Cryptocurrency is Evolving Beyond Just Holding or Trading—It’s Increasingly Being Used as Everyday Money

Cryptocurrency is evolving beyond just holding or trading—it's increasingly being used as everyday money, as shown by the latest data from CoinZoom.

Salt Lake City, Utah, March 27th, 2025, Chainwire

Cryptocurrency is evolving beyond just holding or trading—it’s increasingly being used as everyday money, according to the latest data from CoinZoom, a Utah-based fintech with a “cash to crypto” platform that offers a crypto debit card, free instant international P2P, and crypto trading.

With thousands of customers using the CoinZoom Visa debit card across 50 countries, the data from March 27th shows something remarkable: By the first quarter of 2025, an average of 0.55 cryptocurrency units were being used for various purchases daily.

That’s a significant shift in consumer behavior — and a clear sign that crypto is breaking through as a true medium of exchange, not just a speculative asset.

From Coffee to Cross-Border Payments: Crypto is Being Spent Everywhere

CoinZoom users are putting their crypto to good use, making everyday purchases like coffee, transportation, and groceries. And it’s not just the big names. While USDT and BTC are heavily used, other top-spending cryptocurrencies this year include XRP and Litecoin (LTC) — showing just how broadly users are selecting what to spend.

Chart showing the top 20 cryptocurrencies spent by CoinZoom users in 2024.

Top Cryptocurrencies Spent:

BTC | ETH | USDT | XLM | LTC | PEPE | DOGE | HNT | XRP | USDC | SOL | HBAR | SHIB | UNI | AVAX | AAVE | TRX | TUSD | MATIC | LINK | ADA | TRUMP | XTZ | EOS

This usage indicates that customers are making informed decisions about which currencies to spend, depending on transaction type, timing, or market conditions. In many cases, they’re even spending small “dust” balances — using every coin in their wallet to its advantage.

Whether it’s micro-transactions under $10 or major purchases like flights and electronics, crypto is being used globally as real spending power.

About CoinZoom

CoinZoom is a U.S.-based financial platform enabling users worldwide to send, spend, save, and invest seamlessly. As a U.S.-registered Money Services Business and Money Transmitter, CoinZoom is available in 45 states and operates with a SOC2 Type II Certification, recognized for stringent security standards. With diverse funding options like Apple Pay, Google Pay, debit and credit cards, wire transfers, ACH, and instant cash deposits at multiple U.S. retail locations, CoinZoom bridges traditional and digital finance. Its global peer-to-peer payment system, ZoomMe, allows users in 169 countries to send cash or crypto instantly and fee-free, offering significant savings on remittance fees. The CoinZoom Crypto Debit Card provides unparalleled spending flexibility, permitting users to transact in USD or crypto at over 130 million merchants globally while earning up to 5% in crypto rewards. CoinZoom also has subsidiaries in Australia and Ireland and is pending registration as a Virtual Asset Service Provider (VASP) in Lithuania.

CoinZoom: www.coinzoom.com

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