尽管有监管压力，但这三个真正的公用事业山寨币还是值得购买的

尽管有一些新的加密项目的监管压力和争议，但无需完全放弃加密货币。

The US Securities and Exchange Commission (SEC) has filed fraud charges against Unicoin and three of its senior executives for allegedly defrauding more than 5,000 investors with a cryptocurrency project that falsely claimed to be SEC-registered.

美国证券交易委员会（SEC）（SEC）已针对Unicoin及其三名高级管理人员提起欺诈指控，据称欺骗了5,000多名投资者，该投资者使用了一个加密货币项目，该项目错误地声称已声称已登记了SEC登记。

Unicoin, also known as Unicoin Group and Unicoin Technologies, is accused of raising over $100 million through the purported sale of “rights certificates” for unissued tokens. These certificates were allegedly falsely marketed as being registered with the SEC and convertible into U.S. tokens.

Unicoin（也称为Unicoin Group and Unicoin Technologies）被指控通过据称出售“权利证书”筹集了超过1亿美元，以筹集超过1亿美元。据称，这些证书被错误地销售为已在SEC注册并转换为美国令牌。

According to the SEC’s complaint, Unicoin’s certificates were touted as being backed by a portfolio of hard assets, such as real estate and precious metals, and promised high returns to investors. However, the SEC claims that Unicoin’s representations were false and that the project’s leaders used the funds for personal enrichment and to pay lavish expenses.

根据SEC的投诉，Unicoin的证书被吹捧为由艰苦资产的投资组合（例如房地产和贵金属）的支持，并承诺给投资者带来高回报。但是，美国证券交易委员会（SEC）声称Unicoin的陈述是错误的，并且该项目的领导人将资金用于个人充实并支付巨额费用。

“As we continue to see a rise in technological innovation, we’re also seeing a rise in attempts to use that innovation to defraud investors,” said Michael S. Kaufman, regional director of the SEC’s New York office. “In this case, the SEC is shutting down a crypto project that flouted U.S. securities laws for years and misappropriated investors’ funds.”

SEC纽约办事处区域总监Michael S. Kaufman说：“随着我们的技术创新的增长，我们也看到了将这一创新用于欺诈投资者的尝试的上升。” “在这种情况下，SEC正在关闭一个加密项目，该项目多年来违反了美国证券法，并挪用了投资者的资金。”

Unicoin’s project was allegedly launched in 2014 by cryptocurrency entrepreneur Sean Tabib. According to the SEC, the project was shut down in 2024 following an investigation by the regulator.

据称，Unicoin的项目由加密货币企业家Sean Tabib于2014年启动。根据SEC的说法，该项目在监管机构进行了调查后于2024年关闭。

The SEC’s complaint, filed in the U.S. District Court for the Southern District of New York, seeks permanent injunctions against Unicoin, its CEO Grant Supoich, Chief Operating Officer Ben Reichstein, and Chief Technology Officer Samuel Chaiotaki. The regulator is also seeking disgorgement of illegally obtained funds, plus interest, and civil monetary penalties.

SEC的申诉是在纽约南部地区的美国地方法院提起的，向Unicoin，其首席执行官Grant Supoich，首席运营官Ben Reichstein和首席技术官Samuel Chaiotaki寻求永久禁令。监管机构还正在寻求非法获得的资金，利息和民事货币罚款的诉讼。

“We are deeply disappointed that, despite the SEC's efforts to provide clear guidance to the crypto industry, some projects continue to operate outside the law,” said Charles Petillon, acting director of the SEC’s Division of Enforcement. “This case is a stark reminder that no project or executive is above the law, and we will hold violators accountable.”

SEC执法部门代理总监查尔斯·佩蒂隆（Charles Petillon）表示：“我们深深地感到失望的是，尽管SEC为加密行业提供明确的指导，但一些项目仍在法律之外运作。” “此案提醒人们，没有任何项目或高管超出法律，我们将使违规者负责。”

The SEC’s lawsuit against Unicoin comes amid a broader crackdown by the regulator on cryptocurrency projects. In recent months, the SEC has sued several major cryptocurrency exchanges, including Binance and Coinbase (NASDAQ:COIN), and several projects for allegedly violating securities laws.

SEC针对Unicoin的诉讼是在加密货币项目的监管机构更广泛的镇压之中。最近几个月，美国证券交易委员会（SEC）起诉了几项重大的加密货币交易所，包括Binance和Coinbase（NASDAQ：COIN），以及一些涉嫌违反证券法的项目。

The regulator has also been actively engaged in rulemaking to bring cryptocurrency exchanges and projects into compliance with U.S. securities laws.

该监管机构还积极参与规则制定，以使加密货币交易所和项目符合美国证券法。

The SEC’s crackdown on crypto has been met with mixed reactions from industry insiders. Some experts believe that the regulator is finally taking necessary steps to protect investors from fraud and ensure that the crypto industry is operating transparently.

SEC对加密货币的镇压已与行业内部人士的不同反应相遇。一些专家认为，监管机构终于采取必要的步骤来保护投资者免受欺诈的侵害，并确保加密行业透明地运作。

However, other experts argue that the SEC’s actions are overly broad and could stifle innovation in the crypto sector. They also note that the regulator has been slow to provide clear guidance to cryptocurrency projects on how to comply with U.S. securities laws.

但是，其他专家认为，SEC的行动过于广泛，可能会扼杀加密货币领域的创新。他们还指出，监管机构的速度很慢，可以为如何遵守美国证券法的加密货币项目提供明确的指导。

Despite the regulatory pressure and controversy surrounding some new crypto projects, there’s no need to abandon crypto entirely. Some of the best altcoins to buy, like MIND of Pepe ($MIND), Best Wallet Token ($BEST), and Monero ($XMR), stand out with real and audited utility cases.

尽管围绕一些新的加密项目构成了监管压力和争议，但无需完全放弃加密货币。购买的一些最好的Altcoins，例如Pepe（$ Mind），最佳钱包代币（$ best）和Monero（$ XMR）的Mind，在真实和经过审计的公用事业案例中脱颖而出。

After a few projects allegedly went awry and several tokens reportedly turned out to be scams, it seems like the U.S. Securities and Exchange Commission (SEC) is finally stepping up to bring more accountability to the crypto sector.

据称一些项目出现了问题，据报道有几个代币是骗局，美国证券交易委员会（SEC）似乎最终加紧努力为加密货币部门带来更多的责任。

Now, the SEC has filed fraud charges against Unicoin and three of its senior executives for allegedly defrauding more than 5,000 investors with a cryptocurrency project that falsely claimed to be SEC-registered.

现在，SEC已针对Unicoin及其三名高级管理人员提起欺诈指控，据称欺骗了5,000多名投资者，该投资者通过一个错误地声称已登记的加密货币项目欺骗了5,000多名投资者。

According to the regulator’s complaint, Unicoin’s project was launched in 2014 and shut down in 2024 following an investigation by the SEC. In this period, the project is said to have raised over $100 million through the purported sale of “rights certificates” for unissued tokens.

根据监管机构的投诉，Unicoin的项目于2014年启动，并在SEC进行了调查后于2024年关闭。在此期间，据说该项目已通过据称出售未发行的代币的“权利证书”筹集了超过1亿美元。

These certificates were allegedly falsely marketed as being registered with the SEC and convertible into U.S. tokens. They were also touted as being backed by a portfolio of hard assets, such as real estate and precious metals, and promised high returns to investors.

据称，这些证书被错误地销售为已在SEC注册并转换为美国令牌。他们还被吹捧为受到艰苦资产的投资组合（例如房地产和贵金属）的支持，并承诺向投资者带来很高的回报。

Coupled with asset misrepresentation and insiders cashing out, it’s no wonder the SEC is pushing for the project to be permanently banned and pay steep fines.

再加上资产误解和内部人士兑现，也就不足为奇了，SEC正在推动该项目被永久禁止并支付高额罚款。

But not all cryptocurrencies are built on fiction. In fact, the failure of projects like Unicoin only reinforces the value of actually good altcoins worth buying.

但是，并非所有加密货币都建立在小说上。实际上，诸如Unicoin之类的项目的失败只会增强值得购买的良好山寨币的价值。

As the SEC tightens its grip, the future looks bright for tokens that are transparent, utility-driven, and compliant from the ground up, like $MIND, $BEST, and $XMR.

随着SEC收紧抓地力，对于透明，公用事业驱动且合规的代币，未来的未来是光明的，例如$ Mind，$ best和$ xmr。