Global payments giant Stripe launches a new crypto stablecoin-powered money management product

Deepening its push into blockchain-based financial infrastructure. The product, called Stablecoin Financial Accounts, enables businesses in over 100 countries to hold balances in US dollar-backed stablecoins

Global payments firm Stripe has launched a new crypto stablecoin-powered money management product, deepening its push into blockchain-based financial infrastructure.

The product, called Stablecoin Financial Accounts, will enable businesses in over 100 countries to hold balances in US dollar-backed stablecoins, receive funds via both crypto and fiat rails, and send digital dollars globally. This marks Stripe’s most extensive integration of crypto capabilities to date.

The move comes as the company also unveiled a proprietary AI system called the Payments Foundation Model, which is designed to enhance payment processing by identifying subtle behavioral patterns and fraud indicators. Trained on tens of billions of historical transactions, the model is expected to significantly improve fraud detection, boost authorization rates, and reduce payment friction for merchants.

This development follows Stripe’s acquisition of stablecoin platform Bridge earlier this year in a $1.1 billion deal, which at the time was the largest crypto-related acquisition. Announcing the integration of Stablecoin Financial Accounts, Stripe said it will initially support two stablecoins—Circle’s USDC and Bridge’s USDB—with more assets expected to be added later this year.

According to Stripe, this initiative will be especially useful for entrepreneurs in emerging economies where currency volatility can pose challenges for global transactions.

“These accounts will allow entrepreneurs in countries with volatile currencies to hedge against inflation and more easily access the global economy,” the company stated.

Introducing Stablecoin Financial Accounts.

Hold a stablecoin balance.

Send and receive funds with fiat and crypto rails.

Accessible from 101 countries.https://t.co/yXtE9cdeaz pic.twitter.com/WnifgAutoA

— Stripe (@stripe) May 7, 2025

The company completed its purchase of Bridge in February, following initial disclosures last October. The acquisition was aimed at reinforcing Stripe’s infrastructure for digital asset operations, as stablecoins continue to gain traction in global commerce and financial settlements.

With the launch of Stablecoin Financial Accounts, Stripe is positioning itself to support both large enterprises and smaller businesses in creating more agile treasury operations.

Companies can use these accounts to hold balances in digital dollars, settle cross-border payments, or integrate stablecoin-based solutions directly into their apps and services. The company noted that many of the world’s leading firms are now working with Stripe to develop and deploy stablecoin strategies.

“From startups to Fortune 500 companies, the companies that are building the future of the internet are choosing to build on Stripe’s payments infrastructure,” the company added.

In addition to launching Stablecoin Financial Accounts and unveiling its new AI system, Stripe also announced that it has achieved full integration with OpenAI’s GPT-4 language model. According to the company, this integration will enable businesses to generate custom code in multiple programming languages.