How to use KuCoin Sub-accounts? (Account management)

Sub-Account Structure and Access Control

1. Sub-accounts are created under a single master KuCoin account and operate with independent deposit, withdrawal, and trading permissions.

2. Each sub-account has its own API key management interface, allowing granular control over read/write/withdrawal privileges without affecting the master account’s credentials.

3. The master account holder can assign role-based access—such as “trader”, “viewer”, or “funder”—to each sub-account via the Account Management dashboard.

4. All sub-accounts share the same KYC verification status as the master account, eliminating redundant identity submissions while maintaining regulatory alignment across jurisdictions.

5. Sub-account balances are isolated at the database level; funds cannot be automatically transferred between sub-accounts unless explicitly initiated through an internal transfer function enabled by the master account.

Funding and Asset Segregation

1. Deposits to a sub-account must originate from external addresses or from the master account’s internal wallet using the designated transfer path.

2. Withdrawals from any sub-account require pre-approval configurations set by the master account, including whitelisted addresses and daily limits enforced at the blockchain layer.

3. Spot assets held in sub-accounts are stored in segregated cold storage vaults mapped to their respective account IDs, not pooled into a shared reserve.

4. Margin and futures positions opened in a sub-account do not draw collateral from other sub-accounts or the master balance, ensuring strict risk compartmentalization.

5. Real-time asset reporting for each sub-account is available on-chain via Merkle tree proofs embedded in KuCoin’s transparency portal, accessible only with that sub-account’s public key.

Trading Permissions and Leverage Settings

1. Leverage multipliers for derivatives trading are configured per sub-account and cannot exceed thresholds defined by regional regulatory parameters—e.g., 20x for EU users under MiCAR, 50x for non-restricted jurisdictions.

2. Order types such as stop-market, trailing stop, and TWAP are enabled or disabled individually for each sub-account based on assigned risk profiles.

3. The master account can enforce mandatory two-factor authentication (2FA) and biometric verification for all order placements within specific sub-accounts.

4. Trade history, PnL calculations, and fee accruals are calculated and reported independently for every sub-account, with timestamps anchored to KuCoin’s atomic clock infrastructure.

5. Sub-accounts used for institutional clients support custom fee tiers negotiated separately from the master account’s standard schedule, applied automatically upon trade execution.

Compliance Integration and Audit Trail

1. Every sub-account is tagged with jurisdiction-specific compliance flags derived from IP geolocation, KYC document origin, and declared tax residency during onboarding.

2. Transaction logs for each sub-account are streamed in real time to KuCoin’s AUSTRAC-registered monitoring system and flagged for anomaly detection using on-chain behavioral heuristics.

3. Internal transfers between sub-accounts trigger automatic generation of FATF-style Travel Rule metadata, including originator and beneficiary identifiers compliant with MiCAR Article 46(2).

4. Audit reports for individual sub-accounts can be exported in ISO 27001:2022–compliant formats, including cryptographic hashes of all balance snapshots taken at UTC midnight daily.

5. Sub-account activity feeds are integrated into KuCoin’s SOC 2 Type II–certified logging framework, ensuring immutable retention for minimum seven years per regulatory requirement.

Frequently Asked Questions

Q1. Can a sub-account initiate withdrawals without master account approval? No. Withdrawal permissions are disabled by default and require explicit activation plus whitelisting by the master account administrator.

Q2. Are sub-account API keys subject to the same rate limits as the master account? Yes. Rate limiting is applied globally per IP and per API key pair, regardless of sub-account hierarchy.

Q3. Does enabling margin trading in one sub-account affect margin eligibility in others? No. Margin borrowing capacity, liquidation thresholds, and collateral ratios are computed independently for each sub-account using its own net asset value.

Q4. Can sub-accounts participate in KCS staking programs? Yes. Each sub-account may stake KCS separately, with rewards credited directly to its internal wallet and governed by the same lock-up terms as the master account.