What are the account classifications of Crypto.com? Is there a big difference in rights and interests?

Crypto.com offers various account tiers from Midnight Blue to Obsidian Black, each with escalating benefits like higher cashback and staking rewards based on CRO stake.

May 10, 2025 at 09:50 pm

Crypto.com, a leading cryptocurrency platform, offers various account classifications to cater to the diverse needs of its users. Each account type comes with its own set of rights and interests, which can significantly impact the user experience. In this article, we will explore the different account classifications offered by Crypto.com, and delve into the differences in rights and interests associated with each type.

Understanding the Account Classifications

Crypto.com provides several account classifications, including the Midnight Blue, Ruby Steel, Royal Indigo, Icy White, Rose Gold, Jade Green, and Obsidian Black tiers. Each of these tiers is associated with different levels of benefits and requirements, allowing users to choose the one that best suits their needs.

Midnight Blue Tier

The Midnight Blue tier is the entry-level account classification on Crypto.com. This tier is accessible to all users upon signing up and requires no minimum stake. Users in this tier enjoy basic benefits such as the ability to buy, sell, and trade cryptocurrencies, as well as access to the Crypto.com Visa Card.

Ruby Steel Tier

The Ruby Steel tier is the next level up from the Midnight Blue tier. To access this tier, users must stake a minimum of 500 CRO (Crypto.com's native token). The Ruby Steel tier offers enhanced benefits, including a higher cashback rate on purchases made with the Crypto.com Visa Card, as well as access to the Crypto.com Private Members' Club.

Royal Indigo and Icy White Tiers

The Royal Indigo and Icy White tiers are the next levels in the Crypto.com account classification system. To access the Royal Indigo tier, users must stake a minimum of 5,000 CRO, while the Icy White tier requires a minimum stake of 10,000 CRO. These tiers offer even more substantial benefits, such as increased cashback rates, higher staking rewards, and access to exclusive events and promotions.

Rose Gold and Jade Green Tiers

The Rose Gold and Jade Green tiers are the next levels in the Crypto.com account classification system. To access the Rose Gold tier, users must stake a minimum of 50,000 CRO, while the Jade Green tier requires a minimum stake of 100,000 CRO. These tiers offer even more significant benefits, including higher cashback rates, increased staking rewards, and access to premium customer support.

Obsidian Black Tier

The Obsidian Black tier is the highest level in the Crypto.com account classification system. To access this tier, users must stake a minimum of 400,000 CRO. The Obsidian Black tier offers the most substantial benefits, including the highest cashback rates, the highest staking rewards, and access to the most exclusive events and promotions.

Differences in Rights and Interests

The different account classifications on Crypto.com come with varying levels of rights and interests. The higher the tier, the more benefits and privileges users can enjoy. Some of the key differences in rights and interests include:

• Cashback Rates: Higher tiers offer higher cashback rates on purchases made with the Crypto.com Visa Card. For example, the Midnight Blue tier offers a 0.5% cashback rate, while the Obsidian Black tier offers a 5% cashback rate.
• Staking Rewards: Higher tiers offer higher staking rewards for users who stake their CRO tokens. For example, the Midnight Blue tier offers a 0.5% annual staking reward, while the Obsidian Black tier offers a 12% annual staking reward.
• Access to Exclusive Events and Promotions: Higher tiers offer access to more exclusive events and promotions, such as private sales, airdrops, and VIP experiences.
• Customer Support: Higher tiers offer access to premium customer support, with faster response times and more personalized assistance.

How to Upgrade Your Account Classification

To upgrade your account classification on Crypto.com, follow these steps:

• Log in to your Crypto.com account: Access your account by entering your username and password.
• Navigate to the 'Card' section: Click on the 'Card' tab in the top navigation menu.
• Select the desired tier: Choose the tier you wish to upgrade to from the list of available options.
• Stake the required amount of CRO: Enter the amount of CRO you wish to stake, ensuring it meets the minimum requirement for the selected tier.
• Confirm the upgrade: Review the details of your upgrade and confirm the transaction.

Once the upgrade is complete, you will enjoy the benefits and privileges associated with your new account classification.

Frequently Asked Questions

Q: Can I downgrade my account classification on Crypto.com?

A: Yes, you can downgrade your account classification on Crypto.com. To do so, you will need to unstake the CRO tokens associated with your current tier. Keep in mind that downgrading may result in the loss of certain benefits and privileges.

Q: Are there any fees associated with upgrading or downgrading my account classification?

A: Crypto.com does not charge any fees for upgrading or downgrading your account classification. However, you may be subject to network fees when staking or unstaking CRO tokens.

Q: Can I have multiple account classifications on Crypto.com?

A: No, you can only have one account classification on Crypto.com at a time. If you wish to upgrade or downgrade your account classification, you will need to unstake the CRO tokens associated with your current tier and stake the required amount for the new tier.

Q: How long does it take to upgrade my account classification on Crypto.com?

A: The time it takes to upgrade your account classification on Crypto.com depends on the network congestion and the processing time of the CRO staking transaction. In general, the upgrade process can take anywhere from a few minutes to a few hours.