Stablecoin issued an additional 12 billion yuan in January: Is it a bull market engine or a sign of collapse? 2025 Stablecoin Investment Full Guide #USDT #USDC #USD1

In the past 30 days, Tether and Circle issued a total of US$12 billion in stablecoins. In 2025, its total market value exceeded US$250 billion, and its annual trading volume of US$36.3 trillion exceeded the total of Visa and Mastercard. USDT and USDC account for 80% of the market, and traditional institutions enter the market by using Hong Kong's "sandbox". Cross-border payments are efficient, multi-chain competition has regional differences, and supervision is polarized. The three tracks will be parallel in the future, investment will have opportunities and risks, and are reshaping the global payment system. In the past 30 days, Tether and Circle have issued a total of US$12 billion in stablecoins, marking the upgrade of stablecoins from crypto trading tools to new global financial infrastructure. In 2025, its total market value exceeded US$250 billion, with an annual trading volume of US$36.3 trillion, exceeding the combined Visa and Mastercard, demonstrating the power of change. The market is in a "dual track parallel" pattern: USDT leads with a market share of 60%, and USDC's growth rate is 40.9%, which together account for 80% of the market; Standard Chartered, HSBC and others enter the market through the Hong Kong "sandbox", and competition intensifies. Ecologically, stablecoins have achieved "breaking the circle", and cross-border payments have become the main lines of the four major application lines. In emerging markets, it has reduced the remittance time to 5-10 minutes, with a cost below 1%, annualized B2B payments reaching $36 billion, and the non-G20 market has $16.5 trillion potential. In the multi-chain competition, Tron has led the trading volume, followed by Ethereum and other products, with obvious regional differences. Supervision is polarized, clearing obstacles for traditional institutions to enter. Technically, AI Agents may become the largest user base, but the exchange loophole in Q2 2025 caused US$1.5 billion in losses, which is a concern for security. China's underground market USDT leads, paralleling with the digital RMB. Profits rely on reserve spreads, with Tether's monthly interest rate of nearly 400 million yuan, and U.S. bond holdings affect interest rates. Internationally, emerging markets use them to hedge inflation, and their regional characteristics are significant. In the future, it will present a "three-track parallel" pattern, and RWA tokenization and offshore RMB stablecoin are worth paying attention to. Investment opportunities and risks coexist, and we need to pay attention to regulatory, interest rates and technical risks. Stablecoins are reshaping the global payment system and promoting the reconstruction of the monetary structure. [Note⚠️, cryptocurrencies are high-risk investments, and you may lose all your principal. If you don’t understand, it is recommended not to participate. This video does not have any investment advice, it is shared only as information] #stablecoin#bull market#stablecoin investment in 2025