SUI，AltCoins和Lending硬币：Defi的热门

探索SUI周围的嗡嗡声，诸如Mutuum Finance之类的上升山台以及借贷硬币提供可持续收入的趋势。

SUI, Altcoins, and Lending Coins: What's Hot in DeFi Right Now

SUI，AltCoins和Lending硬币：Defi的热门

The DeFi landscape is constantly evolving, with new projects and trends emerging all the time. Right now, there's a lot of chatter around SUI, altcoins, and especially lending coins. Let's dive into what's happening.

Defi景观一直在不断发展，随着新项目和趋势的始终出现。目前，Sui，Altcoins，尤其是借用硬币周围有很多chat不休。让我们深入了解正在发生的事情。

SUI: Still Strong, But Is the Hype Fading?

SUI：仍然很强壮，但是炒作正在消失吗？

Sui (SUI) continues to be a player, attracting liquidity and developer interest. Its Layer-1 framework is designed for scalable transactions, competing with the likes of Solana. Recent data shows SUI holding above $3, supported by network growth and increased trading activity. The developer base has expanded significantly, and competition among DeFi protocols like Suilend and NAVI is boosting sentiment.

SUI（SUI）仍然是一名球员，吸引了流动性和开发人员的兴趣。它的1层框架是为可扩展交易而设计的，并与Solana之类的框架竞争。最近的数据显示，SUI持有以上$ 3，并得到网络增长和增加交易活动的支持。开发者群已经大大扩展，诸如Suilend和Navi之类的Defi协议之间的竞争正在增强情绪。

However, some investors are looking beyond the initial hype. While SUI's total value locked (TVL) is progressing, the focus is shifting towards tokens that generate sustainable income, not just temporary gains.

但是，一些投资者正在超越最初的炒作。尽管SUI的总价值锁定（TVL）正在发展，但重点是转向产生可持续收入的代币，而不仅仅是临时收益。

The Rise of Lending Coins: Mutuum Finance (MUTM)

贷款硬币的兴起：Mutuum Finance（MUTM）

Enter Mutuum Finance (MUTM), a decentralized lending protocol that's gaining serious traction. Unlike many altcoins that rely on market hype, MUTM is built on a lending model designed to generate revenue through actual on-chain activity. Think peer-to-contract (P2C) lending, where lenders provide liquidity to overcollateralized loan pools and earn interest based on real demand from borrowers. No vague APY promises here—returns are calculated directly from loan activity.

输入Mutuum Finance（MUTM），这是一种分散的贷款方案，正在获得严重的吸引力。与许多依赖市场炒作的山寨币不同，MUTM建立在旨在通过实际的链上活动产生收入的贷款模型。认为贷款人为贷款库提供流动性，并根据借款人的实际需求赚取利息，从而考虑贷款人的贷款（P2C）贷款。这里没有模糊的APY承诺 - 返回直接根据贷款活动计算。

The Mutuum Finance approach offers a powerful lending model. For example, lenders can deposit BTC and earn interest determined by smart contract logic and pool utilization. Borrowers benefit from flexible loan terms and control over their assets. This creates a feedback loop, fostering sustainable growth for the platform.

Mutuum Finance方法提供了强大的贷款模型。例如，贷方可以存入BTC并赚取通过智能合约逻辑和池利用率确定的利息。借款人从灵活的贷款条款和对其资产的控制中受益。这创建了反馈循环，为平台促进了可持续增长。

Why the Shift to Lending Protocols?

为什么转向贷款协议？

The meme coin craze showed us that while quick gains are possible, they're often fleeting. Many investors were left holding the bag after the hype died down. That's why there's a growing interest in value-based tokens like MUTM, which are built on actual use cases and offer real income opportunities.

模因硬币热潮向我们表明，尽管有可能快速收益，但它们常常转瞬即逝。大肆宣传后，许多投资者被拿着袋子。这就是为什么对基于价值的代币（如MUTM）越来越兴趣的原因，该代币建立在实际用例上并提供真正的收入机会。

MUTM is also pioneering peer-to-peer (P2P) lending, which allows users to create custom loan agreements using tokens that are often unsupported in traditional DeFi systems, including meme coins like SHIB, PEPE, and DOGE. This unlocks liquidity and gives users more flexibility and control.

MUTM还开创了点对点贷款（P2P）贷款，该贷款允许用户使用通常在传统Defi系统中不支持的代币创建自定义贷款协议，包括模因硬币，例如Shib，Pepe和Doge。这可以解锁流动性，并为用户提供更大的灵活性和控制。

BlockDAG (BDAG): Mining for the Masses

块（BDAG）：群众开采

While we're talking about accessibility, BlockDAG (BDAG) is redefining crypto mining with its X1 Miner App. This app allows anyone to mine BDAG directly from their smartphone, making mining simple and accessible to millions. With a presale that has surpassed $335 million, BlockDAG is definitely a project to watch.

当我们谈论可访问性时，BlockDag（BDAG）正在使用其X1 Miner应用程序重新定义加密矿山。该应用程序允许任何人直接从其智能手机开采BDAG，从而使采矿变得简单且可容纳数百万。由于预售超过了3.35亿美元，Blockdag绝对是一个值得关注的项目。

Final Thoughts: A DeFi Ecosystem That Rewards Participation

最终想法：一个奖励参与的自我生态系统

The DeFi space is maturing. While projects like SUI continue to innovate, the real excitement lies in platforms that offer sustainable income and real-world utility. Mutuum Finance with it's lending protocol and BlockDAG with its accessibility to mining offer just that, paving the way for a more robust and rewarding DeFi ecosystem.

Defi空间正在成熟。尽管SUI等项目继续进行创新，但真正的兴奋在于提供可持续收入和现实世界实用程序的平台。 Mutuum通过其贷款协议和阻止采矿的可及性提供的融资提供了这一点，为更强大而有意义的Defi生态系统铺平了道路。

So, keep your eyes on SUI, explore the potential of altcoins like MUTM, and maybe even try your hand at mining some BDAG. Who knows, you might just find the next big thing in DeFi!

因此，请注意Sui，探索诸如MUTM之类的AltCoins的潜力，甚至可能尝试挖掘一些BDAG。谁知道，您可能只是在Defi中找到下一个大事！