XRP，Ripple和SEC诉讼：最后一章？

探索XRP，Ripple和SEC Saga的最新发展，包括撤销的上诉，Ripple的战略举动以及XRP军队的辩护。

The rollercoaster ride that is the XRP, Ripple, and SEC lawsuit seems to be nearing its end. With the SEC dropping its appeal, it feels like a good time to take stock of where things stand. Buckle up, because this story has more twists than a pretzel.

XRP，Ripple和SEC诉讼的过山车骑行似乎即将结束。随着SEC的吸引力，感觉就像是盘点立场的好时机。扣紧，因为这个故事比椒盐脆饼更多。

The SEC Drops the Appeal: Is It Really Over?

SEC放弃了上诉：真的结束了吗？

In a move that surprised many, the SEC voted to dismiss the appeal against Ripple. This essentially closes the chapter on the lawsuit concerning Ripple's institutional sales of XRP, which were deemed unlawful. Ripple still has to cough up a $125 million fine, but hey, who's counting at this point?

SEC投票决定驳回对Ripple的上诉，这使许多人感到惊讶。这实质上关闭了有关Ripple在XRP机构销售的诉讼的一章，这些XRP被认为是非法的。 Ripple仍然必须咳出1.25亿美元的罚款，但是，嘿，谁在计算这一点？

The lawsuit, initiated under former SEC Chair Gary Gensler back in December 2020, accused Ripple of selling unregistered securities. Judge Analisa Torres threw a wrench in the SEC's plans when she ruled that XRP sales to retail investors weren't securities offerings, but direct sales to institutions were a no-no. The dropped appeal stems from this second ruling.

该诉讼于2020年12月在前SEC主席加里·盖斯勒（Gary Gensler）的前任诉讼，指控波纹出售未注册的证券。 Analisa Torres法官裁定XRP销售零售投资者不是证券产品时，她在SEC的计划中扔了一把扳手，但向机构的直接销售是无非的。下降的上诉源于第二次裁决。

Now, with the joint motion to dismiss approved, Ripple can breathe a sigh of relief. The XRP market certainly did, jumping over 10% on the news.

现在，随着驳回批准的联合动议，Ripple可以松一口气。 XRP市场确实做到了，新闻跃升了10％以上。

Ripple's Next Moves: Bank Charters and Acquisitions

Ripple的下一步行动：银行宪章和收购

But Ripple isn't just sitting back and celebrating. The company's $200 million acquisition of fintech firm Rail signals a strategic move towards securing a U.S. national bank charter and potentially a Federal Reserve master account. Legal expert Bill Morgan thinks this acquisition strengthens Ripple's position, giving it a broader regulatory footprint.

但是Ripple不只是坐下来庆祝。该公司对金融科技公司的2亿美元收购信号是为了确保美国国家银行宪章的战略举措，并可能是美联储大师账户。法律专家比尔·摩根（Bill Morgan）认为这项收购可以加强波纹的立场，从而使其更广泛。

With Rail's virtual account systems integrated into Ripple's global payment network, Ripple aims to accelerate the adoption of stablecoins in cross-border transactions. According to Rail CEO Bhanu Kohli, they're projected to process over 10% of the $36 billion in B2B stablecoin payments in 2022.

Rail的虚拟帐户系统集成到Ripple的全球支付网络中，Ripple的目的是加速在跨境交易中采用稳定的人。根据铁路首席执行官巴努·科利（Bhanu Kohli）的说法，他们预计将在2022年处理360亿美元的B2B Stablecoin付款中的10％以上。

The XRP Army:

XRP军队：