在德意志银行，稳定币离成为主流不远。

德国跨国投资银行主题研究董事总经理Marion Laboure，分析师Camilla Siazon在一份演讲中写道，由于美国推动立法来规范加密市场，因此今年，硬币可能会更广泛地使用。

Stablecoins are likely to begin being more widely used this year as the US pushes forward with legislation to regulate the crypto market, according to Deutsche Bank.

根据德意志银行的说法，随着美国推动立法来规范加密货币市场，稳定币可能会开始被更广泛地使用。

In a presentation on Thursday, managing director of thematic research Marion Laboure and analyst Camilla Siazon said the coins will likely start being used more mainstream as both the House and Senate push forward with bills.

在周四的演讲中，主题研究Marion Laboure和分析师Camilla Siazon表示，随着众议院和参议院以账单向前推进，硬币可能会开始被更多地使用。

Both the House bill, the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act, and the Senate bill, the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act, aim to create a regulatory framework for dollar-denominated stablecoins.

众议院法案，稳定的透明度和对更好的分类帐经济法（稳定）法案以及参议院法案，以及为美国Stablecoins（Genius）法案的指导和建立国家创新的参议院法案，旨在为以美元为基础的stablecoins创建一个监管框架。

The bills follow years of warnings from government officials, most notably former Treasury Secretary Henry Paulson, about the potential for blockchain technology and cryptocurrencies to be used for illicit activity.

法案遵循政府官员的多年警告，最著名的是前财政部长亨利·保尔森（Henry Paulson），他说区块链技术和加密货币的潜力用于非法活动。

Crypto legislation has faced some backlash. Senate Democrats have rallied against the GENIUS Act over concerns about President Donald Trump and his family’s links to the industry. Both Trump and his wife Melania have cryptocurrencies bearing their names, which launched shortly after he became president.

加密立法面临一些反弹。参议院民主党人反对《天才法案》，担心唐纳德·特朗普及其家人与该行业的联系。特朗普和他的妻子梅拉尼亚（Melania）都有其名字的加密货币，这是他成为总统后不久就推出的。

The market capitalization of stablecoins has soared from $20 billion in 2020 to its current level of over $246 billion, a more than 1200% surge. The coins also saw $28 trillion in transfer volume — the value of coins traded — last year, surpassing the levels of transfers made using major credit and debit card providers like Visa and Mastercard.

Stablecoins的市值从2020年的200亿美元飙升至目前的2460亿美元以上，增长超过1200％。去年，硬币还看到了28万亿美元的转移量（交易硬币的价值），超过了使用Visa和MasterCard（例如Visa和MasterCard）使用的主要信用和借记卡提供商进行的转移水平。

“They now power over two-thirds of crypto-trading,” the analysts said.

分析师说：“现在，他们为三分之二的加密货运提供了权力。”

The analysts said 83% of fiat currency-backed stablecoins are backed by the dollar. Over $120 billion in dollar reserves are held in stablecoins. Deutsche Bank said $99 billion in US Treasury bills are held in Tether, making it one of the top stores of government debt.

分析人士说，有83％的菲亚特货币支持的稳定股有美元支持。在Stablecoins举行了超过1,200亿美元的美元储备。德意志银行表示，在特特（Tether）举行了990亿美元的美国财政部法案，使其成为政府债务的顶级商店之一。

Mainstream adoption of stablecoins will lead to overall increased demand for US Treasurys, the analysts predicted.

分析人士预测，稳定霉素的主流采用将导致对美国国债的总体需求增加。

“They are now integral to digital dollar infrastructure, transforming FX, liquidity, capital flows, and payment innovation,” Laboure and Siazon said.

Laboure和Siazon说：“它们现在是数字美元基础设施不可或缺的一部分，改变了FX，流动性，资本流量和付款创新。”

“US regulation will bring clarity, enabling mainstream use cases and deeper financial integration.”

“美国法规将带来清晰的，使主流用例和更深入的财务整合。”