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数字支付的世界正在迅速变化。新系统正在弹出,每个系统都试图解决我们都经历过的问题
In the dynamic landscape of digital payments, new systems are continually emerging, each aiming to rectify issues that have plagued users for far too long: sluggish transactions, exorbitant fees, and overly intricate payment processes. A significant portion of these systems are focused on simplifying the process of sending money across international borders, eliminating the usual delays and hefty costs associated with traditional methods.
在数字付款的动态景观中,新系统正在不断出现,每个系统旨在纠正困扰用户太长时间的问题:交易迟钝,高昂的费用和过于复杂的付款过程。这些系统的很大一部分着重于简化跨国际边界汇款的过程,从而消除了与传统方法相关的通常的延迟和大量成本。
The essence of the matter is that payments should seamlessly flow, swiftly and economically, whether you are transferring funds to someone in the same city block or on the other side of the globe.
此事的本质是,无论您是将资金转移到同一城市街区的某人还是全球另一端的某人,付款应在迅速而经济上无缝流动。
SpacePay Could Revolutionize the Speed and Ease of Payments With Its New System
SpacePay可以通过其新系统彻底改变速度和付款的速度
Enter SpacePay, one of the promising newcomers in this domain. Based in London, SpacePay is a fintech startup that envisions seamlessly integrating crypto into the fabric of everyday payments. Rather than attempting to build something entirely from scratch, SpacePay took a pragmatic approach by modifying and combining existing technologies to create a system that is readily accessible to both businesses and customers.
输入SpacePay,这是该领域中有前途的新移民之一。 SpacePay总部位于伦敦,是一家金融科技创业公司,它设想将加密货币无缝整合到日常付款的结构中。 SpacePay并没有尝试从头开始构建一些东西,而是通过修改和组合现有技术来创建一个易于访问企业和客户可以访问的系统,而是采用了务实的方法。
Merchants are not required to purchase any special equipment. Instead, SpacePay's system seamlessly integrates with the card machines that merchants already use, accessible via a simple Android app. This minimal setup allows any shop to commence accepting crypto with minimal fuss.
商人不需要购买任何特殊设备。取而代之的是,SpacePay的系统与商人已经使用的卡机无缝集成,可通过简单的Android应用程序访问。这种最小的设置允许任何商店开始接受最小的大惊小怪的加密货币。
The platform also works seamlessly with over 325 crypto wallets, empowering users to effortlessly transfer funds from the wallet of their choice. Transactions are a breeze, initiated by scanning a QR code at the checkout.
该平台还可以与325多个加密钱包无缝合作,使用户能够轻松地从自己选择的钱包中转移资金。交易是轻而易举的,通过在结帐时扫描QR码发起。
This broad compatibility allows merchants to rapidly engage with the growing cohort of crypto users, swiftly receive their payments, and sidestep lengthy settlement times.
这种广泛的兼容性使商人能够迅速与越来越多的加密用户互动,迅速获得他们的付款,并避开了漫长的和解时间。
How SpacePay Compares to Stellar (XLM)
SpacePay与Stellar(XLM)的比较
Stellar (XLM) is a blockchain network designed for facilitating international money transfers in a faster and less expensive manner. Its native token, Lumens (XLM), is used to smoothly transfer value across different blockchains and facilitate cross-border payments without the need for slow and costly intermediary banks.
Stellar(XLM)是一个区块链网络,旨在以更快,更便宜的方式促进国际资金转移。它的天然令牌(XLM)用于在不同的区块链上平稳转移价值,并促进跨境支付,而无需缓慢且昂贵的中间银行。
Stellar has made significant contributions to improving global payments, characterized by swift transactions and minimal fees. However, its primary focus is on cross-border transfers and expanding financial inclusion to underserved areas.
Stellar为改善全球付款做出了重大贡献,其特征是交易和最低费用。但是,其主要重点是跨境转移和将财务包容性扩大到服务不足的地区。
In contrast, SpacePay aims to introduce crypto payments into the daily routines of both consumers and businesses, be it for everyday transactions or cross-border financing. The platform is optimized to ensure a seamless payment experience, considering the unique needs of both the customer and the merchant.
相比之下,SpacePay旨在将加密付款引入消费者和企业的日常工作,无论是用于日常交易还是跨境融资。考虑到客户和商人的独特需求,该平台经过优化,以确保无缝的支付体验。
One notable disparity lies in how SpacePay handles transaction fees and their settlement. SpacePay charges a flat 0.5% fee on transactions, and payouts are processed instantly without any hidden charges. This transparent fee structure and rapid payout system will be particularly appealing to small business owners who need clear and timely reporting for optimal management.
一个显着的差异在于太空赛如何处理交易费用及其结算。 SpacePay向交易收取0.5%的费用,并立即处理支出,而无需任何隐藏费用。这种透明的费用结构和快速支付系统将特别吸引需要清晰,及时报告最佳管理的小企业主。
Moreover, SpacePay shields merchants from any fluctuations in crypto prices. If the value of the crypto token rises or falls after the transaction is completed, it has no bearing on the payout that merchants receive. They will still be credited with the correct amount in their preferred fiat currency. This crypto price protection is a significant selling point for merchants and an area where Stellar does not offer direct support.
此外,SpacePay屏蔽了商人免受加密价格的任何波动。如果交易完成后加密代币的价值上升或跌倒,则该价值与商家收到的支出无关。他们仍将以其首选的法定货币的正确金额记入。这种加密价格保护是商人和恒星不提供直接支持的领域的重要卖点。
Furthermore, SpacePay's integration with hundreds of popular crypto wallets is a significant advantage. There is no requirement to create new accounts or transfer funds into a specific platform. Users simply scan and pay with the wallet of their choice, which keeps things familiar and convenient. This ease of use could encourage greater adoption among everyday consumers.
此外,SpacePay与数百个受欢迎的加密钱包的集成是一个重要的优势。无需创建新帐户或将资金转移到特定平台。用户只需扫描并用自己选择的钱包付款,这使事情保持熟悉和方便。这种易用性可以鼓励日常消费者的更多采用。
Why SpacePay Might Gain Faster Adoption
为什么太空付款可能会更快地采用
While Stellar excels in the realm of international money transfers and providing banking access, it often necessitates additional steps such as setting up accounts and downloading specific wallets. In contrast, SpacePay is designed with a focus on retail use and integrates seamlessly with the tools that merchants already utilize. There is no need for involvement from banks or any significant adjustments on the part of businesses. This flexibility could propel faster adoption, particularly among small and medium-sized businesses.
尽管恒星在国际货币转移的领域擅长并提供银行业访问,但通常需要采取其他步骤,例如设置帐户和下载特定的钱包。相比之下,SpacePay的设计侧重于零售,并与商人已经使用的工具无缝集成。无需从银行参与或企业进行任何重大调整。这种灵活性可以推动更快的采用,尤其是在中小型企业中。
Its simple APK, compatible with various payment platforms, can be readily slotted into existing setups, presenting a plug-and-play solution that could render it more appealing than other systems that require more technical integration.
它与各种付款平台兼容的简单APK可以很容易地插入现有的设置中,提供了一个插件解决方案,该解决方案比其他需要更多技术集成的系统更具吸引力。
Finally, there is the factor of peace of mind. With instant settlements and crypto price protection built into the system, SpacePay alleviates many of the concerns that merchants might have about accepting crypto. This could translate into broader adoption and more regular use of the platform.
最后,有一个安心的因素。随着系统内置的即时定居点和加密价格保护,SpacePay减轻了商人可能对接受加密货币的许多担忧。这可以转化为更广泛的采用和对平台的更常规使用。
Collectively, these features provide SpacePay with a prime opportunity to become a formidable competitor in the crypto payment domain, potentially even outpacing established names like Stellar in the realm of everyday, in-person transactions.
总的来说,这些功能为空间付费提供了一个主要的机会,可以成为加密支付域中的强大竞争对手,甚至可能超过诸如Stellar之类的既定名称,例如每天的亲自交易领域。
The SpacePay (SPY) Token Presale and How to Join
太空赛(间谍)代币预售以及如何加入
At the heart of the SpacePay ecosystem lies the SPY token, which powers the system and provides users with a range of benefits. Those who hold SPY will be rewarded with a portion of the platform's revenue each month, have the right to vote on updates to the system, and even participate in profit-sharing.
SpacePay生态系统的核心是间谍令牌,它为系统提供动力并为用户提供一系列好处。那些持有间谍的人每月将获得该平台收入的一部分,有权对系统的更新进行投票,甚至参与利润分享。
There are also additional perks like early access to new
还有额外的特权,例如早期进入新的津贴
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