Ripple (XRP) 准备推出受监管的稳定币 RLUSD，瞄准纽约市场

Ripple 即将推出其受监管的稳定币 RLUSD，预计很快就会获得纽约金融服务部 (NYDFS) 的批准。

Ripple is set to launch its New York-approved stablecoin, RLUSD, on December 4, according to FOX Business reports. This will mark Ripple’s entry into the US stablecoin market, placing it in direct competition with established issuers like Circle, Paxos, and Gemini.

据 FOX Business 报道，Ripple 将于 12 月 4 日推出纽约批准的稳定币 RLUSD。这将标志着 Ripple 进入美国稳定币市场，使其与 Circle、Paxos 和 Gemini 等成熟发行人直接竞争。

If approved by the New York Department of Financial Services (NYDFS), Ripple will be able to offer RLUSD as a stable and regulated digital currency alternative to XRP. This could appeal to customers looking to avoid the volatility and regulatory challenges associated with other cryptocurrencies.

如果获得纽约金融服务部 (NYDFS) 的批准，Ripple 将能够提供 RLUSD 作为 XRP 的稳定且受监管的数字货币替代品。这可能会吸引那些希望避免与其他加密货币相关的波动性和监管挑战的客户。

New York is a critical market for stablecoin issuers, with the state having a dedicated regulatory framework for these assets. The NYDFS imposes stringent requirements, including transparency, security, and consumer protection standards.

纽约是稳定币发行人的重要市场，该州对这些资产有专门的监管框架。 NYDFS 提出了严格的要求，包括透明度、安全性和消费者保护标准。

“XRP, 1,000 times faster and 1,000 times cheaper than Bitcoin, when paired with Ripple’s soon to be released RLUSD Stablecoin, a tool our US Treasury recently deemed a vital liquidity product backed by US Treasury Bills, America and the world dodges economic chaos & destruction,” Rob Cunningham wrote on X (formerly Twitter).

“XRP 比比特币快 1,000 倍，便宜 1,000 倍，与 Ripple 即将发布的 RLUSD 稳定币配合使用，我们的美国财政部最近将其视为由美国国库券支持的重要流动性产品，美国和世界可以避免经济混乱和破坏”，Rob Cunningham 在 X（以前的 Twitter）上写道。

Companies like Ripple typically pursue limited-purpose trust charters to offer digital asset services without the extensive oversight faced by traditional banks. Others, such as Coinbase and Robinhood, operate under New York’s BitLicense to facilitate crypto trading and custody services.

像 Ripple 这样的公司通常会寻求有限目的信托章程来提供数字资产服务，而无需传统银行面临的广泛监管。 Coinbase 和 Robinhood 等其他公司在纽约的 BitLicense 下运营，以促进加密货币交易和托管服务。

Ripple’s stablecoin launch will also involve partnerships with payment providers like Bitstamp, Moonpay, and Uphold, ensuring broad accessibility for users once the product goes live.

Ripple 的稳定币发布还将涉及与 Bitstamp、Moonpay 和 Uphold 等支付提供商的合作，确保产品上线后用户可以广泛使用。

“RLUSD will only be on XRP Ledger and won’t be multichain. It is intended for bank office institutional settlement and will compete with USDT/USDC for cross-border payments,” influencer Martin Folb wrote on X (formerly Twitter).

“RLUSD 将仅存在于 XRP Ledger 上，不会是多链的。它旨在用于银行机构结算，并将与 USDT/USDC 进行跨境支付竞争。”影响者 Martin Folb 在 X（前 Twitter）上写道。

In other news, Ripple’s XRP token recently surpassed BNB to become the fifth-largest cryptocurrency by market capitalization. Earlier today, the altcoin crossed $100 billion for the first time in over three years.

其他消息方面，Ripple 的 XRP 代币最近超过 BNB，成为市值第五大加密货币。今天早些时候，该山寨币三年多来首次突破 1000 亿美元。

XRP’s market value has surged by over 230% in November, driven by increasing investor confidence and the broader bullish momentum in the crypto market. The resignation of SEC Chair Gary Gensler also contributed to the positive sentiment, with some speculating that Ripple could face reduced regulatory pressure from the SEC.

在投资者信心增强和加密货币市场更广泛的看涨势头的推动下，XRP 的市值在 11 月份飙升了 230% 以上。 SEC 主席 Gary Gensler 的辞职也推动了积极情绪，一些人猜测 Ripple 可能面临 SEC 监管压力的减轻。

Finally, institutional interest in XRP is also on the rise, with WisdomTree filing an application for an XRP ETF in Delaware last week. This marks the third such application, following similar filings by Bitwise and Canary Capital in October.

最后，机构对 XRP 的兴趣也在上升，WisdomTree 上周在特拉华州提交了 XRP ETF 申请。这是继 Bitwise 和 Canary Capital 在 10 月份提交类似申请后的第三次此类申请。