Ripple spends 200 million to swallow payment giant Rail | Ripple joins the stablecoin market war | XRP coin hits the $5 channel to open | XRP latest news

Ripple's acquisition of Rail for $200 million is another move in its stablecoin layout, and it has previously acquired Hidden Road. Ripple is currently valued at 15 billion yuan and has settled with the SEC. Rail handles 10% of the global stablecoin payments. This acquisition helps it improve its ecosystem, aiming at the trillion-dollar stablecoin market, challenging the existing pattern, and the dynamics of XRP and RLUSD have attracted attention. On August 7, 2025, blockchain giant Ripple announced that it had acquired Toronto's stablecoin payment platform Rail for US$200 million. The transaction is expected to be completed in the fourth quarter of this year and is still pending regulatory approval. This is another important layout in the stablecoin field after Ripple acquired Hidden Road for US$1.25 billion six months ago, highlighting its ambition to compete for the stablecoin market of 100 billion. #Ripple is no longer the startup that was once trapped in #SEC lawsuits. In 2025, its valuation reached US$15 billion, ranking 23rd among global private companies, surpassing European fintech giant Klarna and defense technology company Anduril. After transformation, Ripple has grown from a cross-border payment tool provider to a full-stack financial infrastructure giant, with its business covering liquidity management tools, asset tokenization services and multi-chain interoperability solutions. In May 2025, Ripple reached a settlement with the SEC for $50 million, lifting business restrictions and clearing obstacles for its development. The stablecoin RLUSD, launched in 2024, was named "the most trusted stablecoin of 2025" within one year, helping it open the door to traditional financial institutions. At the same time, Ripple has accelerated its global layout, reached cooperation with UAE Zand Bank, European Mamo and others, and plans to apply for a European MiCA license to build an internationalization path to the US center. The acquired #Rail is not an ordinary platform, it handles 10% of the world's #stablecoin payment activities, and investors include industry heavyweight institutions such as Galaxy Ventures. The core value of Rail lies in the enterprise-level payment channel, which can realize the two-way conversion of fiat currency and stablecoins through a single API, and supports global commercial payments, salary distribution and other scenarios. The technical characteristics are highly consistent with Ripple's B2B gene. The acquisition coincides with Trump's signing of the GENIUS Act, establishing a federal regulatory framework for stablecoins and injecting momentum into Ripple's stablecoin strategy. #Ripple President Monica Long said that stablecoins are becoming the cornerstone of modern finance, and the acquisition will promote innovation and application of blockchain payments. After integration, Rail technology will be deeply coupled with the Ripple ecosystem, serving RLUSD's global expansion, and strengthening the #XRP Ledger settlement capabilities, targeting the traditional cross-border payment system. At the regulatory level, Ripple's strategy is exquisite. In the US market, it submitted a national trust bank license application to the Office of the Comptroller of the Currency. If approved, RLUSD will be subject to federal supervision and may even obtain the Fed's main account qualification; in the European market, it is preparing to apply for a MiCA license, paving the way for entering the 31 countries in the European Economic Area. At the legal level, the SEC plans to withdraw its appeal against Ripple by August 15, and the end of the marathon lawsuit will unlock the liquidity potential of 3.59 billion XRP (nearly 40% of the total) in its escrow account. With the help of regulatory arbitrage, Ripple has integrated the Rail payment channel through the GENIUS Act window when its competitors respond to regulatory uncertainty, seizing the commanding heights of compliant stablecoin infrastructure. The current stablecoin market size has exceeded US$150 billion, and Ripple's continuous acquisitions are shaking the duopoly pattern of Tether and Circle. Rail's multi-chain stablecoin processing capabilities, combined with Ripple's XRP Ledger (which recently processed more than 70 million transactions) and RLUSD issuance system, will build an end-to-end payment closed loop, and its cost advantage may subvert the traditional cross-border remittance market. The Asian market has shown results. Japanese financial giant SBI Holdings plans to include RLUSD in its ETF and payment solutions, and Asia accounts for more than 40% of the global cross-border payment market, which is of great strategic significance. The XRP ecosystem has also been activated. Analysts found that whale accounts continue to absorb funds. The technical side shows that a breakthrough of $3.30 may trigger a market increase to $3.60. CoinCodex also predicts its six-month target price to reach $4.42. With Ripple integrating Rail technology, traditional financial institutions will be given a one-click access to the stable currency economy, and the boundaries between encryption and traditional finance are gradually fading. For investors, the Ripple ecosystem has multiple value fulcrums: XRP is in a double bottom pattern, with short-term trading opportunities breaking through US$3.30, and 3.59 billion XRP locked to support the price of coin; RLUSD currently accounts for only 1.5% of the market, and is expected to erode USDT's institutional share under "GENIUS Act". Compliance layout across Europe, America and Asia has formed a geopolitical arbitrage combination; continuous acquisitions indicate that regional payment licenses may continue to be acquired, and we need to pay attention to Southeast Asia and Latin America's regulatory friendly targets. In terms of risks, Rail's acquisition requires regulatory approval from multiple countries, and there is uncertainty in antitrust review; if XRP loses key support of US$2.48, it may trigger technical selling. Ripple has built a full-link capability for stablecoins issuance and clearing to corporate payments for US$1.45 billion. Its global layout is connecting to a new financial network that challenges traditional cross-border payments, and the infrastructure war for the crypto economy has begun. [Note⚠️, cryptocurrencies are high-risk investments, and you may lose all your principal. If you don’t understand, it is recommended not to participate. This video does not have any investment advice, it is shared only as information] #Ripple #Rail #Ripple #Stablecoin #XRP XRP Latest News