PACT Protocol Launches on Aptos Network, Bringing Over $1B in On-Chain Assets

PACT enables lenders to originate, securitize, and service loans with greater efficiency, as well as ensure borrowers, originators, and institutional investors

Blockchain-based lending protocol PACT (PACT) has announced its integration with Aptos (APT), bringing over $1 billion in on-chain assets to the network. This marks the culmination of nine months of collaboration with the Aptos Foundation, making PACT the first project to be incubated by the foundation.

According to a press release shared with CoinDesk, PACT will now be able to offer licensed lenders in emerging markets fully on-chain lending and securitization infrastructure. The protocol will also enable greater efficiency in loan origination, servicing, and securitization, ensuring a transparent, efficient, and scalable financial environment for borrowers, originators, and institutional investors.

"This partnership is expanding financial access to those who need it most – users who live in emerging markets across the globe," said Ash Pampati, head of ecosystem at Aptos.

The integration will also leverage support for native USDC and USDT, high-profile integrations, and the ability to process high transaction volumes with low fees on the Aptos network. Additionally, PACT will utilize BitGo for custody and compliance, offering a secure and reliable solution for institutional clients in 50 countries.

"PACT's transition to Aptos unlocks greater efficiency, broader institutional adoption, and real-world financial impact," said Joshua March, president of Pact Labs, the technology and infrastructure provider behind the PACT Protocol.

"With Aptos, we're driving new levels of scalability, security, and speed, fundamentally transforming how credit markets operate on-chain."

The PACT token will continue to support ongoing initiatives on Celo (CELO), while future governance and ecosystem development will take place on Aptos. Community members are encouraged to participate in the migration to fully leverage the benefits of the Aptos network.

For more information on PACT's migration and how to participate, visit https://pact.foundation/.

About Aptos Network

Aptos is a next-generation Layer 1 blockchain. Its technology, scalable infrastructure, and user safeguards are designed to power the next generation of financial systems by offering high throughput and low latency that can scale to billions of users.

About Aptos Foundation

The Aptos Foundation supports the development of the Aptos protocol decentralized network and drives engagement with the Aptos ecosystem. It aims to bring the benefits of decentralization to the masses with an easy-to-use blockchain.

About PACT Protocol

PACT Protocol is a permissioned smart contract platform that fully powers loan origination, payments, warehousing, and securitization on-chain. Designed to connect borrowers with global capital, the protocol provides a standardized and transparent lending framework while leveraging blockchain technology to streamline financial processes. Initial development was led by Pact Labs, which continues to support the ecosystem with tools like dashboards, APIs, and SDKs to simplify integration for originators.