XRP Could Be on the Verge of Delivering Generational Wealth to Its Steadfast Holders

Pumpius, a Bitcoin investor since 2013, has boldly claimed that XRP could be on the verge of delivering generational wealth to its steadfast holders.

Pumpius, a Bitcoin investor since 2013, has boldly claimed that XRP could be on the verge of delivering generational wealth to its steadfast holders.

In a post on X, he asserted that XRP holders may be close to retiring their entire bloodline, transitioning their families from daily financial struggles to wealth that could span generations.

This bold claim is made with the belief that today’s XRP investors are still early in the financial revolution the digital asset is leading. As such, they stand to benefit massively once mainstream adoption hits, potentially rewarding early adopters.

Although XRP has continued to underperform Bitcoin in recent times, still trading below its all-time high, ambitious commentators like Pumpius believe a turnaround is imminent.

On Tuesday, Bitcoin reclaimed the $110,000 price range, attempting to establish a new all-time high before slightly cooling off. Meanwhile, XRP’s price held steady at $2.29, roughly the same level it has maintained since last month.

“XRP Remains the Greatest Opportunity for Generational Wealth”

While the lack of movement may tempt holders to divest and join better-performing assets like Bitcoin, XRP influencers continue to urge investors to stay the course. They believe the day of reckoning for patient holders is near, and those who exit too soon may have themselves to blame.

Pumpius’s perspective on XRP’s potential for generational wealth is a widely shared sentiment.

In a previous disclosure, financial author Linda Jones agreed with a U.K.-based fund manager that XRP offers one of the greatest opportunities for building generational wealth.

Most notably, XRP’s performance in the final days of 2024 continues to serve as a reference point for this perspective. The coin traded at $0.49 in the first week of November 2024 but surged by 593% to reach $3.40 by January 2025.

To put that in perspective, someone holding 100,000 XRP tokens, previously worth $49,000, would have seen their holdings nearly quadruple to $340,000, a truly life-changing development.

While still far from the millionaire dream some investors harbor, many expect this trend to continue, with XRP potentially breaking past its long-standing all-time high.

What XRP Price Is Life-Changing?

According to millionaire mentor and influencer “The Bearable Bull,” XRP is nearing the end of its generational wealth journey, with $8 as the next key milestone. He believes this marks a turning point for long-term holders who’ve endured years of volatility and legal battles.

While he teased the $8 price point as a life-changing development for some, others do not believe it would deliver meaningful returns for most holders.

Most notably, a move to $8 could turn a $55,000 investment into over $200,000. However, for smaller holders with only 500 tokens, that equates to $4,000—far from life-changing.

As a result, many set their sights on far more ambitious targets, such as $1,000 per XRP. However, experts like CryptoGuard’s Matthew Brienen suggest that such levels could take up to a decade to reach.