代币化的斯特林飞行：英国金融和银行飞行员福克

英国财务带头长率的英国股票飞行员，拥有主要银行，探索付款，预防欺诈和和解的福利。这是英国金融的未来吗？

Tokenized Sterling Takes Flight: UK Finance and Bank Pilots Forge Ahead

代币化的斯特林飞行：英国金融和银行飞行员福克

The UK financial landscape is buzzing with activity as UK Finance, representing over 300 financial services firms, launches a collaborative pilot project for tokenized sterling deposits (GBTD). This initiative, involving major players like Barclays, HSBC, and Lloyds, aims to revolutionize how money moves in the UK.

英国金融格局（UK Financial Landscape）充满了代表300多家金融服务公司的英国金融活动的活动，为令牌化的Sterling Sopeits（GBTD）启动了一个合作的试点项目。这项倡议涉及巴克莱，汇丰银行和劳埃德等主要参与者，旨在彻底改变英国金钱的发展。

What's the Buzz About Tokenized Sterling?

象征性的斯特林的嗡嗡声是什么？

Think of tokenized sterling as a digital representation of traditional British pound commercial bank money. UK Finance's pilot, running until mid-2026, seeks to unlock benefits for customers, businesses, and the UK economy. Key areas of focus include enhanced payment control, robust fraud prevention, and streamlined settlement processes.

将令牌化的英镑视为传统英镑商业银行货币的数字代表。英国金融公司的飞行员一直持续到2026年中期，试图为客户，企业和英国经济释放福利。重点的关键领域包括增强的支付控制，强大的欺诈预防和简化的和解过程。

The Players Involved

参与的球员

This isn't a solo act. UK Finance is collaborating with banking giants such as Barclays, HSBC, Lloyds Banking Group, NatWest, Nationwide, and Santander. The underlying infrastructure for the GBTD project is being provided by Quant Network, a UK-based platform specializing in blockchain interoperability. Quant's involvement builds upon their previous work on the Regulated Liability Network (RLN), further solidifying their position in the digital finance arena.

这不是一个独奏。英国金融公司正在与巴克莱，汇丰银行，劳埃德银行集团，纳特沃斯特，全国和桑坦德等银行巨头合作。 GBTD项目的基础架构是由Quant Network提供的，这是一个专门从事区块链互操作性的英国平台。 Quant的参与基于他们先前在受监管责任网络（RLN）上的工作，进一步巩固了他们在数字金融领域的地位。

Use Cases: Where Will We See Tokenized Sterling in Action?

用例：我们将在哪里看到象征化的纯正行动？

The pilot project is diving into three main use cases:

试点项目正在研究三种主要用例：

• Online Marketplace Payments: Imagine seamless and secure transactions in the digital marketplace.
• Remortgaging Processes: Streamlining the often-cumbersome process of remortgaging.
• Wholesale Bond Settlement: Making bond settlements faster and more efficient.

According to Quant founder and CEO Gilbert Verdian, this project goes beyond just improving payments; it's about enabling programmable money that will fundamentally transform value management.

根据Quant创始人兼首席执行官吉尔伯特·韦尔迪安（Gilbert Verdian）的说法，该项目不仅可以改善付款。这是关于启用可编程资金，这将从根本上改变价值管理。

The Regulatory Landscape

监管景观

The UK's Financial Conduct Authority (FCA) is finalizing its crypto regulatory framework, expected to fully take effect in 2026. The UK Treasury has also clarified the distinction between stablecoins, tokenized deposits, and electronic money. While the EU's MiCA regulation is in full swing, it doesn't cover tokenized deposits, which remain under traditional banking frameworks.

英国的金融行为管理局（FCA）正在最终确定其加密监管框架，预计将于2026年全面生效。虽然欧盟的云母法规正在如火如荼地进行，但它不涵盖留在传统银行框架下的代币矿床。

The Future is Tokenized (Maybe)

未来是象征性的（也许）

The UK is making serious moves in the tokenized finance space, potentially setting the stage for a more efficient and innovative financial ecosystem. Whether tokenized sterling will completely reshape the UK financial landscape remains to be seen, but the current initiatives and collaborations suggest a promising future. It's also important to note that tokenization is not limited to currency. Other assets, such as real estate, art, and intellectual property can also be tokenized, which could unlock liquidity and new investment opportunities for those assets.

英国正在为令牌化的金融领域采取严重行动，有可能为更高效和创新的金融生态系统奠定基础。象征化的斯特林是否会彻底重塑英国的金融格局还有待观察，但是目前的举措和合作表明未来有前途。同样重要的是要注意，令牌化不仅限于货币。其他资产（例如房地产，艺术品和知识产权）也可以被标记化，这可以为这些资产释放流动性和新的投资机会。

So, keep an eye on this space! The tokenized sterling journey is just beginning, and it's bound to be an interesting ride. Who knows, maybe someday soon, we'll all be paying for our morning coffee with tokenized pounds!

因此，请密切关注这个空间！象征化的斯特林之旅才刚刚开始，这一定是一个有趣的旅程。谁知道，也许有一天，我们都会用象征性的磅来为早上的咖啡付费！