00:00 - 摩根大通探索比特币抵押贷款业务 金融创新 02:12 - 小摩點頭！加密幣將成貸款擔保品？ 06:10 - Bitcoin-Backed Mortgages: How Australia's Block Earner is Changing Home Loans 1. 摩根大通探索比特币抵押贷款业务 金融创新 摩根大通正研究推出以客户加密货币持仓为担保的贷款业务，此举或将引发金融市场重大变革。该计划允许客户使用比特币、以太币等数字资产作为抵押品，推动金融产品与区块链技术深度融合。本文聚焦这一政策转向及其潜在影响，解析加密货币与传统金融的融合趋势。 2. 小摩點頭！加密幣將成貸款擔保品？ 摩根大通可能最快明年開始，接受比特幣和乙太幣等加密資產，做為貸款的直接擔保品。這將是這家全美最大銀行支持數位資產跨入主流金融的最新跡象。 英國金融時報報導，小摩已研擬計畫，接受客戶以加密貨幣指數型基金的部位做為貸款擔保。 對銀行而言，加密資產的一大隱憂是仍可能被用於犯罪活動，構成反洗錢與法遵風險。 若要直接以加密貨幣為擔保放貸，小摩可能需要解決一項技術問題，例如，如果客戶未能償還貸款，要如何處理沒收的加密貨幣。 3. Bitcoin-Backed Mortgages: How Australia's Block Earner is Changing Home Loans Discover how Block Earner in Australia is revolutionizing the housing market with the first Bitcoin-backed home loan. In this video, we break down the new scheme that lets you use Bitcoin as collateral without selling it, making it easier to buy property amid rising house prices. Learn about the key features, including how you can borrow up to 50% of your home's value backed by BTC, and the built-in protections against price volatility like loan-to-value ratios and grace periods. We'll also explore why this innovation matters in the context of global housing crises and the growing acceptance of crypto in traditional finance, with insights from similar developments in the US. Whether you're a crypto holder or just curious about the future of money and real estate, this video explains it all in simple terms. Perfect for anyone interested in how digital assets are reshaping economic opportunities and affordability.
