贝宝，加密和P2P付款：数字交易的新时代

PayPal的最新举措将加密货币集成到P2P付款中，简化了数字交易并扩大了加密货币的影响力。发现对用户和财务未来的影响。

PayPal, Crypto, and P2P Payments: A New Era for Digital Transactions

贝宝，加密和P2P付款：数字交易的新时代

PayPal is making waves by integrating crypto into its peer-to-peer (P2P) payment system, allowing users to send and receive Bitcoin, Ether, and its own PYUSD stablecoin directly through the PayPal and Venmo apps. This move simplifies crypto transactions and expands its reach, marking a significant step towards mainstream adoption.

PayPal正在通过将加密货币集成到其点对点（P2P）支付系统中，从而使用户可以直接通过PayPal和Venmo Apps发送和接收比特币，以太币及其自己的Pyusd Stablecoin。此举简化了加密交易并扩大了其影响力，这标志着迈向主流采用的重要一步。

PayPal Links: Streamlining Crypto Transfers

贝宝链接：简化加密转移

The introduction of PayPal Links is a game-changer. This feature generates personalized, one-time links that can be shared via text, email, or chat, making it easier than ever to send and receive payments, including crypto. The rollout began in the US and will expand to the UK, Italy, and other global markets, connecting billions of wallets worldwide.

PayPal链接的引入是改变游戏规则的人。此功能生成个性化的一次性链接，可以通过文本，电子邮件或聊天共享，这比以往任何时候都更容易发送和接收付款，包括加密货币。推广始于美国，并将扩展到英国，意大利和其他全球市场，并将全球数十亿个钱包连接起来。

Each link is private and expires after 10 days if unclaimed, ensuring funds are transferred instantly once accepted via PayPal’s app. The integration of Bitcoin, Ether, and PYUSD across PayPal, Venmo, and compatible external wallets bridges the gap between mainstream banking apps and crypto-native rails.

每个链接都是私人的，如果无人认领，则在10天后到期，以确保一旦通过PayPal的应用即可立即转移资金。 Paypal，Venmo和兼容的外部钱包之间比特币，以太和Pyusd的整合弥合了主流银行应用程序和加密本地轨道之间的差距。

Why This Matters for Crypto Adoption

为什么这对于收养加密货币很重要

Peer-to-peer payments were central to Bitcoin's original vision. PayPal's update brings that vision closer to reality. With over 400 million active accounts, PayPal’s integration of crypto assets instantly expands the global reach of crypto payments. Stablecoins like PYUSD add another dimension, potentially cutting remittance costs by up to 95%.

点对点付款是比特币最初愿景的核心。 PayPal的更新使该愿景更接近现实。 PayPal拥有超过4亿个活跃帐户，Crypto资产的整合立即扩大了全球加密付款范围。像Pyusd这样的Stablecoins增加了另一个维度，可能将汇款成本降低了95％。

Tax Implications and Regulatory Framework

税收影响和监管框架

A key aspect of PayPal’s crypto P2P transfers is the tax-exempt status for personal transactions. Transfers between friends and family won’t trigger 1099-K tax reporting, simplifying everyday crypto usage. This decision makes crypto more appealing for gifts, reimbursements, and shared expenses.

PayPal的加密P2P转移的一个关键方面是个人交易的免税状态。朋友与家人之间的转移不会触发1099-K税收报告，从而简化了日常加密货币。该决定使加密货币对礼物，报销和共享费用更具吸引力。

The Rise of Crypto Wallets

加密钱包的兴起

PayPal's move normalizes crypto for millions, but it also highlights the need for wallets that offer improved flexibility, security, and decentralization. Crypto-native solutions like Best Wallet are designed to take P2P finance to the next level, offering a smooth user experience with wallet-to-wallet interoperability between blockchains and dApps.

贝宝（Paypal）的举动使数百万美元的加密货币归一化，但它也强调了对可以提高灵活性，安全性和权力下放的钱包的需求。诸如最佳钱包之类的加密本地解决方案旨在将P2P融资提升到一个新的水平，从而在区块链和DAPP之间提供了齐全的用户体验。

$BEST: Driving the Future of P2P Payments

$ BEST：推动P2P付款的未来

Best Wallet's native $BEST token powers utilities like higher staking rewards, governance rights, fee discounts, access to presales, and loyalty perks, providing financial incentives beyond traditional fintech apps like PayPal. As P2P adoption accelerates, $BEST could be a significant winner, offering a high-upside retail play that complements Bitcoin and Ethereum's utility.

Best Wallet的本地$ Best Token Powers公用事业，例如更高的积分奖励，治理权利，费用折扣，获得预售和忠诚度津贴，从PayPal等传统金融科技应用程序之外提供了财务激励措施。随着P2P采用的加速，$ BEST可能是一个重要的赢家，提供了与比特币和以太坊公用事业相符的高层零售游戏。

Final Thoughts

最后的想法

PayPal's foray into crypto P2P payments is more than just a feature update; it's a sign of the times. Crypto is inching its way into everyday life, and who knows? Maybe one day, splitting the dinner bill with Bitcoin will be as common as swiping your card. The future of finance is here, and it's looking pretty crypto-cool!

贝宝（PayPal）涉足加密P2P付款不仅仅是功能更新；这是时代的标志。加密正在进入日常生活，谁知道？也许有一天，用比特币分配晚餐账单与刷卡一样普遍。金融的未来就在这里，看起来很漂亮！