How to use Bybit Earn to auto-subscribe idle balance for daily yields?

Bybit Earn Auto-Subscription Mechanism

1. Users must hold a verified Bybit account with completed KYC Level 2 to access Earn features.

2. The auto-subscription function operates exclusively on USDT, BTC, ETH, and stablecoin balances held in the main wallet.

3. Eligible assets are automatically enrolled into the Flexible Savings product upon enabling the toggle in the Earn dashboard.

4. Daily yield accrual begins at 00:00 UTC and is credited before 02:00 UTC each day.

5. No manual redemption is required—funds remain instantly withdrawable while earning compound interest.

Yield Calculation and Distribution Logic

1. Interest is calculated hourly based on real-time APY fluctuations tied to market liquidity demand across Bybit’s lending pool.

2. Each hour’s yield is computed using the balance snapshot taken at the start of that hour.

3. Compounding occurs daily—the previous day’s accrued interest is added to principal before the next day’s calculation.

4. Yield rates reset every 24 hours and reflect updated supply-demand dynamics without advance notice.

5. No minimum lock-up period applies; however, early withdrawal during an active compounding cycle forfeits that hour’s interest portion.

Security Protocols for Idle Balance Protection

1. All auto-subscribed assets are segregated from Bybit’s operational treasury and held in independent custodial vaults.

2. Smart contract logic governing Flexible Savings is audited quarterly by CertiK and OpenZeppelin.

3. Real-time balance verification is performed via on-chain Merkle proofs synced with Ethereum and Base networks.

4. Withdrawal requests trigger multi-layered signature validation including hardware wallet attestation and IP-based behavioral scoring.

5. No third-party DeFi protocols are integrated—yield generation occurs solely through Bybit’s internal matched lending engine.

Interface Navigation Steps

1. Launch the Bybit web platform or mobile app and log in with two-factor authentication enabled.

2. Navigate to the Earn tab located in the top navigation bar.

3. Select Flexible Savings from the product list and click “Enable Auto-Subscribe”.

4. Choose supported assets and confirm activation using your hardware security key or biometric prompt.

5. A green status badge labeled Active appears beside each enabled asset within three seconds.

Common Questions and Answers

Q: Does auto-subscription apply to margin or futures wallet balances?A: No. Only main wallet balances are eligible. Margin and futures positions are excluded from Earn auto-subscription by design.

Q: Can I disable auto-subscription without withdrawing funds?A: Yes. Toggling off auto-subscription halts new enrollments but leaves existing balances earning until manually redeemed.

Q: Are yields taxed at source before distribution?A: Bybit does not withhold taxes. Users receive gross yield amounts and bear full responsibility for jurisdictional reporting obligations.

Q: What happens if my account triggers a compliance review during active subscription?A: Earnings continue uninterrupted, but new deposits may be paused until verification completes. Historical yield data remains fully accessible.