Ledger Users Can Now Sell Their Crypto for Fiat Without Leaving the Secure Hardware Wallet Environment

Ledger users can now sell their crypto for fiat without leaving the company’s hardware wallet environment, thanks to a new integration with Web3 payments provider Transak.

The partnership expands on Transak’s existing on-ramp support to now include off-ramping for Bitcoin (BTC), Ethereum (ETH), USD Coin (USDC), and other assets directly within the Ledger Live app on desktop and mobile, crypto.news can report.

The integration allows users in more than 100 countries to convert crypto holdings into their local fiat currency through bank transfers and other supported payment methods. This marks a significant upgrade to Ledger Live’s ‘Sell’ section, which previously relied on more limited third-party providers.

The new off-ramp is designed to work natively with Ledger’s self-custodial infrastructure, preserving user control while minimizing reliance on centralized exchanges.

‘Real freedom’ in crypto ownership

Transak’s off-ramp solution is deeply integrated into Ledger Live, not just embedded via iframe or redirects. Unlike centralized exchanges, users retain full custody of their assets until a transaction is initiated. All fiat conversions are facilitated through Transak’s regulated banking partners, with security and compliance protections including ISO 27001 certification, SOC 2 Type II compliance, and multi-level KYC. Transak also supports KYC reuse across partner platforms.

“Self-custody isn’t just about holding assets, it’s about having real freedom over them. With Transak Off-Ramp, Ledger users now have a seamless way to convert their crypto into fiat, directly within Ledger Live,” said Sami Start, CEO at Transak.

Ledger VP of Consumer Services Jean-François Rochet added that the partnership reflects Ledger’s broader mission to combine maximum user control with access to trusted, integrated services. Crypto is “about ownership and choice” while the partnership with Transak gives users “more choice than ever, with uncompromising security.”

To understand the strategy and technical detail behind this integration, crypto.news spoke with Chandrasekar Kuppusamy, Director of Developer Relations at Transak. In the Q&A below, Kuppusamy explains how the off-ramp preserves Ledger’s self-custodial ethos, what differentiates the partnership from other fiat gateways, and how Transak is scaling its infrastructure to meet growing demand.

crypto.news: Transak’s expanded partnership with Ledger includes a crypto-to-fiat off-ramp integrated into Ledger Live. What was the strategic thinking behind this move, and how does integrating off-ramp services directly into a hardware wallet ecosystem align with Transak’s broader mission?

Chandrasekar Kuppusamy: Integrating a fiat off-ramp seamlessly into Ledger Live aligns with Transak’s mission to simplify access to Web3. We aim to make crypto entry and exit effortless and secure. Ledger is a leader in self-custody, and by embedding Transak’s best-in-class technology, we create a unique, customized solution that fills a gap in the market. It allows users to stay within the trusted Ledger environment for both on-ramp and off-ramp, enhancing user control while preserving the safety and optimal UX that both companies prioritize.

CN: Given Ledger’s strong focus on self-custody and security, how does Transak’s off-ramp integration preserve that ethos within Ledger Live? What security guarantees are you offering to reassure users that their funds remain under their control until the moment of transaction, and that sensitive personal data is protected during the KYC and bank transfer process? Essentially, how are you mitigating any new risks introduced by embedding a fiat off-ramp into Ledger’s hardware wallet ecosystem.

CK: Transak’s off-ramp solution is designed to be deeply integrated into non-custodial environments. Funds remain under the user’s custody until they initiate the transaction. We do not take custody of user funds in advance, which is standard practice for on-ramp services.

Moreover, Transak’s Multi-Level KYC is optimized for minimal friction and maximal efficiency, and we have stringent data protection practices in place, including encryption, ISO 27001 certification, SOC 2 Type II compliance, and GDPR readiness. All fiat transfers are processed through tier-1 regulated banking partners with secure API connections.

CN: Several other routes exist for converting crypto to fiat, be it sending assets to exchanges like Coinbase or using integrated services like MoonPay. What makes the Ledger Live + Transak off-ramp stand out from these alternatives? How are you positioning this partnership as a differentiated offering in an increasingly crowded 'off-ramp' market.

CK: This is a custom, deeply integrated off-ramp solution built specifically for a hardware wallet experience. It’s not just an iframe or redirect like some aggregators, and it provides more control over flow, features, and branding compared to a standard integration.

It’s a complete solution designed to work natively with Ledger’s self-