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Cryptocurrency News Articles

Imagine an XRP Ecosystem Where Decentralized Finance is Genuinely Decentralized

May 22, 2025 at 11:30 pm

That’s precisely what XpFinance is bringing to life, and investors are racing to secure their early stake.

Imagine an XRP Ecosystem Where Decentralized Finance is Genuinely Decentralized

Decentralized finance (DeFi) on the XRP Ledger (XRPL) is quickly gaining momentum, and one project in particular is making waves with its innovative lending and borrowing platform.

XpFinance, a new DeFi protocol token, has seen strong interest in its presale, filling over 20% of its soft cap within just days of launching.

XpFinance is aiming to create a truly decentralized ecosystem within XRPL, where users can seamlessly generate passive income, borrow crypto securely, and collectively shape the future of the platform.

XRPL DeFi Project Fills 20% Of Soft Cap As XRP Whales Join New Project

XpFinance is a non-custodial lending and borrowing protocol designed to serve the XRP community. It enables XRP holders to effortlessly generate passive income by lending their idle holdings or borrow crypto to fund new opportunities.

The platform’s architecture, built on the efficient and secure XRPL, ensures minimal transaction fees and rapid execution speeds.

Its lending and borrowing rates are adjusted by the community through a unique voting system, aligning the platform’s trajectory with the collective vision of its token holders.

Presale participants benefit from a fixed rate of 1 XRP = 200 XPF.

However, XpFinance’s listing on XP Market, a major XRPL decentralized exchange, is set at 1 XRP = 140 XPF, granting presale investors an immediate 30% profit upon listing.

XPF token holders also earn consistent passive XRP income via staking rewards generated from protocol transaction fees.

Moreover, token holders enjoy significantly reduced borrowing costs, further enhancing platform profitability.

Early Supporters Gain Exclusive Presale Incentives and Bonuses

Anticipating huge demand for its first-of-its-kind lending and borrowing platform on XRPL, XpFinance has confirmed that early participants will receive exclusive presale incentives and bonuses.

The XpFinance team will also be hosting a live demo of the platform next week, offering users an early glimpse of the seamless, intuitive DeFi experience they’ve long awaited on XRPL.

These incentives and the live demo are direct responses to the overwhelming interest in the project.

Announced earlier this week, XpFinance has already filled over 20% of its soft cap with over 1000 unique contributors joining the platform.

DeFi lending and borrowing on XRPL has been slow to take off despite the speed, low fees, and security of the ledger being well-suited to such activity.

Centralized platforms have largely disappointed with custodial risks, hidden fees, and regulatory uncertainty.

XpFinance is hoping to change that and become a dominant force in XRPL’s decentralized finance (XRPFI) space with its transparency, security, and user empowerment.

How To Participate In The Xpfinance Presale

The presale window is closing quickly as investor interest intensifies. Here’s how to secure your early stake in XpFinance:

Buy XRP: Acquire XRP through reputable exchanges such as Binance, Coinbase, or Bybit.

Transfer To XRP Wallet: Move XRP to a trusted, non-custodial XRPL wallet (Xaman, XUMM, or Ledger).

Contribute to Presale: Visit the official presale page at xp.finance/presale and send your XRP to the provided presale address.

Set Your Trustline: Add the XPF trustline to automatically receive your tokens upon presale completion.

Original source:coinpedia

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Other articles published on Aug 04, 2025