officially launching its crypto exchange and Web3 wallet in the United States, establishing a headquarters in San Jose, California. It offers phased access to trading services and fiat integration in the country.

最近，OKX宣布將在美國正式推出其加密交易所和Web3錢包，並在加利福尼亞州聖何塞建立了總部。它可以分階段訪問該國交易服務和菲亞特集成。

This April, OKX and Standard Chartered also launched a collateral mirroring program in Dubai to allow institutional clients to use crypto and tokenized money market funds as off-exchange collateral.

今年4月，OKX和Charted Chartered還在迪拜啟動了一項抵押鏡像計劃，以允許機構客戶將加密貨幣和令牌化的貨幣市場資金用作非交換抵押品。

The move follows Dubai’s new regulatory framework for crypto derivatives trading, which came into effect in March.

此舉是在迪拜針對加密衍生品交易的新監管框架之後，該框架於3月生效。

Moreover, OKX published its 29th consecutive proof-of-reserves report, verifying $24.6 billion in customer-backed assets with over 100% reserve ratios for top cryptocurrencies,

此外，OKX連續第29次發布了其居住報告報告，驗證了246億美元的客戶支持資產，頂級加密貨幣的儲備比超過100％，