How to buy Solana with a credit card on Crypto.com? (Instant Purchase)

Accessing the Instant Buy Feature

1. Log into your Crypto.com account using the official mobile app or website.2. Navigate to the “Buy & Sell” section located in the main navigation bar.3. Select “Buy” and then choose Solana (SOL) from the list of available cryptocurrencies.4. Confirm that your region supports credit card purchases — some jurisdictions restrict this payment method due to regulatory policies.5. Ensure your credit card is already added and verified under “Payment Methods” in your account settings.

Entering Purchase Details

1. Input the USD amount you wish to spend or select a preset value such as $50, $100, or $500.2. The interface will instantly display the corresponding SOL quantity based on real-time exchange rates and applicable fees.3. Review the displayed price impact — Crypto.com applies a fixed spread for instant purchases, which may differ slightly from the spot market rate.4. Choose your saved credit card from the dropdown menu.5. Toggle on “Confirm purchase at displayed rate” to lock in pricing before submission.

Completing the Transaction

1. Tap or click “Buy SOL” to initiate the order.2. A 3D Secure authentication prompt will appear if your card issuer requires it — complete the verification step via SMS, app notification, or biometric confirmation.3. Once approved, the transaction status changes to “Processing” and typically finalizes within seconds.4. SOL appears in your Spot Wallet immediately after confirmation — no manual deposit or network confirmation wait time is involved.5. A receipt is emailed and stored in your transaction history with timestamps, fees breakdown, and order ID.

Fees and Limitations

1. Crypto.com charges a flat 2.99% fee for all credit card purchases, regardless of amount or frequency.2. Daily purchase limits vary by user tier — Standard users face $5,000/day caps, while Crypto.com Visa Card holders may access up to $25,000/day depending on verification level.3. Some banks decline crypto-related transactions outright; users report higher failure rates with certain international issuers or corporate cards.4. No refunds are issued after successful authorization — reversals require direct bank-level chargeback initiation, subject to Crypto.com’s dispute resolution policy.5. Instant purchases do not support recurring buys or scheduled orders — each transaction must be manually executed.

Troubleshooting Common Failures

1. If the “Buy SOL” button remains inactive, verify KYC completion and ensure two-factor authentication is enabled.2. Declined transactions often stem from insufficient card balance, exceeded daily spending limits, or mismatched billing address details.3. Pending status longer than 60 seconds usually indicates network timeout — refresh the app and check transaction history before retrying.4. SOL not appearing in wallet? Confirm the purchase was made to the correct wallet type — instant buys land exclusively in the Spot Wallet, not Earn or Derivatives accounts.5. Crypto.com does not support credit card purchases for users residing in New York, Hawaii, or Vermont due to state-specific BitLicense restrictions.

Frequently Asked Questions

Q: Can I use a prepaid credit card to buy SOL on Crypto.com?A: Prepaid cards are generally unsupported unless explicitly issued by a major network (Visa/Mastercard) and registered under your legal name with matching billing information.

Q: Why does my SOL balance show zero after a confirmed purchase?A: Verify the transaction occurred in the Spot Wallet tab — purchases never auto-allocate to staking or savings products unless manually transferred post-purchase.

Q: Is there a minimum amount required for credit card SOL purchases?A: Yes — the minimum is $20 USD per transaction across all account tiers.

Q: Will my credit card statement show “Crypto.com” or a different descriptor?A: Transactions appear as “CRYPTOCOM*PURCHASE” or similar truncated merchant names depending on card processor formatting rules.