Pi 网络、加密集成和 ISO20022：数字金融的新时代？

探索 Pi Network 与 ISO20022 的战略整合及其对加密货币和全球金融未来的潜在影响。了解 PIDEX 如何弥补这一差距。

The buzz around 'Pi Network, Crypto Integration, ISO20022' is reaching fever pitch, signaling big changes in the financial world. Pi Network's move to align with ISO20022 standards via PIDEX is a game-changer. Let's dive into what this means.

围绕“Pi 网络、加密货币集成、ISO20022”的讨论达到了白热化的程度，标志着金融世界的巨大变化。 Pi Network 通过 PIDEX 与 ISO20022 标准保持一致的举措改变了游戏规则。让我们深入了解这意味着什么。

ISO20022: The New Global Finance Language

ISO20022：新的全球金融语言

ISO20022 is like a universal translator for banks and financial institutions, making transactions faster and clearer. For crypto projects, getting on board with ISO20022 is huge. It means digital assets can play nice with traditional finance, boosting credibility and usefulness. Pi Network's ISO bridge is a strategic power move, opening doors to real-world financial applications.

ISO20022就像银行和金融机构的万能翻译器，使交易更快、更清晰。对于加密项目来说，加入 ISO20022 意义重大。这意味着数字资产可以与传统金融很好地合作，提高可信度和实用性。 Pi Network 的 ISO 桥是一项战略性权力举措，为现实世界的金融应用打开了大门。

PIDEX: Bridging Pi to the Regulated World

PIDEX：将 Pi 与监管世界联系起来

PIDEX acts as the crucial link, allowing Pi Network to tap into the ISO20022 ecosystem. This connection isn't just symbolic; it's laying the groundwork for Pi to be used in everything from remittances to DeFi. The possibilities for Picoin are expanding rapidly, transforming it from a community currency to a potential global asset.

PIDEX 是 Pi Network 进入 ISO20022 生态系统的关键环节。这种联系不仅是象征性的，而且是象征性的。它为 Pi 在从汇款到 DeFi 等各个领域的应用奠定了基础。 Picoin 的可能性正在迅速扩大，将其从社区货币转变为潜在的全球资产。

Pi Network's Web3 Strategy

Pi Network 的 Web3 战略

Pi Network’s mobile-first, community-focused approach fits perfectly with Web3's vision of user empowerment. Integrating with ISO20022 strengthens Pi Network’s position as a bridge between decentralized innovation and regulated finance. This balance is rare in the crypto world, suggesting a future where crypto and traditional finance can coexist.

Pi Network 的移动优先、以社区为中心的方法完全符合 Web3 的用户授权愿景。与 ISO20022 的集成加强了 Pi Network 作为去中心化创新和监管金融之间桥梁的地位。这种平衡在加密货币世界中很少见，这表明加密货币和传统金融可以共存的未来。

Picoin: From Community to Global?

Picoin：从社区到全球？

Picoin, mined by millions on mobile devices, is evolving. With the ISO bridge, it’s poised to become a global digital asset, potentially used in regulated payment channels and institutional portfolios. While it needs robust infrastructure and regulatory clarity, the path is clear.

数百万人在移动设备上开采的 Picoin 正在不断发展。通过 ISO 桥梁，它有望成为一种全球数字资产，可能用于受监管的支付渠道和机构投资组合。虽然它需要强大的基础设施和明确的监管，但路径是明确的。

The Ripple Effect on Crypto Adoption

对加密货币采用的涟漪效应

Pi Network's ISO20022 integration shows that crypto networks can align with regulations without losing their soul. This sets a precedent for other projects aiming for legitimacy. Regulators might see Pi Network’s approach as a model for responsible innovation, fostering trust between crypto platforms and traditional institutions.

Pi Network 的 ISO20022 集成表明，加密网络可以在不失去灵魂的情况下符合法规。这为其他旨在寻求合法性的项目开创了先例。监管机构可能会将 Pi Network 的方法视为负责任创新的典范，从而促进加密货币平台和传统机构之间的信任。

KuCard and Crypto in the Travel Sector

KuCard 和加密货币在旅游领域的应用

KuCard, a Visa card by KuCoin, is partnering with Plaza Premium Lounge to integrate crypto into travel. This collaboration allows KuCard users lounge access and highlights KuCard’s commitment to secure financial solutions. As of October 20, 2025, KuCard holders can enjoy 20% off lounge access at any Plaza Premium Lounge worldwide, offering crypto holders a way to apply their assets to everyday travel. It tackles common challenges in crypto usage, such as liquidity and volatility management, by enabling direct spending while maintaining security through integrated controls.

KuCard 是 KuCoin 的 Visa 卡，正在与环亚机场贵宾室合作，将加密货币融入旅行中。此次合作允许 KuCard 用户使用休息室，并凸显了 KuCard 对安全金融解决方案的承诺。自 2025 年 10 月 20 日起，KuCard 持有者可在全球任何环亚机场贵宾室享受 20% 的休息室使用优惠，为加密货币持有者提供一种将其资产应用于日常旅行的方式。它通过实现直接支出，同时通过集成控制保持安全性，解决了加密货币使用中的常见挑战，例如流动性和波动性管理。

Challenges and Market Sentiment

挑战和市场情绪

Despite the positive developments, Pi Network faces market challenges. As of October 21, 2025, the price of Pi Network recorded a 2% drop in 24 hours and 4.5% in a week, extending a monthly correction that now stands at 43%. However, bearish momentum has been gradually weakening.

尽管取得了积极的发展，Pi Network 仍面临着市场挑战。截至2025年10月21日，Pi Network的价格在24小时内下跌了2%，在一周内下跌了4.5%，延续了目前43%的月度调整。不过，看跌势头已逐渐减弱。

Looking Ahead

展望未来

The ISO20022 implementation is just the start. Future plans might include integrating with central bank digital currencies and expanding into enterprise finance. Continued development, regulatory engagement, and community support will be key. Pi Network has staked its claim in the global financial arena.

ISO20022 的实施只是一个开始。未来的计划可能包括与央行数字货币整合以及扩展到企业金融领域。持续开发、监管参与和社区支持将是关键。 Pi Network已在全球金融领域占据一席之地。

Final Thoughts

最后的想法

Pi Network's move into the regulated global payment ecosystem is a defining moment. It’s not just a mobile mining project anymore; it’s a legitimate player in the future of finance. This convergence of crypto and traditional finance is exciting, and Pi Network is helping to shape a more inclusive financial system.

Pi Network 进入受监管的全球支付生态系统是一个决定性时刻。这不再只是一个移动挖矿项目；它是未来金融领域的合法参与者。加密货币和传统金融的融合令人兴奋，Pi Network 正在帮助塑造一个更具包容性的金融体系。

So, keep an eye on Pi Network! Who knows? Maybe one day, we'll all be paying for our morning coffee with Picoin. The future is closer than you think!

所以，请密切关注 Pi Network！谁知道？也许有一天，我们都会用 Picoin 来支付早上的咖啡费用。未来比你想象的更近！