How to send crypto with a username in Coinbase Wallet?

Sending Crypto Using a Username in Coinbase Wallet

1. Open the Coinbase Wallet app on your mobile device and ensure you are logged into your account. Navigate to the home screen where your asset balances are displayed. Tap on the cryptocurrency you wish to send, such as Bitcoin or Ethereum.

2. Select the “Send” option located at the bottom of the screen. Instead of entering a long wallet address, look for the field labeled “To.” Here, you’ll notice an icon resembling a person or mention of “@username.” Tap on this to switch from address input to username search.

3. Begin typing the recipient’s username, which starts with an @ symbol. As you type, the app will suggest matching usernames connected to verified Coinbase users. Make sure the correct user appears, checking any profile details if available to avoid sending funds to the wrong person.

5. Review all transaction details carefully. Confirm the recipient's username, the amount, and network fees. Once everything is accurate, tap “Send” and authenticate the action using your passcode, Face ID, or fingerprint verification depending on your device settings.

Benefits of Using Usernames Over Addresses

1. Typing a username like @jessica123 is significantly easier than copying and pasting a 42-character hexadecimal wallet address. This reduces friction during transactions and makes crypto more accessible to new users unfamiliar with blockchain mechanics.

2. Human-readable usernames minimize the risk of errors. Entering an incorrect character in a wallet address can result in irreversible loss of funds. With usernames, the system validates the recipient before authorizing the transfer.

4. This feature fosters a social layer within the crypto ecosystem. It enables experiences similar to Venmo or Cash App, where payments feel more personal and intuitive, helping drive mainstream adoption.

Requirements and Limitations

1. Both sender and recipient must have a Coinbase Wallet account with a linked username. If the recipient hasn’t set up a username, you’ll need to use their traditional wallet address instead.

2. The username transfer feature only works within the Coinbase ecosystem. You cannot send funds via username to users on other platforms like MetaMask or Trust Wallet unless they also use Coinbase Wallet and have enabled this functionality.

3. Not all cryptocurrencies support username-based transfers. Typically, major assets like ETH, BTC (via wrapped instruments), and popular ERC-20 tokens are supported, but niche or newly listed tokens may not be included.

Security Considerations When Using Usernames

1. Always double-check the username before confirming the transaction. Although the risk of mistyping is lower, sending crypto to @james123 instead of @james124 could still lead to permanent loss if that account belongs to someone else.

2. Be cautious of impersonation. While Coinbase verifies accounts, fake profiles can occasionally exist. If you’re sending a large amount, verify the recipient’s identity through another communication channel.

3. Enable two-factor authentication (2FA) on your Coinbase Wallet to protect your account. A compromised wallet could allow unauthorized access to your funds, regardless of how transactions are initiated.

Frequently Asked Questions

Can I change my username in Coinbase Wallet?Yes, you can change your username, but only once every 30 days. Go to your profile settings, select “Edit Username,” and follow the prompts to update it. Note that previous usernames become unlinked and may be claimed by others after a cooldown period.

What happens if I send crypto to a non-existent username?The app will display an error message indicating that no user was found with that handle. The transaction won’t proceed, preventing accidental loss of funds. Always ensure the username is spelled correctly and appears in the suggestion list.

Is there a fee for sending crypto via username?There is no additional fee imposed by Coinbase for using a username. However, standard network transaction fees still apply based on blockchain congestion and the specific cryptocurrency being sent.

Do received funds appear instantly when sent via username?Funds are subject to blockchain confirmation times. While the initiation is instant, actual receipt depends on network speed. Ethereum transfers may take seconds to minutes, while Bitcoin can take longer during peak usage.