Stablecoin Regulation Act passed! Are the coins in your hands still stable? ｜The United States has passed the first federal-level GENIUS Act in history. and stablecoins have been officially included in the supervision! USDC is legalized. and algorithm

The United States has just passed the first federal level "Stablecoin Regulation Act" in history, referred to as GENIUS Act. What's the meaning? 📌 From now on, if all stablecoins want to be legally circulated in the United States, they must—✅ 1:1 anchored to the US dollar✅ Have real reserves✅ Under federal + state dual financial regulation✅ Only issued by licensed banks or trust companies, that is, if the "algorithm stablecoins" and "community tokens" you have heard of in the past few years are likely to exit the market directly in the future. The bill explicitly prohibits individuals or unregistered companies from issuing "shadow stablecoins". It also officially recognizes for the first time that stablecoins can be used for legal payments, such as cross-border remittances, e-commerce transactions, and on-chain payments. What does that mean to us ordinary people? ✅ You can use USDC, USDP and other compliant stablecoins to remit and pay; ✅ More transparent in investment and not easy to step on the mine; ✅ But the window for "speculative and rich" coins is quickly closed. For entrepreneurs, this means: issuing stablecoins is no longer "making money as soon as the code is uploaded and online", but requires applying for a full set of financial licenses, undergoing audits, and bearing legal responsibilities. This is not "controlling innovation", but "screening out dangers". The United States is using GENIUS Act to fire the first shot of stablecoin regulation, and it is also to get the initiative back for the US dollar in the global digital payment war. I am Della, and I follow "The Story of the Land" to understand the new era of compliance in digital finance.