What payment methods does HTX support? Learn how to top up and purchase digital currencies

HTX, formerly Huobi, supports bank transfers, credit/debit cards, and third-party services like Alipay for topping up accounts and buying cryptocurrencies.

May 09, 2025 at 05:14 am

HTX, formerly known as Huobi, is a leading cryptocurrency exchange that offers a variety of payment methods to facilitate the purchase and trading of digital currencies. Understanding the available payment options and how to use them is crucial for users looking to top up their accounts and buy cryptocurrencies. This article will guide you through the payment methods supported by HTX and provide a detailed tutorial on how to top up your account and purchase digital currencies.

Supported Payment Methods on HTX

HTX supports a wide range of payment methods to cater to its global user base. The primary payment methods include bank transfers, credit/debit cards, and various third-party payment services. Each method has its own set of advantages and considerations, which users should be aware of before proceeding with a transaction.

• Bank Transfers: HTX supports bank transfers in multiple currencies, including USD, EUR, and CNY. This method is often preferred for larger transactions due to lower fees compared to card payments.
• Credit/Debit Cards: Users can use Visa and MasterCard to purchase cryptocurrencies directly on the platform. This method is convenient for quick purchases but may come with higher fees.
• Third-Party Payment Services: HTX also integrates with various third-party payment providers such as Alipay, WeChat Pay, and Simplex. These services can be particularly useful for users in regions where direct bank transfers or card payments are less common.

How to Top Up Your HTX Account

Topping up your HTX account involves a few straightforward steps, depending on the payment method you choose. Below is a detailed guide on how to top up using different payment methods.

Topping Up with Bank Transfer

• Log in to your HTX account: Navigate to the HTX website and enter your login credentials.
• Go to the 'Buy Crypto' section: This can be found in the top navigation menu.
• Select 'Bank Transfer': Choose this option from the list of available payment methods.
• Enter the amount you wish to deposit: Specify the amount in your local currency.
• Select your bank: Choose the bank from which you will be transferring the funds.
• Follow the on-screen instructions: HTX will provide you with the necessary bank details to complete the transfer. Make sure to include any required reference numbers to ensure the funds are credited to your account correctly.
• Complete the bank transfer: Use your bank's online banking platform or visit a branch to initiate the transfer.
• Wait for the funds to be credited: Depending on your bank and the processing times, it may take a few hours to a few days for the funds to appear in your HTX account.

Topping Up with Credit/Debit Card

• Log in to your HTX account: Access the HTX platform using your login details.
• Navigate to the 'Buy Crypto' section: Click on this option in the top menu.
• Choose 'Credit/Debit Card': Select this payment method from the available options.
• Enter the amount you want to purchase: Specify the amount in your local currency.
• Select the cryptocurrency you wish to buy: Choose from the list of available cryptocurrencies.
• Enter your card details: Input your Visa or MasterCard information, including the card number, expiration date, and CVV.
• Review and confirm the transaction: Double-check the details and proceed to complete the purchase.
• Wait for the transaction to be processed: The funds should be credited to your HTX account almost instantly, though it may take a few minutes for the transaction to be fully processed.

Topping Up with Third-Party Payment Services

• Log in to your HTX account: Enter your login credentials on the HTX website.
• Go to the 'Buy Crypto' section: Find this option in the top navigation menu.
• Select the third-party payment service: Choose from options like Alipay, WeChat Pay, or Simplex.
• Enter the amount you wish to deposit: Specify the amount in your local currency.
• Follow the on-screen instructions: You will be redirected to the third-party payment service's website to complete the transaction.
• Complete the payment: Use your account with the third-party service to finalize the payment.
• Wait for the funds to be credited: The funds should appear in your HTX account shortly after the payment is confirmed.

How to Purchase Digital Currencies on HTX

Once your HTX account is topped up, you can proceed to purchase digital currencies. Here's a step-by-step guide on how to do so.

Purchasing Digital Currencies with Fiat

• Log in to your HTX account: Access the HTX platform using your login details.
• Navigate to the 'Buy Crypto' section: Click on this option in the top menu.
• Select 'Fiat' as the payment method: Choose this option if you want to use the funds you've deposited via bank transfer, card, or third-party service.
• Enter the amount you want to purchase: Specify the amount in your local currency.
• Select the cryptocurrency you wish to buy: Choose from the list of available cryptocurrencies.
• Review and confirm the transaction: Double-check the details and proceed to complete the purchase.
• Wait for the transaction to be processed: The purchased cryptocurrency will be credited to your HTX wallet shortly after the transaction is confirmed.

Purchasing Digital Currencies with Cryptocurrency

• Log in to your HTX account: Enter your login details on the HTX website.
• Go to the 'Trade' section: This can be found in the top navigation menu.
• Select the trading pair: Choose the pair that includes the cryptocurrency you want to buy and the cryptocurrency you will use to pay.
• Enter the amount you want to purchase: Specify the amount of the cryptocurrency you wish to buy.
• Place the order: Choose between a market order for immediate execution at the current market price or a limit order to set a specific price.
• Review and confirm the order: Double-check the details and proceed to place the order.
• Wait for the order to be filled: Depending on the market conditions and the type of order you placed, it may take a few moments to a few hours for the order to be fully executed.

Security Considerations When Using HTX

When using HTX to top up your account and purchase digital currencies, it's important to consider security measures to protect your funds and personal information.

• Enable Two-Factor Authentication (2FA): This adds an extra layer of security to your account by requiring a secondary verification method, such as a code sent to your mobile device.
• Use Strong Passwords: Ensure your HTX account password is strong and unique, and change it regularly.
• Be Wary of Phishing Attempts: Always access HTX through the official website and be cautious of emails or messages asking for your login details.
• Monitor Your Account Activity: Regularly check your account for any unauthorized transactions and report any suspicious activity to HTX support immediately.

Frequently Asked Questions

Q: Can I use PayPal to top up my HTX account?

A: As of the latest information, HTX does not directly support PayPal as a payment method. However, you may be able to use third-party services that convert PayPal funds to cryptocurrencies, which can then be transferred to your HTX account.

Q: Are there any fees associated with topping up my HTX account?

A: Yes, HTX charges fees for certain payment methods. Bank transfers typically have lower fees compared to credit/debit card payments. It's important to review the fee structure on the HTX website before proceeding with a transaction.

Q: How long does it take for funds to be credited to my HTX account after a bank transfer?

A: The time it takes for funds to be credited to your HTX account after a bank transfer can vary depending on your bank and the processing times. It may take anywhere from a few hours to a few days for the funds to appear in your account.

Q: Can I top up my HTX account using cryptocurrencies from another exchange?

A: Yes, you can transfer cryptocurrencies from another exchange to your HTX account. Simply initiate a withdrawal from the other exchange and send the funds to your HTX wallet address. Ensure you use the correct network and address to avoid any issues.