How to use the recurring buy feature on Coinbase?

Coinbase’s recurring buy feature enables automated crypto purchases for dollar-cost averaging, supporting BTC, ETH, and more via bank, card, or PayPal.

Aug 13, 2025 at 11:36 am

Understanding the Recurring Buy Feature on Coinbase

The recurring buy feature on Coinbase allows users to automate cryptocurrency purchases at regular intervals. This functionality is especially useful for individuals who want to practice dollar-cost averaging (DCA), a strategy that involves buying a fixed amount of an asset on a consistent schedule, regardless of price fluctuations. By enabling recurring buys, users reduce the emotional impact of market volatility and maintain a disciplined investment approach. This feature supports multiple cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), and other major digital assets available on the platform.

To access this feature, users must have a verified Coinbase account with a linked payment method, such as a bank account, debit card, or PayPal. The recurring buy function is accessible through both the Coinbase website and the mobile application, ensuring flexibility across devices. Once set up, the system automatically executes purchases based on the user's specified frequency and amount.

Setting Up a Recurring Buy on the Coinbase Mobile App

To initiate a recurring buy using the Coinbase mobile app, follow these steps:

• Open the Coinbase app and log into your account.
• Tap the "Trade" tab located at the bottom of the screen.
• Select "Buy" from the available options.
• Choose the cryptocurrency you wish to purchase, such as BTC or ETH.
• Enter the amount you want to invest during each transaction.
• Tap on "One-time buy" to switch the option to "Recurring buy".
• Select the desired frequency—options include daily, weekly, or monthly.
• Confirm your linked payment method.
• Review the details and tap "Create recurring buy" to finalize.

After completing these steps, Coinbase will automatically execute the purchase according to your chosen schedule. You will receive a notification each time a transaction is processed, and the purchased cryptocurrency will be added directly to your wallet balance.

Configuring Recurring Buys via the Coinbase Website

Using the desktop version of Coinbase offers a similar setup process with a slightly different interface layout:

• Navigate to www.coinbase.com and sign in to your account.
• Click on the "Buy/Sell" section from the top navigation menu.
• Choose "Buy" and select your preferred cryptocurrency from the dropdown menu.
• Input the dollar amount you wish to purchase in each interval.
• Instead of proceeding with a one-time transaction, click the toggle to enable "Set up a recurring buy".
• Pick a frequency—daily, weekly, or monthly—from the available options.
• Ensure your preferred payment method is selected and has sufficient funds.
• Click "Create recurring buy" to confirm.

Once activated, the recurring buy will appear in your transaction history with a recurring icon. You can monitor upcoming purchases and adjust settings at any time through the "Recurring buys" tab in your account dashboard.

Managing and Modifying Active Recurring Buys

After setting up a recurring buy, users retain full control over their automated purchases. To manage existing recurring buys:

• Log in to your Coinbase account via the app or website.
• Go to the "Accounts" or "Wallets" section.
• Select the cryptocurrency associated with your recurring buy.
• Tap on "Recurring buys" to view active schedules.
• Choose the specific recurring buy you want to modify.
• You can edit the amount, change the frequency, or update the payment method.
• Alternatively, select "Cancel recurring buy" to stop future transactions.

It’s important to note that modifications take effect starting from the next scheduled purchase. Any buy that has already been processed cannot be reversed through this interface. Users should ensure their linked payment method remains active and funded to avoid failed transactions.

Payment Methods and Transaction Limits

Coinbase supports several payment methods for recurring buys, each with its own transaction limits and processing times. The available options include:

• Linked bank accounts (ACH transfers): Typically have higher limits and lower fees but may take 1–3 business days to settle.
• Debit cards: Allow instant purchases but often come with lower daily limits and higher fees.
• PayPal: Offers quick processing with moderate limits, suitable for regular small investments.

Users must verify their identity and complete the Know Your Customer (KYC) process to unlock higher limits. The exact thresholds depend on your region and verification level. You can check your current limits by visiting the "Limits" section under "Settings". If a recurring buy fails due to insufficient funds or limit restrictions, Coinbase will notify you via email or push notification.

Troubleshooting Common Recurring Buy Issues

Occasionally, users may encounter issues with their recurring buys. Common problems and solutions include:

• Failed transactions: Verify that your payment method has sufficient funds and is not expired. Update card details or switch to a bank account if necessary.
• Pending status: ACH transfers may remain pending for several days. Check your email for confirmation messages from Coinbase.
• Notifications not received: Ensure that app notifications and email alerts are enabled in your notification settings.
• Incorrect amount deducted: Confirm the exact amount set in your recurring buy schedule. Discrepancies may arise from currency conversion fees when using international cards.

If the issue persists, contact Coinbase Support directly through the Help Center for personalized assistance.

Frequently Asked Questions

Can I set up multiple recurring buys for different cryptocurrencies?

Yes, Coinbase allows users to create separate recurring buys for various cryptocurrencies. Each can have its own amount, frequency, and payment method. Simply repeat the setup process for each asset you wish to purchase regularly.

Will my recurring buy execute if the market is down?

Yes, the recurring buy will proceed regardless of market conditions. The system executes purchases based on the schedule you set, not on price movements. This ensures consistency in your investment strategy.

What happens if my payment method fails on the scheduled date?

If the transaction fails, Coinbase will attempt to retry the purchase within a few days. If it continues to fail, the recurring buy may be paused. You’ll receive a notification and must update your payment details to resume.

Can I schedule a recurring buy for a future date?

Coinbase does not allow setting a start date in the future. Once created, the first purchase will occur based on the selected frequency from the current date. For example, a weekly buy will initiate within the next seven days.