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The discussion surrounding XRP’s future continues to divide opinion, and crypto expert BarriC (@B_arri_C) has weighed in, asserting that the digital asset is still in its early stages of adoption. According to his assessment, the relatively modest market price of XRP, which currently sits around $2, does not reflect its full utility.
He believes that financial institutions have yet to meaningfully adopt the token, adding that this lack of large-scale integration is why the asset has not yet appreciated substantially.
This claim has reignited debate among investors and analysts over whether the digital asset could experience explosive growth if banks start using it at scale. BarriC suggests that the asset could reach $100, $500, and even $1,000 once banks fully integrate the token into global cross-border payment infrastructure.
When banks start using $XRP
We will know because of the insane price per $XRP
We will see prices like $100, $500, $1,000Per #XRP
The fact that we can still accumulate $XRP at approx $2 means that banks aren’t utilising $XRP …. YET
Once that day comes
Once banks and…
— BarriC (@B_arri_C) May 3, 2025
The Push For Mass Institutional Adoption
BarriC’s predictions are based on the assumption that global banking institutions will eventually adopt XRP for liquidity management and transaction settlement. He argues that the market will respond with sharp price increases once these institutions shift from testing Ripple’s technology to implementing XRP in active, large-volume use cases.
Many community members share BarriC’s outlook, believing XRP can lead a cross-border payment revolution. They view the market as a unique entry point for investors seeking long-term returns. BarriC asserts that the asset may not be available at low prices once institutional demand accelerates.
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— Times Tabloid (@TimesTabloid1) July 15, 2023
Can XRP Hit $1,000?
While BarriC is convinced that the digital asset can reach this level, not all market participants agree. A token price in the $500 to $1,000 range would necessitate a market capitalization surpassing the world’s largest corporations.
This would render the valuation of companies like Apple, Microsoft, or Saudi Aramco insignificant in comparison.
This level of capitalization is usually attained over several decades, as seen by tech giants like Apple and Microsoft, which began as small startups and gradually grew to their current size through persistent innovation and market share gains.
However, in the cryptocurrency market, rapid valuations shifts are common. For instance, Bitcoin experienced a surge from a few dollars in 2011 to $69,000 in 2021.
This price appreciation occurred over a period of around 10 years, showcasing the potential for swift value changes in the crypto domain.
Nevertheless, reaching a $500,000 token price would require both massive daily liquidity and institutional dependence on the digital asset, neither of which exists at this stage.
This leads some to view such price predictions as far-fetched.
Will Institutions Adopt XRP?
While Ripple has developed software designed for improving cross-border financial transactions, using its network does not require XRP. Many of Ripple’s institutional partners utilize its payment system without integrating the token into their operations.
Despite this, examples such as Tranglo and SBI Japan demonstrate that XRP can be part of Ripple’s broader infrastructure, making adoption optional. Additionally, Ripple’s payment solutions are compatible with other digital assets, including stablecoins like RLUSD. This flexibility limits XRP’s exclusivity in Ripple’s ecosystem.
However, many community members are convinced these institutions will embrace XRP as crypto adoption becomes more mainstream. A recent Coinbase report showed reasons why XRP is attractive to institutions, and as its popularity grows, the chances of hitting BarriC’s lofty targets increase.
: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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