Crypto.com Today Rolled Out Its Boldest Credit Card Offering Yet

Crypto.com today rolled out its boldest credit card offering yet with the launch of the Crypto.com Visa Signature® Credit Card

Crypto.com, the cryptocurrency platform, has launched the Crypto.com Visa Signature® Credit Card, featuring industry-leading cashback rates and premium perks delivered directly through the Crypto.com App.

The card offers 3.5% back in CRO‡ on all purchases for the first 12 months—with rates later changing to 3%—alongside a $500 CRO welcome bonus for new cardholders who meet the initial spend threshold. It also has no annual fee.

The offering arrives in five metal-finish tiers—Midnight Blue, Ruby Steel, Jade Emerald, Icy White, and Obsidian Black—each unlocking progressively higher CRO staking requirements and rewards. While the Midnight Blue tier requires no CRO stake, the top-tier Obsidian Black card demands a 12-month stake of $500,000 worth of CRO to achieve 6.5% cashback (with a 5% base rate later), making it one of the most generous crypto-reward structures.

The card also integrates Crypto.com’s Level Up loyalty program, granting 100% rebates on select subscriptions—including Netflix and Spotify—and exclusive invites to VIP sporting events and experiences. By staking or locking up CRO tokens through the App, users contribute to blockchain security while compounding weekly staking rewards directly into their Level Up tier.

Getting started is a three-step process: download the Crypto.com App, select your preferred card tier to see if you pre-qualify (a soft credit inquiry that won’t impact your score), and stake the required CRO to lock in your card level. Once approved, cardholders simply pay their balance through the App—eliminating paper statements—and watch their crypto rewards accrue with each swipe.

The Variable Purchase APR ranges from 18.24% to 32.24% based on creditworthiness, with a Variable Cash Advance APR of 33.24% and no foreign transaction fees. Late payments and balance transfers carry fees in line with industry norms, while the Minimum Interest Charge is capped at $3.00 per cycle.