XRP（XRP）在分散财务（DEFI）中获得动力，并可能很快挑战以太坊（ETH）的主导地位

XPR在分散的金融（DEFI）中获得了动力，并可能很快挑战以太坊（ETH）和Solana（Sol）的优势。

XRP has been making headlines in the decentralized finance (DeFi) domain, and for good reason. As the heat on Ethereum (ETH) and Solana's (SOL) dominance in DeFi begins to rise, XRP could be poised to take over.

XRP一直在分散的金融（DEFI）领域成为头条新闻，这是有充分理由的。随着以太坊（ETH）和Solana（Sol）在DEFI中的优势开始上升时，XRP可以有望接管。

A well-known XRP community member, XRP Investing, has highlighted specific advantages that place the XRP Ledger (XRPL) ahead of its competitors in the DeFi sphere.

著名的XRP社区成员XRP Investing强调了特定的优势，该优势将XRP Ledger（XRPL）领先于DEFI领域。

With its blazing speed, minimal transaction costs, and integration of smart contracts known as XRPL Hooks, XRP is set to secure a stronger position in the DeFi ecosystem.

凭借其高速速度，最低交易成本以及称为XRPL Hooks的智能合约的集成，XRP设置为在Defi生态系统中确保更强的位置。

"ETH TOO EXPENSIVE. SOL TOO UNSTABLE.

“ Eth太贵了。Sol太不稳定了。

But XRP might be DeFi's next dark horse.

但是XRP可能是Defi的下一匹黑马。

Let me explain why XRPL could win this race.

让我解释一下为什么XRPL可以赢得这场比赛。

This post is for informational purposes only and should not be taken as financial advice. Always do your own research and invest responsibly. #XRP #blockchain #cryptocurrency #web3 #defi"

这篇文章仅出于信息目的，不应作为财务建议。始终进行自己的研究并负责任地投资。 #xrp #blockchain #cryptocurrency＃web3 #defi“

Here's a summary of the post:

这是该帖子的摘要：

While Ethereum has led the DeFi space for years, its transaction fees are becoming a major point of contention. With current gas fees ranging from $20 to $70, even simple DeFi transactions can be expensive for regular users and developers.

尽管以太坊多年来一直领导着Defi空间，但其交易费用已成为主要争论点。由于当前的汽油费用从20美元到70美元不等，即使是简单的Defi交易对于普通用户和开发人员来说也很昂贵。

This high cost reduces efficiency and deters smaller participants from using the network consistently.

高成本可降低效率，并阻止较小的参与者始终如一地使用网络。

Moreover, Ethereum's proof-of-stake model prioritizes security but can slow processing speed during periods of high network activity.

此外，以太坊的验证验证模型优先考虑安全性，但可以在高网络活动期间降低处理速度。

Although highly decentralized, this architecture limits its scalability for real-time DeFi applications. Users may experience longer waiting times for transaction confirmation, which is crucial for time-sensitive financial operations.

尽管高度分散，但该体系结构限制了其对实时DEFI应用程序的可扩展性。用户可能会经历更长的等待时间进行交易确认，这对于时间敏感的财务运营至关重要。

Despite its wide adoption, developer activity, and role in the crypto ecosystem, Ethereum faces challenges in providing affordable and fast services in the current DeFi landscape.

尽管其广泛采用，开发人员活动以及在加密生态系统中的作用，但以太坊在当前的Defi景观中提供负担得起和快速的服务方面面临挑战。

As competition grows and users demand more practical solutions, especially for daily DeFi tasks, its inability to address these limitations may hinder its ability to maintain its market hold.

随着竞争的增长和用户要求更多实用的解决方案，尤其是对于日常违规任务，其无法解决这些限制可能会阻碍其维持其市场持有的能力。

XRPL offers lower fees and faster settlement, making it a more suitable option for users and developers.

XRPL提供较低的费用和更快的结算，使其成为用户和开发人员更合适的选择。

Solana, on the other hand, is known for its fast and low-cost transactions but has faced issues with reliability.

另一方面，Solana以其快速和低成本交易而闻名，但面临可靠性的问题。

The network has experienced multiple outages, disrupting DeFi applications and affecting user trust.

该网络经历了多次中断，破坏了DEFI应用程序并影响用户信任。

With such technical failures, Solana's ability to serve high-volume, real-time financial services in the demanding DeFi market is limited.

通过这种技术故障，Solana在苛刻的DEFI市场中服务大量，实时金融服务的能力有限。

There are also concerns about SOL's centralization, with a few validators controlling the majority of the network's activity, which reduces transparency and could expose the system to potential manipulation during critical events.

还担心SOL的集中化，其中一些控制网络活动的验证器，这会降低透明度，并可能在关键事件期间将系统暴露于潜在的操作中。

This aspect may deter users seeking stable and trustworthy platforms for their DeFi needs.

这方面可能会阻止用户寻求满足其挑战需求的稳定和值得信赖的平台。

While Solana has managed to build a relatively strong ecosystem, these structural issues remain a hindrance.

尽管Solana设法建立了一个相对强大的生态系统，但这些结构性问题仍然是一个阻碍。

DeFi requires both speed and security, and platforms with consistent uptime and decentralized governance will gain an edge in the competitive landscape.

DEFI需要速度和安全性，并且具有一致的正常运行时间和分散治理的平台将在竞争环境中获得优势。

XRPL's unique consensus model aims to deliver both with fewer technical failures.

XRPL的独特共识模型旨在通过更少的技术失败提供两者。

In contrast, XRP Ledger settles transactions in seconds and has negligible fees compared to its rivals.

相比之下，XRP Ledger在几秒钟内解决交易，与竞争对手相比，费用可以忽略不计。

This speed allows DeFi applications to operate more efficiently, especially during periods of high user activity.

此速度使DEFI应用程序可以更有效地运行，尤其是在高用户活动期间。

Unlike Ethereum and Solana, XRPL has never experienced a major network outage, ensuring seamless operations for DeFi protocols.

与以太坊和Solana不同，XRPL从未经历过主要的网络中断，从而确保了Defi协议的无缝操作。

XRPL will soon introduce XRPL Hooks, which add smart contract functionality using lightweight and efficient code.

XRPL很快将引入XRPL挂钩，该挂钩使用轻巧有效的代码添加智能合约功能。

These Hooks are designed for specific tasks like lending, payments, farming, and other common DeFi use cases, which can be integrated into the network without incurring high costs or technical complexity.

这些挂钩设计用于特定任务，例如贷款，付款，农业和其他常见的Fefi用例，它们可以将其集成到网络中而不会产生高成本或技术复杂性。

As a result, the network could attract more DeFi projects seeking optimized performance and lower integration barriers.

结果，该网络可以吸引更多寻求优化性能和降低集成障碍的defi项目。

Furthermore, XRP enjoys strong institutional backing and has secured favorable regulations in key regions such as the UAE and the EU.

此外，XRP享有强大的机构支持，并在阿联酋和欧盟等主要地区获得了有利的法规。

These factors position XRPL as a bridge between decentralized and traditional finance, facilitating broader adoption and interoperability.

这些因素将XRPL定位为分散和传统金融之间的桥梁，从而促进了更广泛的采用和互操作性。

With real-world traction, ongoing development, and a supportive ecosystem, XRP continues to gain relevance and potential in the ever-evolving landscape of decentralized finance.

随着现实世界的牵引力，持续的发展和支持性的生态系统，XRP继续在分散融资的不断发展的环境中获得相关性和潜力。