Top Analyst Keeps Accumulating Stellar (XLM), Reveals What's Coming

Many people might argue that Stellar (XLM) is close to its peak. With a market cap of around $9 billion, it's easy to assume that most of its gains are behind it.

Top cryptocurrency analyst Lee the Captain continues to see Stellar (XLM) as a strong accumulation opportunity, especially in comparison to "hype coins" that are often touted for short-term gains.

In a video discussing his thoughts on XLM price predictions and the project's overall potential, Lee shares why he prefers investing in projects that align with his values and have a positive real-world impact.

Stellar's Mission: Accessible Cross-Border Payments

Introducing Stellar as a cryptocurrency that has been around since 2014, created by Jed McCaleb (who also co-founded Ripple), Lee highlights Stellar's broader goal in contrast to Ripple's focus on banks and financial institutions.

"Stellar's mission is to make cross-border payments more accessible, especially for the unbanked and underbanked in developing countries," Lee explains. He personally resonates with this mission, leading him to prefer Stellar over other cryptocurrencies.

"I feel strongly about Stellar's purpose and the problems they're trying to solve," he adds.

Stellar's Technical Edge and Ongoing Development

Highlighting Stellar's technical edge, Lee notes that the network uses the Stellar Consensus Protocol, which confirms transactions in an average of 2 to 5 seconds and has very low transaction fees.

"It's extremely fast, energy efficient, and the average transaction fee is about 0.00001 XLM. That's nearly free, making it ideal for micro-transactions and global transfers."

Despite the sluggish market, Lee says Stellar's team has continued to make major moves, such as their recent investment in MoneyGram.

"This gives Stellar a seat on the company's board, aligning them with one of the biggest names in remittances. It's a smart move that will bring Stellar closer to the financial mainstream."

For Lee, this demonstrates the team's commitment to securing partnerships and gaining real-world adoption.

"They're not chasing hype coins; they're focused on building something meaningful and sustainable."

Another factor that contributes to Stellar's growing institutional presence is its role in supporting USDC. It's one of the main blockchains where USDC is issued and used.

"As digital dollars become more popular, Stellar is gaining added relevance and utility, especially when it comes to institutional adoption."

Can XLM Hit $10? A Long-Term View

Considering the Stellar price point, which is currently around $0.10, a move to $10 would represent a 100x return. While Lee admits that this isn't likely in the short term, he does see it as a possibility over a 10-year horizon if crypto adoption continues at a rapid pace and Stellar becomes a key player in the cross-border payments landscape.

"To put this in perspective, Stellar's circulating supply is around 27 billion tokens. So, if we were to see XLM hit $10, that would give Stellar a market cap of roughly $270 billion. It's a huge number, even in the crypto world. For instance, Ethereum's current valuation is around $150 billion."

Elaborating further, Lee points out that a $270 billion market cap for Stellar would be more than double the current valuation of Bitcoin.

"It's not impossible, but it would require mass adoption, strong partnerships, and real-world traction for Stellar to reach such heights. Still, I see a favorable risk/reward setup here. If XLM drops to $0.05 or $0.03, that's only a 50% to 70% downside. But if it hits $1 or even $10, that's a 10x to 100x upside. For me, that math alone makes it worth accumulating XLM and seeing where it goes."

Highlighting the positive impact projects that Stellar is involved in, Lee mentions Stellar Aid Assist, which focuses on distributing aid efficiently and transparently.

"Unlike hype coins that promise the moon but disappear after a few months, Stellar is working with organizations like the UN and NGOs to solve real problems. This adds to Stellar's long-term credibility and value."

Concluding his thoughts, Lee emphasizes that he's not buying XLM because he expects it to explode overnight.

"I'm buying it because I believe in the project's mission, I like the team's actions, and I see long-term potential. For investors who are willing to hold and wait, I think Stellar presents a high-upside, real-impact play in the crypto space."