参议员Bill Hagerty旨在引入针对非银行发行人的Stablecoin立法

参议员比尔·哈格蒂（Bill Hagerty）将介绍旨在为Stablecoins创建监管框架的立法。该计划定于周二举行，反映了共和党议员在金融体系中建立对加密友好的准则的日益增长的愿望。

Republican Senator Bill Hagerty is set to introduce legislation on Tuesday that would establish a regulatory framework for stablecoins, reflecting a growing push among GOP lawmakers to establish crypto-friendly guidelines within the financial system.

共和党参议员比尔·哈格蒂（Bill Hagerty）将于周二提出立法，该立法将建立一个监管框架，以反映出共和党立法者在金融体系中建立对加密货币友好型准则的越来越多的推动力。

Stablecoins, cryptocurrencies designed to maintain a stable value by pegging their worth to traditional assets like the US dollar, have gained traction as a bridge between digital currencies and the conventional financial system.

Stablecoins是旨在通过将其价值固定在诸如Dollar之类的传统资产上的稳定价值的加密货币，已成为数字货币与传统金融系统之间的桥梁。

Proponents argue that a federal regulatory framework could enhance the legitimacy of stablecoins, leading to broader adoption and integration into everyday transactions.

支持者认为，联邦监管框架可以增强稳定剂的合法性，从而导致更广泛的采用和整合到日常交易中。

“My legislation establishes a safe and pro-growth regulatory framework that will unleash innovation and advance the President’s mission to make America the world capital of crypto,” Hagerty said in a statement.

Hagerty在一份声明中说：“我的立法建立了一个安全而增长的监管框架，该框架将释放创新并促进总统使美国成为全球加密货币之都的使命。”

The senator is joined by Democrat Kirsten Gillibrand, Republican Tim Scott, and pro-Bitcoin Senator Cynthia Lummis in co-sponsoring the bill, highlighting bipartisan support for the emerging sector.

参议员由民主党人柯斯滕·吉利布兰德（Kirsten Gillibrand），共和党蒂姆·斯科特（Tim Scott）和亲比特币参议员辛西娅·卢米斯（Cynthia Lummis）共同发起了该法案，强调了两党对新兴行业的支持。

The legislation, dubbed the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act, outlines specific rules for issuing stablecoin payments.

该立法被称为指导和建立为美国稳定法（Genius）法案的国家创新，概述了发行稳定付款的具体规则。

It mandates that these digital currencies be backed by US currency, Federal Reserve notes, Treasury bills, and other secure assets—a crucial provision given the scrutiny surrounding the reserves backing popular stablecoins, such as Tether's USDT stablecoin.

它要求这些数字货币得到美国货币，美联储票据，国库账单和其他安全资产的支持，这是鉴于储备的审查，这是备用流行的稳定稳定的审查，例如Tether的USDT Stablecoin。

Another key aspect of the GENIUS Act is its push for transparency. Under the proposed regulations, issuers of these digital assets would be required to disclose audited reports on the reserves backing their stablecoins on a monthly basis.

《天才法》的另一个关键方面是其透明度的推动。根据拟议的法规，这些数字资产的发行人必须每月披露有关储备金支持其稳定的储备的审计报告。

False reporting could lead to criminal penalties, underscoring the commitment to accountability and security in this rapidly evolving market.

虚假的报告可能会导致刑事处罚，从而强调了这个迅速发展的市场对问责制和安全的承诺。

The bill would also place nonbank stablecoin issuers under the supervision of the Office of the Comptroller of the Currency, further solidifying regulatory oversight in this area.

该法案还将将非银行Stablecoin发行人置于货币主计算员办公室的监督下，进一步巩固了该地区的监管监督。

Trump's renewed engagement in the crypto space marks a significant shift from his earlier skepticism toward digital assets. During his 2024 campaign, the President has embraced the industry, urging regulatory changes to foster innovation.

特朗普在加密货币空间中的重新参与标志着他早期的怀疑主义向数字资产的重大转变。在他的2024年竞选期间，总统接受了该行业，敦促监管变更促进创新。

Last month, Donald Trump signed an executive order advocating for the development of lawful dollar-backed stablecoins globally and expressing opposition to a central bank digital currency (CBDC), which could potentially compete with these digital assets.

上个月，唐纳德·特朗普（Donald Trump）签署了一项行政命令，倡导在全球范围内开发合法的美元稳定股，并表示反对中央银行数字货币（CBDC），这可能与这些数字资产竞争。

This proactive stance contrasts with the approach taken by the Biden administration, which prioritized investigations and enforcement actions over regulatory clarity led by the US Securities and Exchange Commission (SEC).

这种积极的立场与拜登政府采取的方法形成鲜明对比，该方法优先考虑调查和执法行动，而不是由美国证券交易委员会（SEC）领导的监管清晰度。

Both Democrats and Republicans in Congress have shown interest in addressing the complexities of stablecoin regulation, signaling a potential bipartisan effort to establish a cohesive framework.

国会中的民主党人和共和党人都对解决Stablecoin调节的复杂性表明了兴趣，这表明了建立凝聚力框架的两党努力。