How to buy crypto with a credit card directly on Exodus Wallet?

Supported Credit Card Networks

1. Exodus Wallet integrates with third-party payment processors that accept Visa and Mastercard. These cards must be enabled for international online transactions.

2. American Express and Discover are not currently supported within the Exodus interface for direct crypto purchases.

3. Prepaid credit cards often fail during verification due to insufficient billing address linkage or lack of bank authorization signals.

4. Cards issued outside the United States, Canada, the United Kingdom, Australia, and select European Union countries may encounter regional restrictions during checkout.

5. Some banks automatically block cryptocurrency-related charges as a fraud prevention measure, requiring manual activation before use.

Purchase Flow Inside Exodus

1. Users must log into their Exodus desktop or mobile application and navigate to the “Buy” tab located in the main navigation bar.

2. A wallet must be selected prior to initiating purchase — only non-custodial wallets stored locally on the device are eligible.

3. The user chooses a cryptocurrency such as Bitcoin, Ethereum, or Solana, then enters the desired fiat amount or crypto quantity.

4. Upon clicking “Continue”, Exodus redirects to a secure external provider (e.g., MoonPay or Ramp) where card details, CVV, expiry date, and billing address are entered.

5. After successful processing, the purchased assets appear in the Exodus wallet within seconds to minutes, depending on blockchain confirmation speed.

Fees and Transaction Limits

1. Each transaction incurs a dynamic fee composed of a fixed network processing charge plus a variable spread applied by the on-ramp partner.

2. Minimum purchase amounts vary per jurisdiction but typically start at $20 USD equivalent for most supported regions.

3. Daily limits range from $200 to $10,000 based on identity verification level, country of residence, and issuing bank policies.

4. No additional Exodus platform fee is imposed beyond what the integrated provider discloses during checkout.

5. Failed transactions due to insufficient funds or bank rejection still trigger a temporary hold on the card’s available balance until the authorization clears.

Security Considerations

1. Exodus never stores or transmits raw credit card data — all sensitive fields are handled exclusively by PCI-DSS compliant providers.

2. Two-factor authentication must be enabled on the Exodus account before any buy action can proceed.

3. Users receive real-time email and in-app notifications for every initiated and completed purchase.

4. Device-level encryption ensures private keys remain isolated from payment information throughout the process.

5. Suspicious activity triggers automatic session termination and requires re-authentication before continuing.

Frequently Asked Questions

Q: Can I use a business credit card to buy crypto through Exodus?Business cards are accepted if they carry a Visa or Mastercard logo and allow consumer-style online transactions. Corporate policy restrictions may override technical compatibility.

Q: Why does my bank show a different merchant name than Exodus on my statement?The statement descriptor reflects the on-ramp provider (e.g., “MOONPAY*EXODUS” or “RAMP-EXODUS”), not Exodus itself, because the financial settlement occurs between the user’s bank and the third-party service.

Q: Is there a way to avoid KYC when buying with a credit card?No. All credit card purchases via Exodus require identity verification through the integrated provider in accordance with global anti-money laundering regulations.

Q: What happens if my transaction fails after entering card details?If the provider declines the charge, no funds are deducted. However, an authorization hold may remain active on the card for up to 7 business days, depending on the issuing institution’s policy.