PayPal USD在Stellar上：革新加密货币付款？

探索Stellar网络上的PayPal USD（PYUSD）如何扩展对稳定币的访问，为企业和消费者提供更快，更便宜的交易以及新的机会。

The buzz around PayPal USD (PYUSD) on the Stellar network is undeniable. It's a game-changer, promising to make stable, trusted digital dollars more accessible and useful worldwide. Let's dive into what this means for the future of cryptocurrency payments.

恒星网络上PayPal USD（PYUSD）周围的嗡嗡声是不可否认的。这是一个改变游戏规则的人，有望使稳定，值得信赖的数字美元在全球范围内更易于使用和有用。让我们深入了解这对加密货币付款的未来意味着什么。

PYUSD on Stellar: A Match Made in Crypto Heaven

Pyusd on Stellar：一场加密天堂的比赛

PayPal's decision to deploy PYUSD on the Stellar network is a strategic move that could significantly broaden the reach of its stablecoin. By leveraging Stellar's fast, low-cost infrastructure, PYUSD is now accessible on various wallets and platforms, including Bitcoin.com, Chipper Cash, and Lobstr. This expansion aims to provide users with a reliable stablecoin option for seamless digital payments.

贝宝（Paypal）决定在恒星网络上部署PYUSD是一项战略举动，可以大大拓宽其稳定的范围。通过利用Stellar快速，低成本的基础设施，Pyusd现在可以在各种钱包和平台上访问，包括Bitcoin.com，Chipper Cash和Lobstr。这项扩展旨在为用户提供可靠的稳定数字付款选项。

Corbin Fraser, CEO of Bitcoin.com, emphasizes the importance of this integration, stating that it enables millions of users to enjoy fast, low-cost transfers while strengthening the role of stablecoins in real-world payments.

Bitcoin.com首席执行官Corbin Fraser强调了这种集成的重要性，并指出，它使数百万用户能够享受快速，低成本的转移，同时增强了Stablecoins在现实世界中的作用。

Benefits for Businesses

对企业的好处

PYUSD on Stellar isn't just for consumers; it also offers substantial benefits for businesses. It delivers near-immediate settlement and reduces friction in everyday transactions. Smaller businesses, often dealing with delayed payments, can now access real-time working capital issued in PYUSD. This funding can be used for various operational needs, such as paying suppliers or stocking inventory, with near-instant settlement on Stellar.

Pyusd在Stellar上不仅适合消费者；它还为企业带来了可观的好处。它提供了近乎临时的定居点，并减少了日常交易中的摩擦。较小的企业，通常会处理延迟付款，现在可以访问PYUSD发行的实时营运资金。这笔资金可用于各种运营需求，例如付费供应商或存放库存，并在恒星上定居。

May Zabaneh, Vice President of Crypto at PayPal, highlights that expanding PYUSD to Stellar broadens access to PYUSD and opens up new use cases and opportunities for seamless transactions.

PayPal加密货币副总裁May Zabaneh强调，扩大Pyusd至Stellar扩大了对Pyusd的机会，并为无缝交易打开了新的用例和机会。

Stellar's Role in the Ecosystem

恒星在生态系统中的作用

Stellar, with its nearly 10 million accounts and over 20 billion total operations to date, has proven itself as a robust network for innovation and payments. Its open-source SDKs and Soroban smart contracts allow developers to integrate PYUSD into financial applications, programmable payment solutions, and enterprise-grade platforms. Since PYUSD is built on the Stellar Asset Contract (SAC), it's natively compatible with Stellar smart contract protocols, simplifying integration for builders and businesses.

迄今为止，Stellar拥有近1000万个帐户和超过200亿个运营，已证明自己是创新和付款的强大网络。它的开源SDK和Soroban智能合约允许开发人员将PYUSD集成到财务应用程序，可编程支付解决方案和企业级平台中。由于Pyusd建立在Stellar Asset合同（SAC）上，因此它与Stellar Smart Contract Protastion兼容，简化了建筑商和企业的集成。

Denelle Dixon, CEO and Executive Director at Stellar Development Foundation, notes that having a global leader like PayPal bring PYUSD to the Stellar network is a major step forward in how stablecoins can power real-world payments.

Stellar Development Foundation的首席执行官兼执行董事Denelle Dixon指出，拥有PayPal这样的全球领导者将Pyusd带到Stellar Network是Stablecoins如何为现实世界付款提供动力的重要一步。

The Bigger Picture: Stablecoin Growth and DeFi

更大的局面：Stablecoin的增长和Defi

The stablecoin market is booming, nearing a $300 billion market capitalization. This growth is driven by factors such as Europe’s Markets in Crypto-Assets Regulation (MiCA) and the US Genius Act. As stablecoin adoption accelerates, DeFi lending protocols are increasingly positioned to facilitate institutional participation.

Stablecoin市场蓬勃发展，接近3000亿美元的市值。这种增长是由诸如加密资产监管（MICA）和《美国天才法》（MICA）中的欧洲市场等因素所驱动的。随着稳定的采用加速，越来越多的贷款方案越来越有助于促进机构参与。

PayPal has also partnered with DeFi protocol Spark to expand liquidity for PYUSD. Since its listing on SparkLend, PYUSD has attracted over $135 million in deposits. This move aligns with the trend toward “stablecoin 2.0,” where stablecoins aim to generate yield alongside liquidity.

PayPal还与DEFI协议Spark合作，扩大了Pyusd的流动性。自从在Sparklend上市以来，Pyusd吸引了超过1.35亿美元的存款。这一举动与“ Stablecoin 2.0”的趋势保持一致，在该趋势中，Stablecoins的目的是与流动性一起产生产量。

Final Thoughts: Is This the Future?

最终想法：这是未来吗？

The integration of PayPal USD on the Stellar network represents a significant step toward mainstream adoption of cryptocurrency. By offering faster, cheaper, and more accessible transactions, PYUSD on Stellar has the potential to transform everyday payments. Whether you're a crypto enthusiast or a casual user, this development is worth keeping an eye on.

PayPal USD在恒星网络上的集成代表了迈向主流采用加密货币的重要一步。通过提供更快，更便宜，更容易获得的交易，Pyusd On Stellar有可能改变日常付款。无论您是加密爱好者还是休闲用户，这一发展都值得关注。

So, buckle up, buttercup! The future of cryptocurrency payments is looking brighter than ever, and PYUSD on Stellar might just be the key to unlocking it. Who knows, maybe one day we'll all be paying for our morning coffee with PYUSD on Stellar. A New Yorker can dream, right?

所以，扣紧，毛cup！加密货币付款的未来看起来比以往任何时候都更明亮，而在Stellar上的Pyusd可能只是解锁它的关键。谁知道，也许有一天我们都会在Stellar上与Pyusd一起为早上的咖啡付费。纽约人可以做梦，对吗？