美国参议院民主党人敦促主要加密货币 ATM 运营商解决针对美国老年人的日益严重的欺诈问题

由多数党鞭迪克·德宾（Dick Durbin）领导的美国参议院民主党联盟正在敦促主要的加密货币 ATM 运营商立即采取行动，解决美国老年人中日益严重的欺诈问题。

A group of U.S. Senate Democrats, led by Majority Whip Dick Durbin, is urging major crypto ATM operators to take immediate action to address the growing fraud among elderly Americans.

由多数党党鞭迪克·德宾 (Dick Durbin) 领导的美国参议院民主党人小组敦促主要的加密 ATM 运营商立即采取行动，解决美国老年人中日益严重的欺诈问题。

On September 12, seven Democratic senators, including Elizabeth Warren, released a joint statement requesting action from the ten major cryptocurrency ATM providers. The Federal Trade Commission (FTC) reports that fraud involving Bitcoin ATMs (BTMs) exceeded $65 million in the first half of 2023. The senators expressed profound concern about the disproportionate impact on people over the age of 60, who are more than three times as likely to fall victim to BTM-related scams than younger folks.

9 月 12 日，包括伊丽莎白·沃伦 (Elizabeth Warren) 在内的七位民主党参议员发表联合声明，要求十大加密货币 ATM 提供商采取行动。联邦贸易委员会 (FTC) 报告称，2023 年上半年涉及比特币 ATM (BTM) 的欺诈金额超过 6500 万美元。参议员们对这对 60 岁以上人群造成的不成比例的影响深表担忧，这些人是 60 岁以上人群的三倍多比年轻人更有可能成为 BTM 相关诈骗的受害者。

The letter, addressed to the CEOs of Bitcoin Depot, CoinFlip, RockItCoin, Bitstop, Coinhub, Unbank, Athena Bitcoin, Byte Federal, Cash2Bitcoin, and Margo, emphasizes the companies’ role in deploying ATMs in various locations, often enticing businesses to host them. This extensive deployment has resulted in a rise in frauds targeting the elderly.

这封信是写给 Bitcoin Depot、CoinFlip、RockItCoin、Bitstop、Coinhub、Unbank、Athena Bitcoin、Byte Federal、Cash2Bitcoin 和 Margo 首席执行官的信，强调了这些公司在不同地点部署 ATM 机的作用，通常吸引企业托管 ATM 机。这种广泛的部署导致针对老年人的欺诈行为增加。

The senators cited worrisome allegations, including a July piece from the Illinois Times about a business owner who removed a Coinhub ATM after realizing that many consumers were fraud victims. They also highlighted a New York Times article outlining how scammers used cryptocurrency ATMs to persuade older folks into transferring payments.

参议员们列举了一些令人担忧的指控，其中包括《伊利诺伊时报》7 月份发表的一篇文章，内容是一名企业主在意识到许多消费者是欺诈受害者后拆除了 Coinhub ATM 机。他们还强调了《纽约时报》的一篇文章，概述了诈骗者如何使用加密货币 ATM 来说服老年人进行转账。

Senators have directed the firms to respond by October 4 with specifics on the fraud-prevention measures they are implementing, such as scam warnings, transaction limitations, and fraud insurance for depositors.

参议员已指示这些公司在 10 月 4 日之前做出回应，详细说明他们正在实施的防欺诈措施，例如诈骗警告、交易限制和储户欺诈保险。

The FTC reports a tenfold increase in cryptocurrency ATM fraud since 2020, from $12 million to $144 million. In addition, the FBI reported a $5.6 billion loss from Bitcoin fraud in 2023, representing a 45% increase over the previous year. As the number of crypto ATMs increases, the United States leads with over 32,000 machines, followed by Canada with around 3,000 and Australia with nearly 1,200.

FTC 报告称，自 2020 年以来，加密货币 ATM 欺诈行为增加了十倍，从 1200 万美元增加到 1.44 亿美元。此外，FBI 报告称，2023 年比特币欺诈造成的损失达 56 亿美元，较上年增加 45%。随着加密 ATM 数量的增加，美国以超过 32,000 台机器领先，其次是加拿大，拥有约 3,000 台，澳大利亚拥有近 1,200 台。

The spike in fraud, combined with the growing popularity of cryptocurrency ATMs, highlights the critical need for stronger security measures to protect vulnerable populations.

欺诈行为的激增，加上加密货币 ATM 的日益普及，凸显了迫切需要采取更强有力的安全措施来保护弱势群体。