How to buy USDT on Binance? A guide to acquiring stablecoins.

Creating a Binance Account

1. Navigate to the official Binance website and click the “Register” button in the top-right corner.

2. Enter a valid email address and create a strong password meeting the platform’s security requirements.

3. Complete the CAPTCHA verification and confirm your registration via the email link sent to your inbox.

4. Log in and proceed to the “Identity Verification” section under User Center to submit government-issued ID and a selfie for KYC compliance.

5. Wait for verification approval, which typically takes minutes for basic level and up to 24 hours for higher tiers.

Funding Your Binance Wallet

1. After KYC completion, go to “Wallet” → “Fiat and Spot Wallet” to access deposit options.

2. Select your preferred fiat currency—USD, EUR, or GBP—and choose a supported payment method such as bank transfer, credit/debit card, or third-party payment gateway.

3. Enter the amount you wish to deposit and follow the on-screen instructions to complete the transaction.

4. Confirm receipt of funds in your Spot Wallet; availability may vary depending on the processing time of your chosen method.

5. Ensure sufficient balance remains after any applicable fees before initiating a USDT purchase.

Purchasing USDT via Spot Market

1. From the Binance homepage, click “Trade” → “Spot” to open the trading interface.

2. Search for the USDT/USD or USDT/USDC trading pair depending on available liquidity and pricing.

3. Select “Market” order type if you want immediate execution at the best available price.

4. Input the desired USDT quantity or total USD value and click “Buy USDT” to confirm.

5. Verify the executed order in the “Order History” tab and check your Spot Wallet for the newly acquired USDT balance.

Using P2P Trading for USDT Acquisition

1. Access “Trade” → “P2P Trading” from the main navigation menu.

2. Choose your local currency and set filters for payment methods, seller rating, and trade limits.

3. Browse offers and select a reputable seller with high completion rate and positive feedback.

4. Enter the amount of fiat you intend to send and click “Buy USDT” to initiate escrow.

5. Transfer funds according to the seller’s instructions within the time limit and mark the transaction as paid; release USDT only after confirming receipt of fiat.

Storing and Managing USDT Safely

1. Transfer purchased USDT from your Spot Wallet to a dedicated USDT sub-wallet using the “Withdraw” function.

2. Double-check network selection—TRC-20, ERC-20, or BEP-20—based on your intended use case and recipient requirements.

3. Enable two-factor authentication (2FA) and withdraw address whitelisting in Security Settings.

4. Avoid sharing private keys or seed phrases; never enter them on external websites or respond to unsolicited support requests.

5. Monitor wallet activity regularly through transaction history and enable email/SMS alerts for all withdrawals.

Frequently Asked Questions

Q: Can I buy USDT directly with a credit card on Binance?A: Yes, Binance supports direct USDT purchases using Visa and Mastercard in eligible regions, subject to issuer policies and regional regulatory restrictions.

Q: What is the difference between USDT on TRC-20 and ERC-20 networks?A: TRC-20 operates on Tron with lower fees and faster confirmation times, while ERC-20 runs on Ethereum and incurs higher gas costs but broader DeFi compatibility.

Q: Why does my USDT purchase show as pending after payment?A: Pending status usually indicates delayed bank processing, incomplete KYC verification, or temporary system synchronization issues during high-volume periods.

Q: Is there a minimum amount required to buy USDT on Binance?A: Minimums vary by payment method—credit card purchases start at $15, while bank transfers may require $50 or more depending on jurisdiction and currency.