PayPal USD（PYUSD）Stablecoin即将进入恒星区块链

PayPal宣布，其美元固定型Sta​​blecoin PayPal USD（PYUSD）将很快在Stellar区块链上提供。

PayPal's USD stablecoin, PYUSD, is set to land on the Stellar blockchain, expanding cross-border remittances and small business financing.

PayPal的USD Stablecoin Pyusd将降落在恒星区块链上，扩大跨境汇款和小型企业融资。

The move, currently pending final regulatory approval from the New York Department of Financial Services (NYDFS), marks a significant step in making blockchain technology more accessible for everyday use.

此举目前在纽约金融服务部（NYDFS）的最终监管部门批准中，这标志着使区块链技术更容易获得日常使用的重要一步。

PYUSD, already available on Ethereum and Solana, will gain a new realm of operation with Stellar's network. Stellar is renowned for its speed, low transaction fees, and global reach, making it ideal for payments and financial services.

Pyusd已在以太坊和Solana上使用，将与Stellar的网络获得新的运营领域。 Stellar以其速度，低交易费和全球影响力而闻名，使其成为付款和金融服务的理想之选。

Why Stellar?

为什么要出色？

Stellar's network, spanning over 170 countries, includes a wide range of on- and off-ramps, digital wallets, and integrations with local cash and banking systems. This makes it particularly attractive for everyday users, merchants, and small businesses, especially in emerging markets.

Stellar的网络跨越了170多个国家 /地区，包括各种各样的现金钱包和外坡道，数字钱包以及与当地现金和银行系统的集成。这使其对日常用户，商人和小型企业，尤其是在新兴市场中特别有吸引力。

In these regions, traditional financial systems can be slow, expensive, or inaccessible. However, Stellar's technology enables instant, low-cost cross-border payments and cross-chain interoperability, opening up new possibilities for financial inclusion and economic growth.

在这些地区，传统的金融系统可能会缓慢，昂贵或无法访问。但是，Stellar的技术可以瞬间，低成本的跨境支付和跨链互操作性，从而为金融包容性和经济增长开辟了新的可能性。

Enabling 'PayFi': Real-Time Working Capital for SMBS

启用“ Payfi”：SMB的实时营运资金

Another highlight of this partnership is the introduction of Payment Financing (PayFi). This model enables small and medium-sized businesses (SMBs) to access real-time working capital, disbursed directly in PYUSD on Stellar.

该合作伙伴关系的另一个亮点是付款融资的引入（PAYFI）。该模型使中小型企业（SMB）能够访问直接在Pyusd的实时营运资金。

Businesses can use these funds to pay suppliers, manage inventory, or cover other operational expenses, with the added benefits of instant settlement and complete transparency.

企业可以使用这些资金向供应商支付，管理库存或支付其他运营费用，并获得即时和解和完全透明度的额外好处。

Also liquidity providers can participate in these financing flows and earn returns from real-world economic activity rather than speculative trading.

而且，流动性提供者可以参与这些融资流程，并从现实世界中的经济活动中获得回报，而不是投机性交易。

Boosting Stablecoin Utility Beyond DeFi

将稳定实用程序提升到defi之外

Stablecoins like PYUSD are one of crypto's most practical applications as they combine blockchain's programmability with the stability of fiat currency. But despite their potential, stablecoins haven't yet played a major role in mainstream finance.

像Pyusd这样的Stablecoins是加密货币最实际的应用之一，因为它们将区块链的可编程性与法定货币的稳定性相结合。但是，尽管有潜力，但Stablecoins尚未在主流金融中发挥重要作用。

May Zabaneh, PayPal's Vice President of Blockchain and Crypto, said that cross-border payments are a key area where digital currencies can deliver tangible benefits.

PayPal区块链和加密货币副总裁May Zabaneh说，跨境支付是数字货币可以带来切实福利的关键领域。

The partnership with Stellar aims to support the development and practical use of this technology.

与Stellar的合作伙伴关系旨在支持该技术的开发和实际使用。

This partnership has received preliminary approval from the NYDFS, which oversees stablecoin compliance in New York. A final review of product integration is still pending before the Stellar-based PYUSD officially goes live.

该合作伙伴关系已获得NYDFS的初步批准，该公司负责监督纽约的Stablecoin合规性。在基于恒星的Pyusd正式上线之前，对产品集成的最终审查仍在审理中。

“Together, we bring stable cryptocurrency to individuals and small businesses in developing markets globally.” - Denelle Dixon, CEO of the Stellar Development Foundation.

“我们一起为全球发展中市场的个人和小型企业带来了稳定的加密货币。” - 恒星发展基金会首席执行官Denelle Dixon。