Regulatory loopholes have made stablecoins attract money! Is moving 6.6 trillion yuan in bank deposits an alarmist statement?

Focusing on the United States Banking Alliance to warn of regulatory loopholes in the GENIUS Act: Core conflict: The bill does not prohibit exchange-related parties from providing profits to stablecoin holders (such as Coinbase USDC annualized 3.5% reward), while the bank's current interest rate is only 0.5%, forming arbitrage space [^ text]. Data basis: The Bank Policy Institute (BPI) quoted data from the Ministry of Finance, pointing out that this loophole may cause the outflow of US$6.6 trillion in bank deposits (accounting for 1/3 of US commercial bank deposits), threatening bank credit capabilities [^ Text]. Industry status: The current market value of the stablecoin market is 288.7 billion, but the growth rate is rapid (the Ministry of Finance predicts that it will reach 2 trillion in 2028), and 57% of merchants use stablecoins for crypto payments, especially in cross-border scenarios to replace banking services [^ text]. Regulatory game: The banking industry requires a complete ban on returns, and the crypto industry advocates precise supervision; Federal Reserve Director Waller emphasized that "the imbalance in regulatory arbitrage is the root cause of the problem" [^ text]. #Stablecoin Income#Bank Deposit Moving#Regulatory Vulnerability#GENIUS Act Amendment#6 trillion USD Risk#USDC Income#Banking Crisis#Cryptocurrency Bank Wars Become a member of this channel to enjoy the following benefits: https://www.youtube.com/channel/UCO5ER7iDBK62VMbbFQRkBZg/join Welcome to "Coin Emperor BD"! Here is your "no threshold" class for understanding virtual currencies, blockchain, Bitcoin, Dogecoin, and even WB3.0. We are not telling you how to "mine" and make money, but we will take you deep into the real "minerals" behind virtual currencies - how technology, trends, markets, and even policies affect your wallet! From the birth of Bitcoin to the "earthy" emoticon culture of Dogecoin, we bring all these "virtual things" to you, and they are easy to understand without losing depth - allowing you to understand the truth in the currency circle in seconds. #btc #Bitcoin #Virtual Currency #Investment Analysis #Cryptocurrency