BBVA 由 Visa 支持的稳定币将于 2025 年在以太坊上启动

BBVA 可能是第一家在以太坊 (ETH) 区块链上发行自己的稳定币的全球银行。一份官方声明称，Visa 代币化平台预计将于 2025 年开始与特定客户进行现场试点的首个阶段。

Spanish banking giant Banco Bilbao Vizcaya Argentaria (BBVA) is preparing to launch a pilot version of its stablecoin on the Ethereum (ETH) blockchain. The bank has selected Visa's brand-new tokenization platform, VTAP, as the technical foundation for this groundbreaking product.

西班牙银行巨头毕尔巴鄂比斯开银行（BBVA）正准备在以太坊（ETH）区块链上推出其稳定币的试点版本。该银行选择了 Visa 全新的代币化平台 VTAP 作为这一突破性产品的技术基础。

BBVA to launch Visa-backed stablecoin on Ethereum in 2025BBVA is reportedly set to become the first global bank to issue its own stablecoin on the Ethereum (ETH) blockchain. The initial phase of the live pilot will involve select customers and is expected to begin as early as 2025, according to an official statement. The pilot will be conducted on Visa's tokenization platform.

BBVA 将于 2025 年在以太坊上推出 Visa 支持的稳定币 据报道，BBVA 将成为第一家在以太坊 (ETH) 区块链上发行自己的稳定币的全球银行。根据官方声明，现场试点的初始阶段将涉及部分客户，预计最早于 2025 年开始。该试点将在 Visa 的代币化平台上进行。

Representatives from BBVA are already putting VTAP to the test in a sandbox environment, experimenting with its core functionalities. This includes issuing, transferring and redeeming a bank token on an Ethereum (ETH) testnet.

BBVA 的代表已经在沙盒环境中对 VTAP 进行了测试，试验其核心功能。这包括在以太坊（ETH）测试网上发行、转移和兑换银行代币。

Cuy Sheffield, Visa's Head of Crypto, highlighted the critical role of this project in advancing the stablecoin sector and facilitating banks' transition to Web3 as a new technical foundation:

Visa 加密货币业务主管 Cuy Sheffield 强调了该项目在推动稳定币行业发展和促进银行向 Web3 过渡作为新技术基础方面的关键作用：

Excited to introduce the Visa Tokenized Asset Platform, a new Visa product to help bring banks onchain, and our partnership with @bbva to power their first stablecoin.

很高兴推出 Visa 代币化资产平台，这是一款帮助银行上线的新 Visa 产品，以及我们与 @bbva 的合作伙伴关系，为他们的第一个稳定币提供支持。

As reported by U.Today in September 2024, Visa forged a long-term partnership with hardware crypto wallet manufacturer Tangem.

据 U.Today 2024 年 9 月报道，Visa 与硬件加密钱包制造商 Tangem 建立了长期合作伙伴关系。

Visa, Tangem to Launch Web2/Web3 Banking App with Crypto, Fiat PaymentsThe collaboration will see Tangem build the complete Web2/Web3 banking application with crypto and fiat payment support through Tangem's wallet, which is powered by Visa.

Visa 和 Tangem 将推出支持加密货币和法定货币支付的 Web2/Web3 银行应用程序 通过此次合作，Tangem 将通过由 Visa 提供支持的 Tangem 钱包构建完整的 Web2/Web3 银行应用程序，并支持加密货币和法定货币支付。

Francisco Maroto, Head of Blockchain and Digital Assets, BBVA, views the new integration as a significant catalyst for blockchain adoption in the banking and payments industries:

BBVA 区块链和数字资产主管 Francisco Maroto 认为新的整合是银行和支付行业采用区块链的重要催化剂：

We are proud to continue spearheading the exploration of tokenized solutions with Visa through its VTAP platform. This collaboration marks a significant milestone in our exploration of the potential of blockchain technology and will ultimately help enable us to broaden our banking services and expand the market with new financial solutions.

我们很自豪能够通过 Visa 的 VTAP 平台继续带头探索代币化解决方案。此次合作标志着我们探索区块链技术潜力的一个重要里程碑，最终将帮助我们拓宽银行服务并通过新的金融解决方案拓展市场。

Meanwhile, the Visa team noted that the new VTAP platform will enable financial institutions to issue and manage fiat-backed tokens on blockchain networks.

与此同时，Visa 团队指出，新的 VTAP 平台将使金融机构能够在区块链网络上发行和管理法币支持的代币。

Developed by Visa's in-house blockchain experts, the platform will be designed to bring programmability and cross-network accessibility to banks' stablecoin solutions being developed on public blockchains. To achieve this, fiat-backed tokens will be deployed within smart contracts.

该平台由 Visa 内部区块链专家开发，旨在为在公共区块链上开发的银行稳定币解决方案带来可编程性和跨网络可访问性。为了实现这一目标，法币支持的代币将部署在智能合约中。