佩妮有什么想法吗？美国造币厂、取消的硬币及其含义

由于成本上升，美国造币厂正在停止生产便士。这对您的零钱和现金交易的未来意味着什么？

Alright, New Yorkers, let's talk pennies. For over two centuries, this humble coin has jingled in our pockets, but its days are numbered. The US Mint is pulling the plug on penny production, and while your spare change isn't suddenly worthless, it's a major sign of the times.

好吧，纽约人，让我们谈谈便士吧。两个多世纪以来，这枚不起眼的硬币一直在我们的口袋里叮当作响，但它的日子已经屈指可数了。美国造币厂正在停止生产便士，虽然你的零钱不会突然变得一文不值，但这是时代的一个重要标志。

The End of an Era: Why the Penny is Getting Canceled

一个时代的终结：为何便士被取消

The main reason? It costs more to make a penny than it's actually worth. We're talking 3.69 cents to mint a one-cent coin. President Trump (back in February) and even the Department of Government Efficiency (DOGE), previously led by Elon Musk, have pushed for this. It's a fiscal no-brainer, saving the US Mint an estimated $56 million annually.

主要原因是什么？赚一分钱的成本比它的实际价值还要高。我们所说的是 3.69 美分铸造一枚 1 美分硬币。特朗普总统（早在二月份）甚至之前由埃隆·马斯克领导的政府效率部（DOGE）都在推动这一举措。这在财政上是理所当然的事情，估计每年可以为美国造币厂节省 5600 万美元。

Retailers Feeling the Pinch

零售商感受到压力

Some stores are already experiencing penny shortages. This leads to rounding transactions, which can be a compliance nightmare, especially since some states prohibit rounding to the nearest nickel. Retailers are calling for federal laws to clarify the rules, and it's getting messy out there.

一些商店已经出现了资金短缺的情况。这会导致交易四舍五入，这可能是一场合规噩梦，特别是因为一些州禁止四舍五入到最接近的五分之一。零售商呼吁联邦法律来澄清这些规则，而事情却变得越来越混乱。

Pennies in Circulation: Still Legal Tender, But...

流通中的便士：仍然是法定货币，但是......

Don't worry, you can still use your pennies. There are billions of them floating around. However, as coin terminals stop accepting them, their circulation will slow down. The penny shortage could accelerate the move towards a cashless society.

别担心，你仍然可以使用你的便士。有数十亿个它们漂浮在周围。然而，随着硬币终端停止接受它们，它们的流通将会减慢。便士短缺可能会加速迈向无现金社会。

What About My Penny Jar?

我的便士罐怎么样？

Most pennies are worth face value. But keep an eye out for rare 1943 copper Lincoln wheat pennies. They were accidentally made during World War II when zinc was supposed to be used. These could be worth a small fortune!

大多数便士都是值面值的。但请留意稀有的 1943 年林肯小麦便士铜币。它们是在第二次世界大战期间意外制造的，当时应该使用锌。这些可能值一笔不小的财富！

The Nickel's Next?

镍的下一个？

Hold onto your hats, folks. The nickel could be next. It costs more than 13 cents to produce each one. The debate isn't as clear-cut. Rounding to the nearest nickel could cost consumers millions, so it's not an easy decision.

各位，戴好你们的帽子。镍可能是下一个。每一件的生产成本超过 13 美分。争论并不那么明确。四舍五入到最接近的五分钱可能会让消费者损失数百万美元，因此这不是一个容易的决定。

A Penny Saved? Maybe Not Anymore

节省一分钱？也许不再了

The idea of getting rid of the penny isn't new. The Price Rounding Act of 1989 aimed to do just that. While it didn't pass, it shows this conversation has been going on for decades. The first pennies featured a woman representing liberty, and Lincoln was the first president on a coin. Times change, and so does our currency.

摆脱一分钱的想法并不新鲜。 1989 年的《价格舍入法案》旨在实现这一目标。虽然它没有通过，但这表明这种对话已经持续了几十年。第一枚便士的图案是一位代表自由的女性，林肯是硬币上的第一位总统。时代在变，我们的货币也在变。

My Two Cents (or One Cent, Soon to Be Gone)

我的两分钱（或一分钱，很快就会消失）

Personally, I think canceling the penny is a smart move. It's wasteful to produce something that costs more than its value. Plus, it's time we embrace a more efficient, potentially cashless future. Sure, it's a little sad to see a piece of history go, but hey, progress waits for no one, not even a penny.

就我个人而言，我认为取消便士是明智之举。生产成本高于其价值的产品是一种浪费。另外，我们是时候拥抱一个更高效、可能无现金的未来了。当然，看到一段历史消失有点悲伤，但是嘿，进步不等人，甚至一分钱也不等。

So, start emptying those penny jars, New York! Maybe treat yourself to a slice of pizza or a ride on the subway. Because before you know it, the penny will be a relic of the past. Who knows, maybe someday your grandkids will ask you, "Grandpa, what's a penny?"

所以，纽约，开始清空那些便士罐吧！也许可以犒赏自己一顿披萨或乘坐地铁。因为在你意识到之前，便士将成为过去的遗物。谁知道呢，也许有一天你的孙子们会问你：“爷爷，一分钱是什么？”