How to Deposit USDT on Binance? Step-by-Step Instructions for New Users

Accessing the C2C Trading Interface

1. Launch the official Binance App and log in to your verified account.

2. Tap the C2C icon located at the bottom navigation bar or search for “C2C” directly in the homepage search box.

3. Select the Buy tab and choose USDT as the target cryptocurrency.

4. Ensure language settings are set to Simplified Chinese or English to avoid interface confusion during transaction flow.

5. Confirm that your region is correctly detected—users from mainland China must use Taiwan, South Korea, or Japan IP proxies to access full functionality.

Selecting a Trusted Seller

1. Filter sellers using the Shield badge, indicating platform-vetted reliability and high completion rates.

2. Sort by Completion Rate and Order Volume, prioritizing those above 99% and with over 1,000 completed trades.

3. Verify supported payment methods match your available options—Alipay, WeChat Pay, or local bank transfer.

4. Avoid sellers listing unusually low or high premiums; deviations beyond ±0.5% from market price warrant caution.

5. Check recent feedback for mentions of delayed releases or disputes related to proof uploads.

Executing the Purchase Transaction

1. Enter the desired USDT amount manually or select preset values like ¥1,000 or ¥5,000.

2. Click Buy USDT to generate an order with a unique time-limited payment window (typically 15 minutes).

3. Scan the displayed QR code or copy the provided account number into your Alipay or WeChat Pay app.

4. Complete the RMB transfer without adding any blockchain-related keywords such as “BTC”, “crypto”, or “blockchain” in the remark field.

5. Immediately take a screenshot showing timestamp, amount, and recipient details before exiting the payment interface.

Uploading Proof and Confirming Release

1. Return to the Binance App and navigate back to the active order screen.

2. Tap Upload Payment Proof and select the saved screenshot from your device gallery.

3. Press I have paid, notify seller to alert the counterparty.

4. Monitor the order status: “Waiting for seller to release” indicates successful submission.

5. Do not close the app or refresh the page until USDT appears in your Funding Account balance.

Transferring USDT to Spot Wallet

1. Go to the Assets section via the bottom navigation bar.

2. Tap Transfer and select direction: Funding Account → Spot Account.

3. Choose USDT as the asset and input the full amount or specify custom quantity.

4. Review transfer fee—Binance applies zero fees for internal USDT transfers between accounts.

5. Confirm with biometric authentication or Google Authenticator code to finalize movement.

Frequently Asked Questions

Q1: Why does my USDT remain in Funding Account after C2C purchase?It stays there by design—only assets moved to Spot Account can be used for trading BTC, ETH, or other tokens.

Q2: Can I use mainland Chinese bank cards directly on Binance C2C?No—direct card binding is disabled; only third-party gateways like Alipay and WeChat Pay are permitted for RMB settlement.

Q3: What happens if I forget to upload payment proof within the time limit?The order auto-cancels, funds are refunded to your original payment method, and you must initiate a new transaction.

Q4: Is KYC verification mandatory before buying USDT via C2C?Yes—Level 1 identity verification (ID upload + facial recognition) is enforced prior to any C2C activity on Binance.