AAVE V4：靈活性和彈性重新定義Defi貸款

AAVE V4旨在提高模塊化市場和更智能的風險控制的靈活性和韌性。

DeFi lending giant Aave is gearing up for a significant leap forward with its upcoming V4 release, slated for the final quarter of 2025. This upgrade is all about boosting flexibility, strengthening resilience, and making things smoother for users. Let's dive into what makes V4 a potential game-changer.

Defi Lending Giant Aave正在為即將推出的V4發行版（定於2025年最後一個季度發行的V4發行版）做好重大飛躍的準備。這項升級是在提高靈活性，增強彈性並使用戶更加順暢。讓我們深入研究使V4成為可能改變遊戲規則的原因。

A Modular Approach to Markets

市場的模塊化方法

Previous versions of Aave treated all markets more or less the same. V4 introduces a modular framework with a core liquidity pool and specialized markets spinning out around it. Each market can have its own risk settings and borrowing costs. This means more choices and better-tailored markets for users, without liquidity being scattered all over the place.

以前的AAVE版本或多或少地對所有市場進行了處理。 V4引入了一個模塊化框架，其中有一個核心流動性池和專門的市場圍繞它旋轉。每個市場都可以擁有自己的風險設置和借貸成本。這意味著對用戶的更多選擇和量身定做的市場，而沒有流動性遍布各地。

Smarter Risk Controls and Safer Liquidations

更智能的風險控制和更安全的清算

Aave V4 introduces new safeguards to soften the blows of sudden parameter changes or cascading liquidations. Instead of wiping out an entire loan, liquidations will now target just enough collateral to rebalance things. It’s a more surgical approach that could help reduce shockwaves in volatile markets, ensuring users don’t see their positions completely erased overnight.

AAVE V4引入了新的保障措施，以軟化突然參數變化或級聯清算的打擊。現在，清算將目標瞄準足以重新平衡事物，而不是消除整個貸款。這是一種更具外科手術方法，可以幫助減少揮發性市場的衝擊波，從而確保用戶看到他們的位置在一夜之間不會被完全刪除。

Automation and Efficiency for Users

用戶的自動化和效率

Aave V4 adds a suite of convenience tools. A Position Manager will help automate repetitive tasks like repayments and withdrawals, while batching will let users bundle multiple steps into a single transaction. For anyone tired of juggling DeFi interactions across dozens of clicks, this is a meaningful upgrade, especially as activity continues to scale and gas costs remain a concern.

AAVE V4添加了一套便利工具。職位管理器將幫助自動化重複任務（例如還款和提款），而批處理將使用戶將多個步驟捆綁到單個交易中。對於任何厭倦了在數十個點擊之間進行雜耍的互動互動的人來說，這是一個有意義的升級，尤其是在活動繼續擴展和氣體成本時，這仍然是一個令人擔憂的問題。

Why V4 Matters for DeFi

為什麼V4對於Defi很重要

Aave's roadmap includes a white paper, public code release, and testnet launch before full deployment. Decentralized finance has been rebounding, with total value locked (TVL) back above $150 billion. Aave alone crossed $40 billion this summer, reclaiming its spot as a top player.

在完全部署之前，AAVE的路線圖包括白皮書，公共代碼發布和測試網。分散的財務一直在反彈，總價值鎖定（TVL）返回1500億美元。今年夏天，僅艾夫（Aave）就跨越了400億美元，成為頂級球員的位置。

Aave Founder's Token Transfer: A Side Note

AAVE創始人的令牌轉移：旁注

Recently, there's been buzz about Aave's founder, Stani Kulechov, transferring a significant amount of ENA tokens. While this event has sparked discussions, it's important to note that such transfers are often part of personal financial planning and don't necessarily reflect on Aave's future or the V4 upgrade. Transparency in blockchain allows us to track these movements, but it's crucial to consider the broader context.

最近，人們對Aave的創始人Stani Kulechov引起了轟動，並轉移了大量的ENA令牌。儘管此事件引發了討論，但重要的是要注意，此類轉移通常是個人財務計劃的一部分，不一定會反映AAVE的未來或V4升級。區塊鏈中的透明度使我們能夠跟踪這些運動，但是考慮更廣泛的環境至關重要。

Personal Perspective

個人觀點

From my perspective, Aave V4's focus on modularity and risk management is a smart move. DeFi needs to mature, and these kinds of upgrades are essential for attracting a wider audience. The automation tools are also a welcome addition, streamlining the user experience and making DeFi more accessible.

從我的角度來看，AAVE V4對模塊化和風險管理的關注是明智之舉。 Defi需要成熟，這些升級對於吸引更廣泛的受眾至關重要。自動化工具也是一個受歡迎的補充，可以簡化用戶體驗並使Defi更容易訪問。

Looking Ahead

展望未來

Aave V4 feels like a pivot toward resilience and flexibility. If the rollout delivers, Aave could cement its role as the backbone of decentralized lending well into the next cycle. Keep an eye out for the white paper and testnet launch—it's going to be an interesting ride!

AAVE V4感覺就像是彈性和靈活性的樞軸。如果推出提供，AAVE可以鞏固其作為分散貸款貸款的骨幹的作用。請留意白皮書和測試網的發射 - 這將是一個有趣的旅程！