What is USDT? | In-depth analysis of USDT compliance process and bank settlement opportunities of 100 billion yuan | Understand USDT investment logic in one article | Tether Limited's stablecoin | Understand usdt in one go

Everything you need to know about usdt. What is USDT currency? Is USDT a digital currency or a fiat currency? #usdt Investment logic: In 2025, it accounts for 65% of the stablecoin market, with circulation of more than 200 billion yuan, multi-chain support, wide application, and risks such as reserves and supervision, as well as opportunities. Institutional allocation should be cautious. This video is a USDT investment analysis, analyzing the risks and opportunities of this 200 billion stablecoin empire. In 2025, USDT will account for 65% of the global stablecoin market, with a circulation of more than 200 billion coins, and a monthly transaction volume of US$553 billion. It is the core hub connecting the fiat currency and the crypto world, and its trends affect market trends. USDT is a centralized #stablecoin with 1:1 anchored USD, issued by #TetherLimited to solve cryptocurrency price fluctuations. The CEO of the issuing entity Tether Limited is #PaoloArdoino, and in 2025, it will return to the US institutional market by using the US GENIUS Act plan to launch the "#American version of stablecoin". The total volume has no hard top, dynamic additional issuances. The total supply in July 2025 exceeded 200 billion pieces, and the Tron chain accounted for 50%, and the monthly additional issuance of US$8 billion hit a record high. During the development process, it was born in 2014, entered Tron in 2019, was fined for reserves in 2021, and restarted the US strategy in 2025. Technically, USDT relies on the "1:1 reserve system" and multi-chain collaboration. In 2025, cash and equivalents in the reserves are ≥82%, short-term bonds ≈15%; multi-chain support, TRC-20 has zero handling fees and fast arrival, which is suitable for small-scale transactions; ERC-20 is highly secure, suitable for large-scale transactions, and cross-chain USDT is not interoperable. It has a wide range of application scenarios and is a value-preserving tool in transaction hedging. Cross-border payment fees are low and quickly received. DeFi mortgage accounts for more than 50% of the mainstream agreement locked positions, and institutional settlement can save handling fees. In 2025, the additional issuance of TRC-20 USDT accounts for 75% of the total new minting volume, making it the first choice for payment. The price stabilized at $0.998-1.002 for 99% of the time, with a historical volatility less than 0.5%, and was deaned due to reserve disputes and market crisis. Affected by factors such as reserve transparency, regulatory trends, and market liquidity, some of the USDT stranded vaults were added in July 2025, suppressing the rise of #Bitcoin. Compared with #usdc and #DAI, USDT is issued in a centralized manner, with slightly lower transparency, but strong liquidity, covering 98% of exchanges. The TRC-20 version has zero cost advantage in transferring money, with a market value of US$162 billion in 2025. Controversies focus on reserve concerns, centralized risks and rapid issuance; development opportunities come from US compliance, emerging market expansion and DeFi innovation. The investment conclusion believes that USDT has irreplaceable liquidity value, and the US compliance may reshape the pattern in the short term, and we need to be vigilant about the risks of reserve assets and technological breakthroughs in the long run. Institutional configurations usually do not exceed 15% cash reserves, and ERC-20 version custody is preferred. [Note⚠️, cryptocurrencies are high-risk investments, and you may lose all your principal. If you don’t understand, it is recommended not to participate. This video does not have any investment advice, it is only used as information sharing]